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Alert! Cheque Bounce May Land You In Jail

Keep sufficient funds in your bank account until the cheque is cleared.

Weakening Rupee? How To Neutralise Impact

Having exposure to international funds and gold is a must for those who have foreign...

Market Crash: Advice For Investors

'This is a good time to restructure your portfolio because the sectors and stocks that...

'Remain invested in equities for the long term'

'Short term volatility is likely due to various factors, global and domestic; investors...

How to save yourself from frauds, online and offline

India recorded 50,035 cases of cyber crime in 2020, an 11.8 per cent surge in such...

'Stay invested, buy quality stocks, exit weaker ones'

'Stocks of weaker companies may see the correction continue, but the ones that are...

Switch to Laggards for Stock Rewards

The laggards include FMCG (16 per cent), Energy (37 per cent) and Media (34 per cent).

After 9 months, Equity MFs turn positive

Equity flows turning positive could give fund managers firepower to invest in the...

Will COVID-19 surge hit MFs?

Stocks mutual funds had invested in had risen almost to pre-pandemic levels in March.

Want to invest in foreign equities? Read this

To select the right platform, get the opinions of a few existing users or browse online...

Low gold prices? Use it to build portfolio

'You should always maintain an allocation to gold as it has the ability to...

Opt for NPS for higher returns

But be ready for lock-in till the age of 60.

Looking to invest in mid and small-caps?

The BSE Midcap and the Small-cap Index have run up 25.3 per cent and 31.3 per cent...

Sensex at 52k. Time for profit-booking

'Do some profit booking and bring your equity allocation back to its original level.'

What type of funds you should invest in?

Retail investors may safely invest in shorter-duration funds, suggests Sanjay Kumar Singh.

Want to invest in US-focused funds? Read this

Investing in the US market provides Indian investors a hedge against the rupee's...

Want to invest in IPOs?

Check the company's business model.Businesses with high moats -- a competitive...

Equity schemes see Rs 330 billion outflow

Outflows are likely to continue, experts say, till such time as the markets see a...

Small and mid-caps for big gains in 2021

While small-caps have delivered higher returns than their large-cap peers, investors...

10 large caps for good returns in 2021

Investment in market leaders with a safety-first approach could yield reasonable...

Bank liable for fraudulent card transactions

Consumer activist Jehangir B Gai explains a RBI circular that says the customer is not...

My Top Stock Picks for 2021

Three stockmarket experts give their best picks for the New Year.

Stocks: 'Returns will be much more modest'

'Valuations were depressed at 8,000 (Nifty 50 index) levels. It was a free ride to...

COVID-19 vaccine: Don't rush to buy logistics stocks

'Most Indian logistics firms do not have the facility to store and transport COVID-19...

Stay invested in gold for long-term benefits

Despite price correction, policies that support the yellow metal will remain in place...

Stock advice: Where should I invest?

'Investors should plan and make investments strictly on the basis of their risk...

What stocks should you invest in?

'One can start accumulating economy driven stocks in the next few months with a...

Want to invest in Corporate FDs? Read this

When looking for alternatives, consider several parameters -- your investment horizon...

How Sebi's grading of MF schemes helps investors

The markets regulator, Securities and Exchange Board of India (Sebi), recently...

Where will multi-cap funds find small-caps to invest?

And if there are so many opportunities, why haven't they invested in them, asks...

Buying a used car? Read this

Buying a used vehicle is a lot more complicated. Not only do you have to worry about...

Should you invest in these 5 stocks?

These five stocks, which have lagged the markets over the last two years, have doubled...

Why you must pay advance tax by June 30

'If this first instalment of advance tax is paid by June 30, instead of June 15, then...

Is this a good time to invest in gold bonds?

You also avoid capital gains tax during redemption in case the gold price is higher,...

Why you need to watch out for April SIP numbers

Due to tax associations with the fiscal-ending, April is a month of SIP renewal. So,...

