HDFC recorded 25 per cent growth in net profit for the quarter ended December 31, 2006. It stood at Rs 355.49 crore, against Rs 284.52 crore in the corresponding quarter last year.
Profit before tax jumped 24 per cent to Rs 1,291.66 crore, against Rs 1,043.34 crore in the year-ago period.
Total assets stood at Rs 58,888 crore, against Rs 47,773 crore on December 31, 2005, an increase of 23 per cent.
The loan portfolio amounted to Rs 54,633 crore, against Rs 43,927 crore on December 31, 2005, a 24 per cent increase.
During the current financial year, loans drawn from commercial banks and financial institutions amounted to Rs 13,085 crore. HDFC also raised Rs 4,550 crore through private placement of non-convertible debentures, which included Rs 400 crore of subordinated debt.
On December 31, 2006, deposits stood at Rs 11,386 crore. CRISIL and ICRA have reaffirmed an 'AAA' rating for HDFC's deposits for the 12th consecutive year.
HDFC's capital adequacy ratio stood at 13.7 per cent of its risk-weighted assets, against a minimum requirement of 12 per cent. Tier-I capital adequacy was 8.1 per cent, against a minimum requirement of 6 per cent.
For the nine-month period ended December 31, 2006, HDFC's net profit jumped 23 per cent to Rs 1,020.33 crore, against Rs 830.78 crore in the same period last year.
Loan approvals during the nine-month period amounted to Rs 22,666 crore, against Rs 17,777 crore in the same period last year, representing growth of 28 per cent.
Loan disbursements during the nine-month period amounted to Rs 17,465 crore, against Rs 13,805 crore in the year-ago period, representing an increase of 27 per cent.
HDFC shares closed 2.26 per cent up at Rs 1,642.65 on the Bombay Stock Exchange, after an intra-day high of Rs 1,652.
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