For everything else you have your credit card!
Photographs: Tax Credits/Creative Commons
Money could buy you a vacation, a day to the spa, a good education and a fancy home but what it can’t buy you is a break, relaxation, will to study and a family. While we look out for various ways to earn money and stress out all the time, we are losing out on our health and our energy.
We seek happiness in all avenues possible but one does not have to search oceans and travel through vast lands to be satisfied. Satisfaction comes from within and having knowledge that it always originates from the way we really look at the world.
Stop running after money because money could give you temporary happiness but it won’t be permanent!
Here are 9 things money can’t buy; for everything else you have your credit card!
1. Love
Love that comes from your family, friends, pets and the world cannot be bought. No matter how rich you are or how poor, love cannot be bought; it has to be earned! How do you earn love? By being kind and understanding.
You help people in need and you show your loyalty to the people who are really important to you and that is how you earn respect.
2. Respect
While someone like Steve Jobs earned immense amount of money, he also earned immense amount of respect. You are nothing without respect. It is an established fact that when people respect you, they believe in you and that is why they invest in your ideas and your ideals.
They invest their time in listening to you and following your advice.
If you want to go far in your life, you have to be respected till the day you die.
3. Friends
Turning into a workaholic may get you all the shoes, clothes and cars you like but who would you share your adventures with?
Friends are stepping stones to success and no one likes to be alone all the time. Money cannot buy you true, good friends and you must always remember that!
4. Trust
Trust is just like respect and love. If you’re trusted, you will be given money and not the other way round. Maintain a good reputation, have good habits and be a good, disciplined person in life and trust will follow you.
5. Patience
To earn more money or ever achieve any important goal in your life patience is the number one thing you must remember. Patient people invest in long term goals and long terms ventures ending up earning a lot of money.
Money can’t buy patience but patience can get you money!
6. Luck
Luck is a challenge; one minute it is right there and the next it’s on to help someone else.
Everybody needs just a little bit of luck, even the rich!
If luck is on your side you just need to work hard but if luck is not on your side you definitely cannot buy it with happiness!
7. Wisdom
Knowledge only enhances a human being’s personality, never destroys it. Knowledge is gold and is the best way to gain success however it cannot be bought.
It entirely depends on the person’s power to absorb information and the willingness to apply it to her/his life that brings wisdom.
8. Missed opportunities
A missed opportunity is a goal lost. Always embrace opportunities as they come and never take advantage of them as sometimes opportunities once lost will never return. Not even Bill Gates can buy opportunities. A person can make use of them as they come and sometimes s/he can even create opportunities for others and help him grow but s/he cannot buy opportunities for herself/himself.
9. Time
Time is money! A saying everybody lives by. If you waste time you’re wasting money. Bill Gates earns $250 a second and that is the perfect example of how important time is. Time is limited but money couldn’t be endless. Don’t waste your time doing something that isn’t productive if you want to get rich sooner. Use it for projects that make sense and can help you grow!
The author is a credit expert with 10 years of experience in personal finance and consumer banking industry and another 7 years in credit bureau sector. Rajiv was instrumental in setting up India's first credit bureau, Credit Information Bureau (India) Limited (CIBIL). He has also worked with Citibank, Canara Bank, HDFC Bank, IDBI Bank and Experian in various capacities.