Why investors MUST book partial profits in gold

Such an economic environment tends to be positive for gold, the ultimate safe-haven...

Start to save today to survive tomorrow

In times such as these, you need to make every rupee count. Use the money you save to...

Coronavirus makes contactless payments inevitable

In times when the covid-19 outbreak is putting the entire populations under threat, and...

Interest on small savings schemes set to be cut

Government is contemplating this step to facilitate faster transmission of interest...

Stay away from sectors impacted by covid-19: Analysts

'Sectors like airlines and hotels are directly affected. Also, cyclicals like metals...

Lesson from Delhi riots: Insure your assets

It is important for businessmen and entrepreneurs to purchase insurance to safeguard...

First health insurance cover for coronavirus is here

The cover ranges from Rs 25,000 to Rs 200,000.Premiums start from Rs 299 and go up to...

Time ripe for bargain hunting in stocks

Here's a list stocks across sectors that could bounce back strongly once the...

Will your insurer pay for covid 19 treatment abroad?

If you have health insurance it will cover you if you travel to a destination within...

Confused between old and new tax regimes? Read this

Remember that by opting for one of the tax regimes, individual taxpayers don't get...

Investments in the time of coronavirus

Gold, forex assets, IT sector, pharma. Devangshu Datta explains why each of these is a...

NRIs, check the number of days you spend in India

The Budget has changed the rules for Indian citizens and persons of Indian origin...

Complaint is possible for Ulip claim

Consumer activist Jehangir B Gai explains an important new ruling by the National...

How to protect e-wallet from KYC frauds

The KYC fraud has become so rampant that even the Delhi police's Twitter account has...

NRIs major gainers from govt's move to remove DDT

The rationale for the proposed amendment is that since foreign investors were unable to...

It's time to look away from gold, at silver

Affordability is just part of the story. The metal is easy on the skin, comes with...

Check your investments, it's that time of the year

Keep in mind your asset allocation, risk appetite and investment horizon when selecting...

Budget Chat: How to invest in stocks

Ajit Mishra, vice president, Research, Religare Broking, will be answering these and...

Budget Chat: Make the most of your IT exemptions

Mahesh Padmanabhan, principal advsior, RelaxWithTax, will answer all your tax-related...

Live Budget Chat: Best mutual funds to buy now

Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, will answer all your...

Budget Chats: Will new tax slabs benefit you?

Tax experts G Srikanth and Anil Rego will answer all your tax queries in two different...

Why real estate rules for NRIs need to be simplified

There seems to be a fundamental flaw in the way some of the income tax provisions are...

Investors must stay positive amidst the gloom

Investors must be prepared to believe that things will get better eventually, no matter...

Why mutual Funds are cold to infra investment trusts

'Mutual funds have not invested in InvITs in a big way so far as good options in the...

Gold may turn out to be a good investment this year

Given the global turmoil -- US's attack on Iran, Brexit and other uncertainties -- the...

Want better returns? Stop churning your investments

Over a 16-year period, an analysis shows that investor returns were 6.3 percentage...

Life Insurance: Individuals can buy policy for others

>You can buy a life insurance policy for someone else only if you have an insurable...

Received VRS? How to generate passive income

People who are close to retirement and don't intend to go back to full-time work again...

What financial gifts can you give your kids?

Jimmy Patel, MD & CEO, Quantum Mutual Fund, suggests some valuable financial gifts...

Want to navigate market volatility? Read this

When you invest in equities, either directly in stocks or via equity mutual funds, tell...

Now is the time to focus on mid and small-caps

Long-term investors should consider moving into smaller stocks.Rather than try to pick...

Do you know what Small-ticket insurance is?

The benefit offered under small-ticket insurance may not be huge, but it is better to...

How vulnerable are bank ATMs?

The war between hackers and banks over ATM security will be dynamically redefined,...

