'Regulatory challenges exist everywhere. What we look for is regulatory stability over...

'Geopolitics will be the most important driver of financial markets in 2025.'

'We have reached 70 million monthly active users during this festival season, which is...

'Expect our food delivery business to deliver sustainable adjusted EBITDA margins of...

'Along with Blackstone, we would be keen to look at opportunities in the North.'

'To be able to sail through such volatilities, it is prudent to focus on quality.'

'I think today RBI supervision is much sharper than what it was earlier.'

'We have seen something do very well when the times are good but maybe not as well when...

'Spending by the middle class is limited with a focus on savings. However, there is...

'Domestic investors are opening up to the idea of high-growth Internet companies as a...

'Within India, people want high-quality, personalised banking services, and the demand...

'In addition, we have geopolitics and politics and all the other things that will...

'While investors need to be prepared for making some losses, they should not lose big...

'It has remained around 38 per cent over the past four to five quarters.'

'Whether I am optimistic or pessimistic is not the issue; I am just going by the...

'Our growth in banking, financial services, and insurance (BFSI) is a prime example.'

'Everything can be resolved, but my husband's legacy is not up for sale.'

'Only 20 per cent of families in India buy cheese twice once a year.'

'GenAI programmes may not be large in terms of value, but have triggered a lot of new...

'Margins will be an outcome of that. They will likely remain somewhat range-bound.'

'No one manufactures intelligence at the moment.''This is a concept that your IT...

'Future market gains will likely depend primarily on earnings growth.'

'It's the second-largest market for us after the US, and should be the largest market...

'The biggest near-term risk to Indian equities is the outflow of investments to China...

'For us, it's "keep moving and keep building a critical mass", which is commensurate...

'More investors now view the stock market as a valuable opportunity, though many still...

'Focus will be on smaller loan amounts to meet the needs of affordable homebuyers.'

'All competitors are sourcing within the country, so we'll be at the same level of...

'I think some of us, like Mukesh Ambani, myself and those of us who head industrial...

'What's sad today is that there are so many people who cannot find work, not because...

'If you see another 1000-point correction, people may start panicking.'

'There is more expansion in the industry happening in retail lines, so we will continue...

'The rise of ransomware and the rapid evolution of threats demand real-time response...

'If you look at where inflation (headline and core) is today in India and where the...

'So, we would work with our members to ensure that we as an SRO create some sort of due...

'We are very quickly going to announce the timeline of our launches, which should start...

'We can hope to see a lot of creation of jobs in the days to come.'

'In terms of incentives, if you think about it, hybrids are a 20-year-old technology.'

'It is difficult to write business internationally, without an 'A-' rating. It becomes...

'IPOs have performed exceptionally well, with a notable increase in average ticket size...

'A lot of players such as Maruti and Hyundai are entering the market in the first and...

'Banks may find small ticket size lending economically unviable due to the cost of...

'Opportunity is there in each segment of the market. There is opportunity in affordable...

'We do not believe in fire sale. We don't do it.'

'There has been a change in the advances mix, with the share of corporate loans...

'A possible post-election growth momentum may be lost.'

'Subject to any worldwide economic collapse.'

'I am very happy to see that the work is starting to bear some fruit now.'

'...you evaluate three key factors before committing your money.'

'One of the aspects for transparency and fair governance is to give the industry being...

'Asset allocation should be driven much more by long-term factors rather than the...

'We have got enough internal accruals, and we are able to do acquisitions on our own.'

'It is not just the US and European opportunity, but it is a huge global opportunity.'

'In the case of corporate credit, especially to AAA borrowers, lenders will have to...

'Investors should consider small and midcaps only if they can handle volatility and...

'Food inflation is important and if that is controlled, then consumption will go up.'

'With technology advancing, we should go all out and put up solar, wind, pumped...

'The biggest impact will be on coal and hence on power cost. Then comes iron ore,...

'There will be 200 ITIs developed as hubs, while 800 will be developed as spoke,...

'The Casa ratio is at 33.4 per cent, which has to keep improving. Right now, there is a...

'We are in a position to start due diligence and private data room access shortly.'

'Mankind's experience, sharpness, and execution will make it happen. We are not going...

'In the short term you keep your return expectations very, very low; in the medium term...

'The government should come back as a job creator as it did in the 1960s and the 1970s.'

'India's fundamentals are a lot better (than those of other emerging market...

'The structural story of India is a multi-decadal story.''One should stay invested in...

'Forget your loss or profit in your portfolio.''Look at how much cash you have in...

'Volumes in F&O trading had gone up rapidly and, in a way, the increase in STT on...

'We have essentially tried to set out an agenda for the next five years and it, in...

'Generating employment requires a shift in policy.''If not, the country will face...

