Keep sufficient funds in your bank account until the cheque is cleared.
Having exposure to international funds and gold is a must for those who have foreign...
'This is a good time to restructure your portfolio because the sectors and stocks that...
'Short term volatility is likely due to various factors, global and domestic; investors...
India recorded 50,035 cases of cyber crime in 2020, an 11.8 per cent surge in such...
'Stocks of weaker companies may see the correction continue, but the ones that are...
The laggards include FMCG (16 per cent), Energy (37 per cent) and Media (34 per cent).
Equity flows turning positive could give fund managers firepower to invest in the...
Stocks mutual funds had invested in had risen almost to pre-pandemic levels in March.
To select the right platform, get the opinions of a few existing users or browse online...
'You should always maintain an allocation to gold as it has the ability to...
But be ready for lock-in till the age of 60.
The BSE Midcap and the Small-cap Index have run up 25.3 per cent and 31.3 per cent...
'Do some profit booking and bring your equity allocation back to its original level.'
Retail investors may safely invest in shorter-duration funds, suggests Sanjay Kumar Singh.
Investing in the US market provides Indian investors a hedge against the rupee's...
Check the company's business model.Businesses with high moats -- a competitive...
Outflows are likely to continue, experts say, till such time as the markets see a...
While small-caps have delivered higher returns than their large-cap peers, investors...
Investment in market leaders with a safety-first approach could yield reasonable...
Consumer activist Jehangir B Gai explains a RBI circular that says the customer is not...
Three stockmarket experts give their best picks for the New Year.
'Valuations were depressed at 8,000 (Nifty 50 index) levels. It was a free ride to...
'Most Indian logistics firms do not have the facility to store and transport COVID-19...
Despite price correction, policies that support the yellow metal will remain in place...
'Investors should plan and make investments strictly on the basis of their risk...
'One can start accumulating economy driven stocks in the next few months with a...
When looking for alternatives, consider several parameters -- your investment horizon...
The markets regulator, Securities and Exchange Board of India (Sebi), recently...
And if there are so many opportunities, why haven't they invested in them, asks...
Buying a used vehicle is a lot more complicated. Not only do you have to worry about...
These five stocks, which have lagged the markets over the last two years, have doubled...
'If this first instalment of advance tax is paid by June 30, instead of June 15, then...
You also avoid capital gains tax during redemption in case the gold price is higher,...
Due to tax associations with the fiscal-ending, April is a month of SIP renewal. So,...
Such an economic environment tends to be positive for gold, the ultimate safe-haven...
In times such as these, you need to make every rupee count. Use the money you save to...
In times when the covid-19 outbreak is putting the entire populations under threat, and...
Government is contemplating this step to facilitate faster transmission of interest...
'Sectors like airlines and hotels are directly affected. Also, cyclicals like metals...
It is important for businessmen and entrepreneurs to purchase insurance to safeguard...
The cover ranges from Rs 25,000 to Rs 200,000.Premiums start from Rs 299 and go up to...
Here's a list stocks across sectors that could bounce back strongly once the...
If you have health insurance it will cover you if you travel to a destination within...
Remember that by opting for one of the tax regimes, individual taxpayers don't get...
Gold, forex assets, IT sector, pharma. Devangshu Datta explains why each of these is a...
The Budget has changed the rules for Indian citizens and persons of Indian origin...
Consumer activist Jehangir B Gai explains an important new ruling by the National...
The KYC fraud has become so rampant that even the Delhi police's Twitter account has...
The rationale for the proposed amendment is that since foreign investors were unable to...
Affordability is just part of the story. The metal is easy on the skin, comes with...
Keep in mind your asset allocation, risk appetite and investment horizon when selecting...
Ajit Mishra, vice president, Research, Religare Broking, will be answering these and...
Mahesh Padmanabhan, principal advsior, RelaxWithTax, will answer all your tax-related...
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, will answer all your...
Tax experts G Srikanth and Anil Rego will answer all your tax queries in two different...
There seems to be a fundamental flaw in the way some of the income tax provisions are...
Investors must be prepared to believe that things will get better eventually, no matter...
'Mutual funds have not invested in InvITs in a big way so far as good options in the...
Given the global turmoil -- US's attack on Iran, Brexit and other uncertainties -- the...
Over a 16-year period, an analysis shows that investor returns were 6.3 percentage...
>You can buy a life insurance policy for someone else only if you have an insurable...
People who are close to retirement and don't intend to go back to full-time work again...
Jimmy Patel, MD & CEO, Quantum Mutual Fund, suggests some valuable financial gifts...
When you invest in equities, either directly in stocks or via equity mutual funds, tell...
Long-term investors should consider moving into smaller stocks.Rather than try to pick...
The benefit offered under small-ticket insurance may not be huge, but it is better to...
The war between hackers and banks over ATM security will be dynamically redefined,...