How to use ATMs smartly to avoid hassles

As a customer, there are a few things every ATM user needs to know that will help them...

'Will my wedding gift be taxed?'

'When a gift is received in cash, it is likely to be questioned, and your father may...

Investment Lessons Learnt From 2019

A flavour-of-the-season approach does not work in investing, suggests Deepesh Raghaw.

Heard about Codicil to a Will?

A Codicil is a document created by the testator to make changes to an existing will,...

High risk investor? Check this out

Two factors play a predominant role in fetching good returns -- stock selection and...

Affected by Karvy crisis? Read this

In case of any grievance, file a complaint with Sebi on its SCORES (Sebi Complaints...

Better to revive old LIC policy or buy new one?

LIC is currently allowing customers to revive policies that have lapsed for more than...

Want to gift a financial product? Read this

Each financial product is governed by a different regulator and the rules for gifting...

Investing via digital platforms is easy

Even investors with sums as low as Rs 1,000 per month can start their investment journey.

Property transfers through PoA not valid

An income tax tribunal held that the PoA could not be construed as an instrument of...

Is compensation received from employer taxable?

There are judicial precedents where it has been held that if payment is made for...

When botched surgery amounts to medical negligence

The Kerala consumer commission recently concluded in a medical complaint that while...

Buying Gold? Avoid unregulated deposit schemes

Those wishing to participate in a jewellery scheme should opt for large, reputed,...

Think twice before exiting SIPs prematurely

Investors may have already borne most of the pain and hence should not give up now,...

Do not park too much money in co-operative banks

Do not go for riskier options like co-operative bank only for the higher return. Even...

Index funds better than active ones vis-a-vis returns

Though active funds charge 10-50 times the fee of index funds, most do not give...

In a mess after festive splurge? Here's what to do

Many would have racked up debt this Diwali, using credit cards and consumer loans. Here...

Don't let downturn put you off investing in equities

Those having a high allocation to equities now should maintain it despite the downturn,...

Buying a new car vs leasing it. What should you do?

Over the long term, owning a car is much more cost-effective than subscription or...

IT, pharma funds safe bets in a bad market

Investors, however, need to understand their prospects before deciding to raise their...

Lessons for Indian investors from WeWork fiasco

In an environment like India, investors must be extra careful about buying into catchy...

Stockbroker in trouble? How to protect yourself

Given the frequency with which brokers get into trouble, clients must select them...

Cancelled trip? Here's how to reduce penalty

The new passenger charter, introduced in March this year, doesn't do much to tackle the...

Did you know? Employers' gifts over Rs 5000 taxable

Gifts are, however, not taxable only when the person receives it from close relatives,...

Check out three essential covers against calamities

Most people believe that having enough life cover, preferably through a term insurance...

Buying a car? Compare cost of BS IV with BS VI

Customers looking for a good deal and keen on lower cost of ownership may buy a BS IV...

How to offset the impact of depreciating rupee

Direct stock investors should go by the thumb rule that exporters gain from rupee's...

How not to get tricked by festive time discount sales

While the prices on many products are indeed lowered, e-commerce as well as physical...

When should you exit a stock? Read this

Many stock market investors are like Abhimanyu. They know how to enter a stock, but...

Buying insurance cover online? Read this first

If you are buying a policy online there are some basic checks that you need to carry...

Start early in life for retirement planning

It seems reasonable to plan for expenses till at least the age of 90, suggests Prateek...

Investors should include passive funds in portfolio

The main benefit of passive funds for investors is that they are low cost, which...

Remember these points when buying life insurance

Remember, you are purchasing the policy for your financial security -- so avoid falling...

Time to buy selectively in small-cap index

With the small-cap indices on the National Stock Exchange (NSE) -- the Nifty Smallcap...

Explained: How to reduce cost of health insurance

While the steep rise in premiums is a definite worry, it is essential to look at the...

Why home buyers shouldn't drag builders to NCLT

Homebuyers should keep IBC as the last resort; if the delayed project is without...