'They think quick fixes like internship in the private sector will help. 'In fact,...

'We added a significant number of freshers in Q1. You will see a good number of hiring...

'For me, if I want to buy a house to stay, I don't care about indexation because I...

'We are sure FY25 is going to be better...But to call out that all problems are behind...

'We have now drastically simplified it, primarily to two rates in long-term capital...

'I found it unbelievable that L&T said 45,000 jobs were waiting to be filled...

'If you invest in sovereign gold bond, you are going to get the price rise of gold over...

'At present, hybrids emit lesser carbon despite using fuel than pure play electric...

'With the deployment of a higher degree of mechanisation, awarding contractual mining...

'The pricing model will be different. The product will be different.'

'A credit line on UPI is going to make banks think about credit fundamentally as they...

'We are confident that over the next few years the government will strike a fine...

'We want to play the value game for our consumers, which is health and retail will grow...

'What happens in the real estate market is that once the prices go up it goes on to...

'The real repo rate is very high in terms of core inflation.'

'Like every Budget, this time, too, there is chatter around tinkering with the...

'India represents one of the top opportunities with robust growth, solid fundamentals,...

'The more educated a young person is, the higher the chances of him or her remaining...

'Barring a temporary blip where stocks fell on verdict day, we are back to all-time...

'it's not just youth in India who are left behind because of their inability to find...

'Over the next 20 years, we would be adding almost 10 million people to the workforce...

'The overall market cycle is very positive.'

'The private sector believes that some enablers in labour-intensive sectors like...

'China is struggling to get out of its property bubble.''Japan took 35 years to walk...

'When you look at reviving private sector capex, I don't think there's a better story...

'The demand for housing is always increasing, and so is housing shortage.'

'The demand for international fashion labels, particularly from tier-II cities and...

'Customers flocked to purchase gold in large numbers during the event.'

'The Budget will be positive, continuing on the path of growth taken so far.'

'We are seeing signs of improvement in rural overall in terms of demand, but I would...

'The scheme excludes tractors, light commercial vehicles, and medium and heavy...

'The transition from payment banks to SFBs is only permissible for banks not owned by...

'Our priority remains brownfield expansion, and in the next few years, we plan to...

'Have a long way to go even as a small finance bank, both in terms of size, and in...

'The government has put in a lot of effort to provide infrastructure for the industry.'

'We are looking at the next target which is to be a $1 billion ARR firm in the next 4-5...

'Wherever the government has provided incentives for the purchase of two-wheelers,...

'There is not any negative connotation associated with it.'

'A positive momentum in the southern market as far as leasing, absorption, and rentals...

'That is a significant milestone for us and something we aspired for.'

'API prices are dragging down margins and impacting our competitive ability.'

'The government has put in a lot of effort to provide infrastructure for the industry.'

'Probably revised guidelines will come, and then the real picture will emerge.'

'We emphasise the importance of not basing investment decisions solely on electoral...

'Banks make money because they take the right credit calls. So they need to focus on...

'We may see little softness in liquidity position after the stabilisation of the...

'It's a debatable topic, and we will submit our comments to the RBI by June 15.'

'The prime minister's comment on 'revdi culture' was welcome. But I am disappointed he...

'Traders must adopt digital payments as soon as possible within a set timeframe, as the...

'For experienced and risk-taking investors, now may be the time to go all in.''By...

'Although currently, urban areas contribute more to growth than rural, there is no...

'The long-term impact of elections is minimal.'

'We're putting a lot of focus on GenAI developers and people who can really do all the...

'If the majority falls short of expectations, it may prompt initial adjustments in...

'In April, we saw a 10 per cent growth in our own volumes.'

'As these segments are growing at 25 per cent for the last three years, credit quality...

'Our target will come from rural areas as there are more outlets there.'

'If the NDA comes to power with 320-330 plus seats, then we could see some correction....

'The markets will correct, and they are bound to correct. The boom will turn into...

'Because it is the only public sector company in this sector, currently.'

'We see mid-and small-caps as a real pot of gold.''From a 10-15 years perspective,...

'The main worry is lots of new investors coming into the markets in order to make a...

'Currently, our individual first premium would be in the Rs 3,000-Rs 3,200 crore range....

'Private General insurers are poised to grow at 17 per cent - 18 per cent over the next...

'There has been a huge shift. Consumer needs and requirements have changed, and differ...

'While every year presents new challenges, it also provides opportunities for better...

'Which is growing fast and where we are very strongly positioned.'

'In life insurance, it is about creating distribution capacity and solutions for...

'Exposure to small and midcap stocks exceeded desired levels in many portfolios,...

'Our objective is to reach a localisation rate of 50% in the span of five years.'

'Rather than taking a very short-term view on the markets, equity investing should be...

