'Stopping now would defeat the core purpose of an SIP, which is to average...
Make sure the rider adds value rather than just adding to cost.
Investors who constantly hop between 'top-performing' funds often end up...
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...
'Reviewing terms such as war, invasion, acts of foreign enemies or...
Largecap equities are less volatile than mid- and smallcap stocks, making...
Younger customers should opt for increasing cover as their financial...
Lawful possession means having both actual control over a property and a...
New investors or those with lower-than-planned exposure should add...
Understanding severance pay isn't just for those who are losing their jobs
Before booking a flat, buyers should confirm that the project is registered...
Algo trading should be segregated in a separate account with only risk...
'Buy early and review the sum insured regularly.''Combining individual or...
'First-time or conservative investors should avoid narrow sectoral funds.'
Before signing up for a BNPL plan, read the fine print carefully and watch...
A phone number and e-mail are often enough for a fraudster to trick a lender...
Which were India's first companies that still exist today? Many trace their...
Passive funds appeal to investors seeking to avoid the risk of...
A vehicle seller remains legally liable for any accident until the RTO...
Young earners with high incomes and few responsibilities can save more than...
Beginning November 1, 2025, bank customers can name up to four nominees for...
'Having a separate healthcare corpus is extremely important even for those...
Those who have binged on credit must spend less, cut discretionary expenses,...
For homebuyers, the OC is not just an administrative formality but the very...
EPF nominations decide inheritance -- here's what happens if you don't file.
'They are a poor fit for anyone with near-term goals, low volatility...
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...
EMI means you've already spent tomorrow's income; SIP means you're investing...
'Allocating 5 to 10 per cent of one's portfolio and staying disciplined...
The 100 per cent withdrawal provision and the 25 per cent minimum balance...
Those who have long retirement horizons of 15 to 20 years and seek higher...
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...
New investors should not allow themselves to fall prey to FOMO and rush...
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
Quoting an incorrect PAN during property registration can invite penalties...
Your EPF isn't just a retirement pot. It's a financial safety net you can dip...
'It takes time and the experience of a few market cycles to develop awareness...
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
EPFO has simplified PF withdrawals -- fewer rules, faster access, and more...
: Build lasting wealth via disciplined, long-term mutual fund investing in...
Investors having a moderate-risk profile can use these funds in their...
Here's what Indian investors diversifying into equities, ETFs, and real...
The NSO previously tried to collect household income data in its ninth...
To handle the sudden loss of cashless facility, patients should maintain an...
You don't need a six-figure salary to build wealth -- you need discipline and...
Every 1 per cent per annum of investment costs is a matter of life or death,...
Ask rediffGURU Reetika Sharma your insurance mutual fund and personal...
Investors can meet cash needs without selling their securities.
rediffGURU T S Khurana answers readers' personal income tax queries
Let's decode how EPS works, who qualifies, and how pensions are calculated,...
Here's unlocking the real story behind your EPF's 8.25% interest and what it...
Who pays what into EPF, EPS, and EDLI -- the 12% math explained.
A 10-part series that explains all you want to know about how India's EPF...
'Some buyers get carried away by festival offers and purchase higher variants...
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
When and how you can access EPF money before retirement without jeopardising...
When illness strikes, this cover cushions the fall -- guarding health,...
'Do exhaustive research and then select the one that best fits your budget...
Most think tax-saving deductions exist only in the old regime. But the New...
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...
Do not panic on receiving a notice. Verify if your work falls under...
'Always keep accurate and transparent records of the source of the investment...
SEBI's blockbuster reforms are rewriting the rules of mutual fund investing...
'They are positioned as defensive products and can potentially give...
'Legally clean farmland is difficult to find. It requires time, money, and...
Use these loans to meet emergency needs, and not to fund holidays or luxury...
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...
Given that a sizeable part of this money is part of the coveted current...
'Investing in these funds makes sense if their net yield over better-quality...
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...
Online gaming firm Gameskraft on Thursday said it is laying off 120 employees...
rediffGURU T S Khurana answers readers' personal income tax queries.
Do home prices really never fall? Ramalingam Kalirajan begs to differ.
New investors should avoid short-term, tactical entries and instead go for...
Ask rediffGURU Reetika Sharma your insurance mutual fund and personal...
MFs offer scale, simplicity, liquidity, and tax efficiency, and are an...
Last fortnight, State Bank of India Chairman C S Setty lifted the veil on a...
India has nearly 490 million online gamers, and an estimated Rs 10,000 crore...
Retirement-focused products that promise certainty can look attractive.The...
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...
Loan against fixed deposit is cheaper and comes with fewer charges.
The biggest risk for investors isn't the market, but their own minds, biases...
Protect your hard-earned wealth with a will -- halt family rifts and secure...
Reduction of GST on health insurance premium from 18% to 0% looks like a...
60 per cent of hospitals are directing investments towards IT capability...
'I can sanction projects worth Rs 20 trillion annually as of today.''But my...
'First-time investors, busy professionals, NRIs and those with modest sums...
rediffGURU Dr Upneet Kaur explains how to discuss and resolve financial...