Explained: Capital gains on sale and purchase of gold

Today, an individual can buy gold in many forms - physical, digital, exchange-traded...

Taking a loan? Keep these points in mind

Nowadays, banks and fintech companies are ever willing to extend a loan, even to people...

Should you go in for SBI's repo-linked home loan?

SBI's product has some interesting things to offer to the potential borrower, points...

Gold or silver -- which is best to build portfolio?

From the start of the year to date, gold rose from Rs 31,489 per 10 grams to Rs 37,682...

Planning to take home loan? Read this first

Borrowers should select home loan tenures carefully, suggests Sanjay Kumar Singh.

Should you worry over signs of recession in US?

If investors are concerned about a slowdown in the US or even globally, then large,...

Rera better than NCLT to deal with errant developers

Buyers should consider approaching the real estate regulator first, before taking the...

RLLR- or MCLR-based -- which home loan is better?

Should borrowers opt for an RLLR-based home loan over an MCLR-linked one? There is...

What insurance agents say, and what they mean

Check out five common sales pitches by insurance agents which can mislead buyers, says...

Software exporters, FMCG safe haven for investors

The combined net profit of software and FMCG companies was up 6.9 per during the...

Time to dump badly performing most value funds?

'One reason why value funds have done poorly is that the Securities and Exchange Board...

Avoid long-duration funds despite good 1-year returns

Investors should continue to remain invested in funds where the duration does not...

Gold funds help investors offset losses from equities

Gold funds' rally can be expected to continue for some more time as global and domestic...

Is there a bubble brewing in bonds?

'This is an issuers market. You may be able to raise money at silly yields.'Take...

Markets down? Hedge with gold or currency

But whatever you do, be prepared to hold on to your positions and keep your nerve,...

Why retail investors prefer FDs over T-bills, g-secs

Stockbrokers say that lack of a secondary market is the biggest reason why retail...

Planning a car loan? Pay maximum down payment

This will reduce your interest cost over the tenure of the loan. It will also allow you...

Don't stop your SIP in equity funds

SIPs in equity funds are for the long haul, at least 7-10 years. Investors should not...

Mistakes investors should avoid with brokers

Brokers are meant to only facilitate buying and selling of securities. They are also...

Ready-to-move-in homes are always a better bet

If you do decide to invest in the under-construction project of a mid-level player,...

HUF is losing its charm as a tax-saving tool

Wealthy families don't prefer it now as the courts have ruled that daughters continue...

Gold loan disbursals by NBFCs are on the rise

A customer can get a loan within half an hour if he has the gold and Know Your Customer...

How to gain from fall in rupee

Assume that the rupee will trend lower over the next 10 years as India increases...

Burden of proving pre-existing disease is on insurer

The National Consumer Disputes Redressal Commission has noted mere allegation by the...

Hold on to good stocks even if market falls

If you hold stocks in sectors which have seen stock prices melt, what should your...

How to choose better finance sector stocks

The better managed NBFCs should be able to exploit lower rates and grab market share as...

Gold loans are good for emergency money

A gold loan can, in many situations, be a better option than a personal loan due to its...

Want to invest? Stick to simple products

It is easy to invest in exotic products but difficult to exit them. Think carefully...

Why small investors must avoid gilt funds

If you are a retail investor, you can allocate a portion of the portfolio to the...

Planning to sell property? Here's how to save on tax

Selling property below market value can lead to litigation. Tinesh Bhasin offers tips...

Buying health cover? Here's some good news for you

Irdai has listed diseases that can't be excluded from health insurance policies,...

All you want to know about Reit

'Many of the challenges of investing in commercial real estate get taken care of when...

When you should disclose jewelry, cash in your returns

Those earning over Rs 50 lakh a year need to disclose all jewellery and cash in their...

How your health insurance policy may soon change

Irdai to allow 12 minor changes including expansion of critical illness and day care...

