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Morning sex can keep you hale and hearty
According to a research from Queen's University in Belfast, a good morning session at least three times a week, decreases the risk of heart attack or stroke by half and a regular session improves circulation, thereby reducing blood pressure.
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Using credit card? 7 points to note
Technically speaking, a credit card is an unsecured loan. This means that unlike a secured loan, which is advanced by a bank/financial institution against a security like property for instance, a credit card is offered without any security. In a secured loan, if the borrower fails to make good on his principal/interest commitment, the bank/institution can seize the security as compensation.
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How to save income tax through planning
The first step in tax saving through family tax planning is to adopt the concept of divide and rule. The simple rule is that each family member must have his or her independent source of income so as to legally become an independent tax payer under the provisions of the income tax law. Under the income tax law it is not possible to arbitrarily divide one's income amongst different members of the family - and then pay lower tax in the names of different family members.
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