As a customer, there are a few things every ATM user needs to know that will help them...
'When a gift is received in cash, it is likely to be questioned, and your father may...
A flavour-of-the-season approach does not work in investing, suggests Deepesh Raghaw.
A Codicil is a document created by the testator to make changes to an existing will,...
Two factors play a predominant role in fetching good returns -- stock selection and...
In case of any grievance, file a complaint with Sebi on its SCORES (Sebi Complaints...
LIC is currently allowing customers to revive policies that have lapsed for more than...
Each financial product is governed by a different regulator and the rules for gifting...
Even investors with sums as low as Rs 1,000 per month can start their investment journey.
An income tax tribunal held that the PoA could not be construed as an instrument of...
There are judicial precedents where it has been held that if payment is made for...
The Kerala consumer commission recently concluded in a medical complaint that while...
Those wishing to participate in a jewellery scheme should opt for large, reputed,...
Investors may have already borne most of the pain and hence should not give up now,...
Do not go for riskier options like co-operative bank only for the higher return. Even...
Though active funds charge 10-50 times the fee of index funds, most do not give...
Many would have racked up debt this Diwali, using credit cards and consumer loans. Here...
Those having a high allocation to equities now should maintain it despite the downturn,...
Over the long term, owning a car is much more cost-effective than subscription or...
Investors, however, need to understand their prospects before deciding to raise their...
In an environment like India, investors must be extra careful about buying into catchy...
Given the frequency with which brokers get into trouble, clients must select them...
The new passenger charter, introduced in March this year, doesn't do much to tackle the...
Gifts are, however, not taxable only when the person receives it from close relatives,...
Most people believe that having enough life cover, preferably through a term insurance...
Customers looking for a good deal and keen on lower cost of ownership may buy a BS IV...
Direct stock investors should go by the thumb rule that exporters gain from rupee's...
While the prices on many products are indeed lowered, e-commerce as well as physical...
Many stock market investors are like Abhimanyu. They know how to enter a stock, but...
If you are buying a policy online there are some basic checks that you need to carry...
It seems reasonable to plan for expenses till at least the age of 90, suggests Prateek...
The main benefit of passive funds for investors is that they are low cost, which...
Remember, you are purchasing the policy for your financial security -- so avoid falling...
With the small-cap indices on the National Stock Exchange (NSE) -- the Nifty Smallcap...
While the steep rise in premiums is a definite worry, it is essential to look at the...
Homebuyers should keep IBC as the last resort; if the delayed project is without...
Today, an individual can buy gold in many forms - physical, digital, exchange-traded...
Nowadays, banks and fintech companies are ever willing to extend a loan, even to people...
SBI's product has some interesting things to offer to the potential borrower, points...
From the start of the year to date, gold rose from Rs 31,489 per 10 grams to Rs 37,682...
Borrowers should select home loan tenures carefully, suggests Sanjay Kumar Singh.
If investors are concerned about a slowdown in the US or even globally, then large,...
Buyers should consider approaching the real estate regulator first, before taking the...
Should borrowers opt for an RLLR-based home loan over an MCLR-linked one? There is...
Check out five common sales pitches by insurance agents which can mislead buyers, says...
The combined net profit of software and FMCG companies was up 6.9 per during the...
'One reason why value funds have done poorly is that the Securities and Exchange Board...
Investors should continue to remain invested in funds where the duration does not...
Gold funds' rally can be expected to continue for some more time as global and domestic...
'This is an issuers market. You may be able to raise money at silly yields.'Take...
But whatever you do, be prepared to hold on to your positions and keep your nerve,...
Stockbrokers say that lack of a secondary market is the biggest reason why retail...
This will reduce your interest cost over the tenure of the loan. It will also allow you...
SIPs in equity funds are for the long haul, at least 7-10 years. Investors should not...
Brokers are meant to only facilitate buying and selling of securities. They are also...
If you do decide to invest in the under-construction project of a mid-level player,...
Wealthy families don't prefer it now as the courts have ruled that daughters continue...
A customer can get a loan within half an hour if he has the gold and Know Your Customer...
Assume that the rupee will trend lower over the next 10 years as India increases...
The National Consumer Disputes Redressal Commission has noted mere allegation by the...
If you hold stocks in sectors which have seen stock prices melt, what should your...
The better managed NBFCs should be able to exploit lower rates and grab market share as...
A gold loan can, in many situations, be a better option than a personal loan due to its...
It is easy to invest in exotic products but difficult to exit them. Think carefully...
If you are a retail investor, you can allocate a portion of the portfolio to the...
Selling property below market value can lead to litigation. Tinesh Bhasin offers tips...
Irdai has listed diseases that can't be excluded from health insurance policies,...
'Many of the challenges of investing in commercial real estate get taken care of when...
Those earning over Rs 50 lakh a year need to disclose all jewellery and cash in their...
