AUTHOR

Tamal Bandyopadhyay

Tamal Bandyopadhyay, a consulting editor with Business Standard, is an author and senior adviser to Jana Small Finance Bank Ltd. You can e-mail the author at tamal.the@gmail.com

All stories by Tamal Bandyopadhyay

'In No Rush To Say Economy Is Slowing Down'
Rediff.com7 Nov 2024

'Whether I am optimistic or pessimistic is not the issue; I am just going by the...

Monetary Policy's Strong Message To NBFCs
Rediff.com14 Oct 2024

The RBI is fully aware that the high-cost loans and high indebtedness of the borrowers...

Banks Caught In A Trap
Rediff.com30 Aug 2024

The cost of deposits is on the rise, but banks can't raise interest rate on close to...

BEWARE Of Such Scams!
Rediff.com29 Jul 2024

What is digital house arrest? It is a tactic cybercriminals use to confine victims to...

The Lives PSU Bankers Lead
Rediff.com15 Jul 2024

A peek into the life of a public-sector banker who did well professionally, but paid a...

Home Loans: To Top Up Or Not To Top Up?
Rediff.com6 May 2024

The home loan top-up, a kind of secured multipurpose personal loan, is on the...

Wage Pact: Will Bankers Make More Money?
Rediff.com2 May 2024

Postings to places at an altitude above 1,000 metres but less than 1,500 metres,...

The RBI Story: 90 Years And Going Strong
Rediff.com24 Apr 2024

Of the eight RBI governors who have held office since the 1991 economic liberalisation,...

The RBI Way Of Firefighting
Rediff.com8 Apr 2024

Why is the RBI harsh on Paytm Payments Bank? Why did it give Rana Kapoor of Yes Bank...

Gold Loans On RBI, Finance Ministry Radar
Rediff.com28 Mar 2024

Loan against gold as a product is catching on fast. Let's keep the momentum going, but...

40-year-old fintech gurus need 60-year-olds to handhold them
Rediff.com19 Mar 2024

The message is clear: The 60-year-old wise uncles need to handhold the 40-year-old...

'Banking system has learnt lessons from 2008 crisis'
Rediff.com15 Mar 2024

'They have since only tried to improve systems. Also, with regulatory guidance from...

Why K V Kamath calls Indian banking system the best in 50 years
Rediff.com14 Mar 2024

'I don't think we have ever seen such alignment of everything that we need in the...

'Crypto is serious threat to financial stability'
Rediff.com11 Mar 2024

'To the believers of crypto regulations, I have only one question to ask, how will you...

Will Bull Run In PSU Banks Continue?
Rediff.com6 Mar 2024

>It's not easy to predict the market. But there are at least two positive factors to...

New Challenges Facing Banks
Rediff.com28 Feb 2024

As the fight for deposits intensifies, the cost of money will rise and the margin will...

Has Paytm Woken Up Too Late?
Rediff.com20 Feb 2024

Has Vijay Shekhar Sharma given up on the bank? For now, he seems to be on a save-OCL...

Is Nirmalaji A Believer In Numerology?
Rediff.com3 Feb 2024

There hasn't been any dramatic moment in the first act (the Budget) but nobody would...

P2P Lending: Barking Up The Wrong Tree
Rediff.com24 Jan 2024

P2P platforms do not have the safety net. Instead of playing the role of an...

Digital Loan Apps: Boon Or Bane?
Rediff.com18 Jan 2024

For the time being, digital lending remains a grey area, notes Tamal Bandyopadhyay.