'More than investors, fund houses, and advisors have raised caution and limited flows...

'China is somewhat disappointing in its recovery, and slow growth, and India is...

'Given the inherent volatility, investors should take at least a three to five-year view.'

'While Indian markets are indeed not inexpensive, the valuations of largecap stocks are...

'Responsible AI, which adheres to the principles of explainability, fairness,...

'The focus needs to shift towards the ability to collect payments, particularly in...

'They have since only tried to improve systems. Also, with regulatory guidance from...

'You cannot have only one product or one market or one customer segment.'

'I don't think we have ever seen such alignment of everything that we need in the...

'Now that all the early adopters have the electric car, governments are backing down in...

'We went from zero to about 10 million users in three months. Paytm came out with the...

'To the believers of crypto regulations, I have only one question to ask, how will you...

'The Indian economy is expected to grow in terms of per capita income and GDP, and with...

'The trajectory of headline indices will be determined by the number of seats the BJP...

'...which is possible through flexicap and multicap funds.''The latter has a better...

'Investors should focus on largecap funds, flexicap funds, business cycle funds, or...

'However, we have seen weakness in our active pharmaceutical ingredients business.'

'This was earlier driven by industries and the commercial sector.'

'Historically, the markets tend to perform well during election years as governments...

'Valuations of midcaps and smallcaps have reached very high levels, and hence to that...

'The vision now is not just to look at national highways as a number of kilometres, but...

'Personal income tax is growing by 27 per cent and most refunds have already been issued.'

'We crossed Rs 1.7 trillion in three months this financial year.'

'Our unsecured loan is not exactly unsecured. It is backed by cash flow of customers.'

'We are cautious only on sub-sectors that have seen massive melt-up during the past six...

'The revenue projection arises out of all sectors doing well and the formalisation of...

'In staples, we have still managed in rural areas.'

'The private sector will look to the budget to check whether there are any headwinds or...

'We now look at divestment as an opportunity for maximising the value of public assets,...

'For the first time ever it has come below 1 per cent, at 0.97 per cent.'

'We do not see people getting reduced, but because of automation, we will do more work.'

'The UK is more of a structural problem, and that's why we're doing the restructuring.'

'With China falling out of favour, India is where investors see the demographic and...

'Investment creates capacity and reduces inflation. Income, employment, and savings rise.'

'The stabilisation of interest rates followed by reduction is going to happen over the...

'If you look at assets truly working for us, you should look at Aakash and Great...

Debashis Chatterjee speaks about the overall demand environment and company's strategy

'We need to be far more careful given the fact that while this is group lending, it's...

'Investors with higher risk appetite and longer horizon (more than one year) can invest...

'.. if you do not want to take the asset allocation call.'''This category of funds can...

'It will drive a lot of surrounding business, that is where we see some good projects...

'Higher valuation remains the only spoiler for equities.'

'Will make sure that we create value. We will again look for organic and inorganic...

'Now that we are a pure-play India business, many investors are open to investing.'

'Our approach has been to work with consumers and help them drink better, not more.'

'Hybrid funds, especially balanced advantage funds and multi-asset funds, are a good...

'We look at the opportunities that are going to come in various fields in the next 5 to...

'If individual stocks start falling 25% to 30% or more, then I doubt how many of them...

'Sell part of your portfolio where you're making good money, especially in small caps...

'GenAI has democratised the AI conversation. I do not know of a single client who is...

'We carry 6.5 billion passengers every year. We have crossed seven billion this year,...

'What will matter in 2024 from the market standpoint is the direction of interest rates...

'Similar to the case of the digital payment system where the government created a...

'There is no reason why we should break this business up.'

'We have a plan to plough back a 'This year in the first half we had profits of more...

'As our per capita income increases and various demographic segments emerge, the need...

'If you want it to grow well and serve the true needs of the economy, it needs a lot of...

'We will see a lot of investments from the private sector.''As long as we are not...

'We like certain stocks from banking, insurance, retail, hospitals and capital...

'This is not just the IREDA's IPO. It is the success of the ministry of new and...

We are, therefore, setting up more branches in more tertiary terms, like tier 2 and...

'The deal pipeline across products is robust for 2024.'

'It will dictate the flow of funds into the index. We will maintain caution on...

'A key reason for the strong interest in IPOs has been an increased focus on...

'We are committed to achieving the targets we had outlined.'

'We will continue to build new engines of growth in terms of innovations, enter newer...

'SUV is a very intensely fought category, unlike hatchbacks and cars.'

'We are expected to grow at above 28 per cent this year, higher than the industry.'

'We started affordable housing loans that has good traction and the books have grown to...

'Revision of the base year for both CPI and GDP are long overdue.''The basic data that...