Irdai to allow 12 minor changes including expansion of critical illness and day care...
A sum insured of Rs 3 lakh to Rs 5 lakh may have been sufficient seven-eight years ago...
Unlike bank FDs that are considered risk-free investments, NCDs do carry a certain...
There is little sense in trying to find stocks that will not be vulnerable in a...
Market-linked products have been driving the growth of private insurers for some time...
Heed your liquidity needs before investing in an FMP.
To become an algorithmic trader, you need three things: Knowledge of financial markets,...
'Online aggregators offer discounts of 70% to 75%.''At a car dealership, the discount...
Three key instruments that can help you meet your financial goals, while also allowing...
'Our pet insurance policy is similar to the health insurance for humans.'
Ashish Mehrotra, MD and CEO, Max Bupa Health Insurance, explains the changes we can...
The underperformance comes amid liquidity concerns in the non-banking finance companies...
What are the various insurance covers in your portfolio? Are they adequate to protect...
Investors should consider debt mutual funds, banks fixed deposits or high-rated...
Tinesh Bhasin explains the tax liabilities that accompany receiving a gift.
Suppose you have transferred money to your trading account but did not use it to buy...
The most consistent wealth creators since 2008 are all consumer-facing companies, says...
Individuals often postpone tax planning till the end of the financial year.As the...
Balance transfer is a facility in which you can transfer outstanding balance from one...
If your fund's expense ratio has risen dramatically after Sebi's recent changes,...
If you have availed a home loan from an NBFC, you can shift your existing home loan to...
Analysts caution a non-BJP government is not an impossible scenario.In case of a...
Before committing your precious money in PE funds, investors need to get very choosy,...
Today pay-later services are available for practically anything under the sun. And...
The best part is that an investor gets price appreciation and earns interest income as...
The bullish outlook for gold is seen as a trigger for silver to perform better going...
While buying health policies, customers should reveal any pre-existing diseases. This...
UPI transactions are growing faster, but wallets remain relevant for those without a...
'For the same level of return, you can reduce portfolio volatility significantly with a...
Analysts say investors should increase their exposure to gold up to 10% of their...
Don't forget to ask for quarterly audited statement of transactions in your account....
Those willing to take a higher risk for higher returns can look at AAA-rated...
'The velocity of the market correction in September was so fierce that 9 stocks...
'Allocate 30% to 35% of your equity portfolio to mid-cap funds and 10% to 15% to...
One category which stands out is fixed maturity plans due to its tax benefits, notes...
The recent three-bank merger seems to be grossly negative for Vijaya Bank and Bank of...
It makes sense to shift to a home loan provider offering a lower interest rate or make...
Investors in international funds should have a horizon of more than five years.Not only...
The Indian market regulator had revamped the FPI regulations in 2014 giving custodians...
Despite returns from gold down over 5% in the past three months, it is a good idea to...
'If an investor wants to clone an ace investor's portfolio, s/he will be better off...
If your equity gains are less than Rs100,000 in a financial year, you can breathe easy.
Both NRIs and those who make payouts on sale of property need to understand the TDS...
Invest in liquid funds if you have a horizon of three months, ultra-short-term for six...
Mark Mobius, co-founder, Mobius Capital Partners, tells Puneet Wadhwa that investors...
For the vehicle-owner, the overall cost of buying a car can go up by 2% to 3$%.For...
At its heart, the issue is more than compliance.It is the risk of possible breakdown of...
Unlike most MF distributors in India, Paytm Money will be offering low-cost direct...
Agents often influence customers into buying new products every year instead of...
Ponzi schemes have characteristics that the informed investor can spot easily.
Sooner the investors shift, the better it is as a majority of equity funds have...
I would advise at least a 7 year investment time frame for Equity Investing
Over the past 25 years the MF industry has come a long way. Geographic reach has...
Dahiya's first internet-based venture to sell insurance failed, but he was convinced...
The objective behind the move is to "retain the membership of PF subscribers and to...
Foreign portfolio investors, on the other hand, have been net sellers in the...
It is ideal to purchase life insurance as soon as you become financially independent.
Economists, however, caution against interpreting the data as a broad-based revival
The BSE Midcap index has declined 5.7% thus far in May 2018. In comparison, the S&P BSE...
Drop in the number of schemes is less than 3%, despite merger of 38 schemes between...
Analysts attribute this outperformance to the government's proactive economic reform...
Equity debt, gold - these all are terms you may have heard of when reading on funds but...
Exodus of top managers an unintended side effect of roaring MF industry
Mutual funds, bonds, PPFs, equity and real estate are some options which offer varying...
The trade-war between the US and China is prompting investors to flee from risky...
Apart from SIPS and STPS, value- averaging can help investors make more money, says...
In February, FPIs sold $421 mn in debt; in March they have sold $133 mn so far