How to enhance your medical insurance coverage

A sum insured of Rs 3 lakh to Rs 5 lakh may have been sufficient seven-eight years ago...

5 tips for investing in NCDs

Unlike bank FDs that are considered risk-free investments, NCDs do carry a certain...

Current bear market is a tough phase for stock pickers

There is little sense in trying to find stocks that will not be vulnerable in a...

Insurance cos shift focus from market-linked products

Market-linked products have been driving the growth of private insurers for some time...

Why fixed maturity plans work better than FD

Heed your liquidity needs before investing in an FMP.

Want to become ace stock market trader?

To become an algorithmic trader, you need three things: Knowledge of financial markets,...

It's cheaper to buy car insurance online

'Online aggregators offer discounts of 70% to 75%.''At a car dealership, the discount...

How to save taxes, meet long-term goals

Three key instruments that can help you meet your financial goals, while also allowing...

Now you can insure your pets!

'Our pet insurance policy is similar to the health insurance for humans.'

Coming soon! Changes in Health Insurance

Ashish Mehrotra, MD and CEO, Max Bupa Health Insurance, explains the changes we can...

More pain ahead for mid, small-cap indices

The underperformance comes amid liquidity concerns in the non-banking finance companies...

5 MUST-HAVE insurance policies

What are the various insurance covers in your portfolio? Are they adequate to protect...

Ahead of polls, how should you invest?

Investors should consider debt mutual funds, banks fixed deposits or high-rated...

Why expensive gifts are bad tax news

Tinesh Bhasin explains the tax liabilities that accompany receiving a gift.

DON'T leave unutilised funds in your trading account!

Suppose you have transferred money to your trading account but did not use it to buy...

Investors: Focus on companies facing the consumer

The most consistent wealth creators since 2008 are all consumer-facing companies, says...

How to choose the best tax-saving investments

Individuals often postpone tax planning till the end of the financial year.As the...

BEST way to take care of your credit card debt

Balance transfer is a facility in which you can transfer outstanding balance from one...

Keep an eye on your fund's total expense ratio

If your fund's expense ratio has risen dramatically after Sebi's recent changes,...

Looking to transfer home loan? Read this

If you have availed a home loan from an NBFC, you can shift your existing home loan to...

Which stocks should you invest in this election season?

Analysts caution a non-BJP government is not an impossible scenario.In case of a...

PE investing: Look before you leap

Before committing your precious money in PE funds, investors need to get very choosy,...

Shop first, pay later -- without a credit card

Today pay-later services are available for practically anything under the sun. And...

Want to buy gold this Dhanteras? Look at Sovereign Gold Bonds

The best part is that an investor gets price appreciation and earns interest income as...

Why it makes sense to invest in silver now

The bullish outlook for gold is seen as a trigger for silver to perform better going...

How NOT to get your insurance claim rejected

While buying health policies, customers should reveal any pre-existing diseases. This...

Mobile wallets vs UPI-based apps: Which should you use?

UPI transactions are growing faster, but wallets remain relevant for those without a...

Investing in Indo-global funds? Here's a checklist

'For the same level of return, you can reduce portfolio volatility significantly with a...

This Dussehra, hike gold allocation in your portfolio

Analysts say investors should increase their exposure to gold up to 10% of their...

Investing in PMS? Here's what you MUST do

Don't forget to ask for quarterly audited statement of transactions in your account....

Why it makes sense to invest in small savings schemes

Those willing to take a higher risk for higher returns can look at AAA-rated...

Midcaps, smallcaps see biggest monthly fall since Oct 2008

'The velocity of the market correction in September was so fierce that 9 stocks...

Good time to enter mid- and small-cap space

'Allocate 30% to 35% of your equity portfolio to mid-cap funds and 10% to 15% to...

Can closed-end funds choke your portfolio?

One category which stands out is fixed maturity plans due to its tax benefits, notes...

