Raghu Mohan

All stories by Raghu Mohan

M&A financing the new frontier for banks, but RBI's watching
Rediff.com26 Nov 2025

Mint Road's proposals on banks' M&A funding are cautious even as entrants root for more...

It's time to get started, put money in deals: M&A financing opens up
Rediff.com15 Sep 2025

Last fortnight, State Bank of India Chairman C S Setty lifted the veil on a subject...

Digital debt collection makes strides as lenders use tech to cut visits
Rediff.com4 Aug 2025

"We currently manage collections for over 98 million retail and small-business loan...

Why The Bankruptcy Code Needs A Makeover
Rediff.com23 Jul 2025

The famous 'tareekh pe tareekh' dialogue from the Hindi movie Damini captures where we...

Affordable Homes Within Reach As Banks Ease Lending Norms
Rediff.com8 Jul 2025

The move is to align affordable housing finance flows to the increase in property costs...

'Quicker credit data updates will aid underwriting'
Rediff.com18 May 2025

'This helps the consumers secure more favourable terms from CIs.'

'State Banks Must Take Affordable Housing Seriously'
Rediff.com25 Apr 2025

'Unless banks focus on the Rs 10-15 lakh loan segment, growing affordable housing will...

Shadow bank risks persist despite RBI relief
Rediff.com18 Mar 2025

Towards the end of February, the Reserve Bank of India (RBI) restored the risk...

'BC network has to be commercially viable'
Rediff.com20 Feb 2025

'With a very stable technology with limited functionalities, a large network has...

More the merrier? A tale of multiple self-regulatory organisations
Rediff.com7 Feb 2025

Mint Road, on December 21, 2023, flagged the role of self-regulatory organisations...

How to get more bang for the buck out of field agents
Rediff.com23 Jan 2025

Will allowing business correspondents to hawk insurance products help in reviving...

ATMs to loans: All eyes on the road for finance world
Rediff.com6 Jan 2025

In the Union Budget for Financial Year 2023-24 (FY24), Finance Minister Nirmala...

What Does RBI Want To Discuss With Private Banks?
Rediff.com4 Nov 2024

Senior bankers anticipate discussions on issues related to technology, cyber security,...

RBI seeks details of select NBFCs' loan book growth
Rediff.com25 Sep 2024

The Reserve Bank of India (RBI) has sought granular data from select non-banking...

'We focus on smaller ticket sizes loans'
Rediff.com14 Sep 2024

'Banks may find small ticket size lending economically unviable due to the cost of...

'Idea behind SROs is not to make them more regulatory'
Rediff.com25 Aug 2024

'One of the aspects for transparency and fair governance is to give the industry being...

Why RBI Flagged Small Loans As Risky
Rediff.com6 Aug 2024

In FY24, loans given out by such firms had topped a whopping Rs 146,517 crore, up by 49...

Payout to top NBFC execs on RBI radar
Rediff.com5 Jul 2024

Payouts to key management personnel in non-banking financial companies (NBFCs) are...

Gold loan business is shining as regulatory scrutiny of sector grows
Rediff.com27 May 2024

In mid-March this year, the finance ministry asked state-run banks to review their gold...

ATM Charges To Go Up After Polls
Rediff.com16 May 2024

The interchange fee -- paid by the card-issuing bank when a customer swipes at another...