RAMALINGAM KALIRAJAN

All stories by RAMALINGAM KALIRAJAN

Can SIPs Help You Live Debt-Free?
Rediff.com6 days ago

A simple SIP-first approach can help reduce debt, avoid EMIs and build lasting...

How Much EMI Can Your Salary Handle?
Rediff.com9 Jun 2026

Too many EMIs draining your salary? Ramalingam Kalirajan explains the safe borrowing...

How SIPs Beat Inflation, Build Retirement Wealth
Rediff.com29 May 2026

Start SIPs early, increase investments steadily, and let compounding beat inflation to...

Still Want To Buy Gold? 5 Tips To Reduce Your Cost
Rediff.com15 May 2026

With duties at 15%, GST at 3%, and making charges running as high as 20% -- the gap...

Gulf War: Big Lessons For Investors
Rediff.com11 May 2026

History is rarely decided by who has the biggest weapons, but by who has the better...

Why Staying Invested During Wars Builds Wealth
Rediff.com7 May 2026

Disciplined investors who ignore short-term fear build significant long-term wealth,...

Will Your Retirement Money Last?
Rediff.com16 Apr 2026

A systematic withdrawal plan doesn't drain wealth, poor planning does. Ramalingam...

Old Vs New Tax Regime: Stop Losing Money
Rediff.com8 Apr 2026

With Income Tax Act 2025 in force, your tax choice can quietly cost you big money if...

How to Retire at 50: The 25-Year SIP Strategy to Build Crores
Rediff.com30 Mar 2026

Retiring at 50 is not unrealistic. It simply requires: Discipline + Long-Term Vision +...

App Trap: Hidden Cost Of 'Free' Investing
Rediff.com16 Mar 2026

In modern investing, transparency is more valuable than zero fees and not all investing...

The 5-Step Action Plan To Your First Rs 1 Crore
Rediff.com9 Mar 2026

From a modest salary to Rs 1 crore, here's Ramalingam Kalirajan's smart compounding...

Should You Invest In Silver Now?
Rediff.com16 Feb 2026

Is the parabolic rise in silver running out of steam or just getting started?...

Why I Liked This Budget!
Rediff.com3 Feb 2026

Sometimes, the most powerful Budgets whisper and the wisest investors listen, notes...

How To Buy Gold Wisely In 2026
Rediff.com15 Dec 2025

From Rs 73k to over Rs 1.2L between January-December 2025 -- is buying gold in 2026...

How To Choose MFs Smartly
Rediff.com3 Dec 2025

Investors who constantly hop between 'top-performing' funds often end up earning far...

What You Must Know Before Signing Severance Package
Rediff.com20 Nov 2025

Understanding severance pay isn't just for those who are losing their jobs

Why SIP Beats EMI in the Long Run
Rediff.com29 Oct 2025

EMI means you've already spent tomorrow's income; SIP means you're investing today's...

Ditch Quick-Money Lures This Diwali!
Rediff.com20 Oct 2025

: Build lasting wealth via disciplined, long-term mutual fund investing in India's...

Rs 40K Salary Can Make You A Crorepati!
Rediff.com15 Oct 2025

You don't need a six-figure salary to build wealth -- you need discipline and a smart...

11 Sebi Rules That Can Supercharge Your MFs Returns
Rediff.com29 Sep 2025

SEBI's blockbuster reforms are rewriting the rules of mutual fund investing -- faster...