DON'T rush to buy PSBs. Here's why

The recent three-bank merger seems to be grossly negative for Vijaya Bank and Bank of...

BEST options to beat higher home loan payout

It makes sense to shift to a home loan provider offering a lower interest rate or make...

Beat a weak rupee by investing in international funds

Investors in international funds should have a horizon of more than five years.Not only...

This time Sebi has some good news for investors

The Indian market regulator had revamped the FPI regulations in 2014 giving custodians...

Has gold lost its Midas touch?

Despite returns from gold down over 5% in the past three months, it is a good idea to...

Don't follow ace investors blindly

'If an investor wants to clone an ace investor's portfolio, s/he will be better off...

Planning to sell bonus shares? Watch out for LTCG tax

If your equity gains are less than Rs100,000 in a financial year, you can breathe easy.

Buying property from an NRI? IMPORTANT tax tips!

Both NRIs and those who make payouts on sale of property need to understand the TDS...

Which funds should you invest in after RBI rate hike?

Invest in liquid funds if you have a horizon of three months, ultra-short-term for six...

'Stay away from large-caps': Mark Mobius to investors

Mark Mobius, co-founder, Mobius Capital Partners, tells Puneet Wadhwa that investors...

What you must know about the new car insurance policy

For the vehicle-owner, the overall cost of buying a car can go up by 2% to 3$%.For...

Car insurance cos seek more time to comply with SC orders

At its heart, the issue is more than compliance.It is the risk of possible breakdown of...

Paytm's MF foray fails to rattle fund distributors

Unlike most MF distributors in India, Paytm Money will be offering low-cost direct...

Buying life insurance? Please read this

Agents often influence customers into buying new products every year instead of...

How to spot a Ponzi scheme and avoid it

Ponzi schemes have characteristics that the informed investor can spot easily.

Why small investors should shift from dividend to growth option

Sooner the investors shift, the better it is as a majority of equity funds have...

Which fund is most suitable for you?

I would advise at least a 7 year investment time frame for Equity Investing

25 years of private sector MF:The 3 crucial pillars!

Over the past 25 years the MF industry has come a long way. Geographic reach has...

How PolicyBazaar's Yashish Dahiya changed India's insurance scene

Dahiya's first internet-based venture to sell insurance failed, but he was convinced...

EPFO may impose curbs on full PF withdrawal

The objective behind the move is to "retain the membership of PF subscribers and to...

MFs net buyers of stocks for almost 2 years in a row

Foreign portfolio investors, on the other hand, have been net sellers in the...

Should you buy insurance when single or married?

It is ideal to purchase life insurance as soon as you become financially independent.

Investment picks up to a seven-quarter high of 14.4% in Q4

Economists, however, caution against interpreting the data as a broad-based revival

BSE Midcap index set for worst monthly fall in 18 months

The BSE Midcap index has declined 5.7% thus far in May 2018. In comparison, the S&P BSE...

Post Sebi rationalisation, no major change in number of MF plans

Drop in the number of schemes is less than 3%, despite merger of 38 schemes between...

Mid, small-caps outperform in four years of Modi government

Analysts attribute this outperformance to the government's proactive economic reform...

Equity, debt or liquid: Which fund is most suitable for you?

Equity debt, gold - these all are terms you may have heard of when reading on funds but...

Star fund managers jump ship even as assets soar

Exodus of top managers an unintended side effect of roaring MF industry

FRDI Bill: What it means for banks and their depositors

Mutual funds, bonds, PPFs, equity and real estate are some options which offer varying...

Why markets are headed for worst 2-month drop since FY16

The trade-war between the US and China is prompting investors to flee from risky...

How to make more money when markets are volatile

Apart from SIPS and STPS, value- averaging can help investors make more money, says...

Why FPI have lost interest in Indian debt market

In February, FPIs sold $421 mn in debt; in March they have sold $133 mn so far