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Himali Patel

All stories by Himali Patel

Debt To Wealth: Young People, Read This!
Debt To Wealth: Young People, Read This!
Rediff.com17 Mar 2025

'Understand your financial goals. Next, categorise them by size. Then evaluate your...

Don't Derail SIP Goals!
Don't Derail SIP Goals!
Rediff.com7 Mar 2025

Stopping SIPs during a downturn undermines the benefit of rupee-cost averaging.

What Are Total Market Index Funds?
What Are Total Market Index Funds?
Rediff.com28 Feb 2025

Total market funds are ideal for long-term investors who prefer a simple, hands-off...

Want To Invest In ELSS? Read This
Want To Invest In ELSS? Read This
Rediff.com6 Feb 2025

ELSS investments require a long-term commitment of at least seven years.

What You Can Do With The Extra Money
What You Can Do With The Extra Money
Rediff.com4 Feb 2025

'Some part could be used for consumption purposes, and the rest could be used to meet...

New Tax Regime Turns More Attractive
New Tax Regime Turns More Attractive
Rediff.com3 Feb 2025

The old tax regime remains unchanged. 'Taxpayers opting for it will continue to follow...

Short-Duration Funds: Should You Invest?
Short-Duration Funds: Should You Invest?
Rediff.com31 Jan 2025

'They are ideal for short-term financial goals like children's education or a down...

UPI Credit Card: Read Before You Swipe
Rediff.com30 Jan 2025

'If you are not prudent, you may exceed your budget, and if it happens too often, you...

Volatile Market: What Investors Must Do
Rediff.com22 Jan 2025

Novice investors must understand that volatility is an inherent part of equity markets...

Why Fire Insurance Is A Must!
Rediff.com17 Jan 2025

While basic policies focus on structural damage, comprehensive ones extend to household...

Why Was Your Health Claim Rejected?
Rediff.com8 Jan 2025

Health insurance claims are often denied due to exclusions in policy terms. Buyers...

Before Buying Home, Consider This...
Rediff.com26 Dec 2024

'Consider your household's financial health and all your other goals.' 'Buying a house...

'Algo Trading Is Not Risk-Free'
Rediff.com23 Dec 2024

Many enter this arena without a detailed understanding of how their algo works.'...

Why Tailor Your Travel Insurance
Rediff.com20 Dec 2024

Before heading abroad, ensure your travel insurance policy offers all essential...

Should You Invest In Largecap Funds?
Rediff.com18 Dec 2024

'As we navigate uncertain waters, a conservative approach to largecap investing could...

Quant Funds: Algo-driven approach reduces human bias, risk of style drift
Rediff.com10 Dec 2024

SBI Mutual Fund recently launched the SBI Quant Fund. Its new fund offer (NFO) opened...

What Are Business Cycle Funds?
Rediff.com7 Dec 2024

Business cycle funds aim to optimise returns by aligning their portfolios with...

Know How To Plan Your Taxes
Rediff.com5 Dec 2024

'If you invest in a rush at the last moment, you could compromise on selecting the best...

What Type Of Personal Loan Could You Opt For?
Rediff.com25 Nov 2024

In addition to interest rates, review the fine print for penalties and repayment terms,...

Should You Go For Health Super Topup?
Rediff.com22 Nov 2024

Ensure the sum insured for the super topup is enough to cover even worst-case scenarios.