Himali Patel

All stories by Himali Patel

PAYD Motor Insurance: Is It Worth It?
Rediff.com14 hours ago

PAYD suits infrequent drivers who can estimate annual mileage.

Buying A Used Car On Loan? Know The Cost
Rediff.com1 days ago

Used-car financing has seen significant growth, but borrowers must be aware of higher...

How To Pick The Right Broker
Rediff.com1 days ago

Investors opening new brokerage accounts must choose a broker suited to their style.

How To Pick The Right BAF
Rediff.com4 Sep 2026

BAFs seek to offer a smoother experience across market cycles, not the full upside of a...

Gold Rally: Should Investors Buy Now?
Rediff.com31 Aug 2026

Investors should cap gold allocation at 10-15 per cent and consider staggered purchases...

Who Should Avoid F&O Trading?
Rediff.com28 Aug 2026

Futures and options (F&O) trading suits investors with good market knowledge,...

How To Claim Unclaimed Bank Deposits
Rediff.com21 Aug 2026

A savings or current account with no customer-induced transaction for more than 24...

New ITR Forms Demand More Tax Details
Rediff.com24 Jul 2026

Taxpayers must provide more details to support deduction and exemption claims.

Should You Buy 30-Year Government Bonds?
Rediff.com14 Jul 2026

Long-duration bonds allow investors to match investment tenure with long-term...

Smallcap Funds Surge; Experts Urge Discipline
Rediff.com8 Jul 2026

Smallcap funds give investors access to businesses that can grow much faster than the...

HLPP Vs Term Plan: Which Is Better?
Rediff.com1 Jul 2026

An Home Loan Protection Plan repays the outstanding loan if the borrower dies or...

How To Pick Smallcap Funds
Rediff.com26 Jun 2026

Investors now have 27 passive smallcap funds to choose from 17 index funds and 10 ETFs.

Don't Blindly Trust Your Form 16
Rediff.com19 Jun 2026

Salaried taxpayers should not use these forms blindly to file their income-tax returns.

Overseas Education Loans Get Riskier
Rediff.com8 Jun 2026

Students and families must stress test repayment capacity based on Indian salary...

Banks Push Loans Against Mutual Funds
Rediff.com4 Jun 2026

LAMF allows investors to access liquidity while staying invested.

Want To Exchange Gold? Read This First
Rediff.com1 Jun 2026

'Customers do not recover the original making charges paid on old jewellery....

What Investors Should Know About SIFs
Rediff.com19 May 2026

Investors can begin investing in mutual funds with as little as Rs 100.

Why Young Indians Skip Health Cover
Rediff.com14 May 2026

Young buyers often underestimate future health risks.

Buying Gold Bars, Coins? Read This
Rediff.com14 May 2026

'It has always been viewed as a hedge against inflation.'

Should You Fall In Developers' Flexible Payments Trap?
Rediff.com12 May 2026

Deferred payment plans may come with a cost, which may not be immediately visible.