Investors may wait for six months and then take another look at the stock.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...
'Such stocks may be useful for aggressive portfolios, but should not be part...
'A staggered investment approach (using SIP or STP) can help investors...
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Real wealth isn't built on random bets; it's built on disciplined, guided...
Have income tax-related questions? Ask rediffGURUS Mihir Tanna, Vipul...
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...
Young investors with a higher risk appetite are better off with a combination...
Zero depreciation cover ensures that the insurer pays the full replacement...
'Reits are suitable for investors seeking regular income and real estate...
'The new Bill introduces no policy or rate changes, leaving financial...
Reels often induce the FOMO-'Act now!' mentality. But sound investing is...
Chartered accountant Nitin Kaushik's message to India's young workforce is...
'The essence of RMG is that users participate in skill-based games for...
Whenever possible, the karta or head of the family should openly discuss the...
Indian game studios managing to make money out of casual games just show how...
SOFs can be a diversification tool for investors seeking alternatives to...
'Maintain a balanced approach with a preference for short-to medium-duration...
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal...
Many buyers skip or misread critical provisions in builder-buyer agreements.
'Active funds have the ability to manage downside risk.'
'As we get older, our health risks increase, and this makes health insurance...
At the end of the day, this isn't about choosing between EMIs and SIPs. It's...
'Revolving credit without full repayment causes interest to outpace repayment...
File a written complaint with the bank's grievance redressal officer and...
'Begin with a small investment, observe performance, then scale up gradually.'
Investors should be mindful of the high volatility in cryptos: Bitcoin has...
The ultra-rich invest differently -- embracing growth, compounding, and...
The Enforcement Directorate has summoned Reliance Group Chairman Anil Ambani...
'Long-short SIFs are designed for seasoned, high-risk, high-reward investors,...
One of the most exploited provisions is Section 10(13A), which permits...
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal...
Understand policy inclusions and exclusions to avoid surprises during claims.
Learn to track your ITR's progress and correct any errors.
Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.
Gaurav Batra, founder and CEO Infinite Group, suggests smart tips to help you...
Cross-check key documents, maximise your deductions, avoid errors, and ensure...
Master the online ITR filing process and then learn the differences between...
Organise your PAN, Form 16, Form 26AS, AIS, and all other proofs before...
Think again. Not filing could cost you. Here's who must file, who should, and...
Despite recent underperformance, MNC funds have delivered over longer time...
Conservative investors seeking equity-like tax benefits with low risk may go...
If nominees pass away, distribution is governed by succession laws of...
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...
Any defect identified by the expert would have to be rectified within one...
Your AMC shuts shop. Panic? Wait. What happens next isn't what most fear.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal...
There is need for buyers to understand cancellation rules before entering...
These plans are suited for individuals and families with regular OPD needs --...
Banks offer a wide range of group insurance plans -- personal accident,...
Only a limited set of investors should invest directly in corporate bonds.
Customers must sign the agreement promptly to avoid disruptions. They should...
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Fraudsters lure individuals with false promises of recovering bonuses or...
Errors in filing income-tax returns frequently lead to scrutiny notices,...
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal...
rediffGURU Kanchan Rai, founder of the Let Us Talk Foundation, explains how...
Kunal Varma, CEO, Freo, explains what Hospicash and Day Care Insurance covers...
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...
The fear of losing purchasing power due to inflation and low-interest rates...
So, the next time someone tempts you with a slightly higher FD rate from a...
rediffGURU T S Khurana answers readers' personal income tax queries.
They don't just want better returns -- they're looking for global...
By pausing to ask, 'Do I really need this?' you create space for more...
The Reserve Bank of India (RBI) has extended the trading hours for the...
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
Saurav Ghosh's step-by-step guide will help you understand what bonds are,...
rediffGURU Jinal Mehta answers readers' financial planning and health...
AI isn't a magic wand. It works best when combined with good systems,...
Tough times don't last, but tough people -- and smart financial strategies -...
Many affluent young people are first-generation wealthy.They have limited...
Maternity expenses can be high, with the costs covering everything from...
Such issues need to be addressed quickly to ensure your retirement savings...
'Most tax notices arise not from wrongdoing, but from unintentional mismatch...
Even if you have a comprehensive motor insurance policy, it may not provide...
rediffGURU T S Khurana answers readers' personal income tax queries
'LAP is suited for borrowers with a steady income, sound repayment...
Wouldn't it be better to reach 45 with a backup engine of passive income that...
Borrowers should consider switching from an MCLR-linked to a repo rate-linked...
Registering the agreement for sale remains the most reliable way for a...
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal...
'Opt for a minimum cover of Rs 10 lakh to Rs 15 lakh, especially in urban and...
rediffGURU T S Khurana answers readers' personal income tax queries.
Deductions missed in Form 16 can still be claimed while filing ITR.
A higher TER means a larger portion of the return goes to the AMC, leaving...
Besides wrong selection of ITR form, many professionals claim deductions they...
Some individuals opt for the new regime without a comparative analysis of the...
The return filed could be treated as defective, invalid, or even be...
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal...
Tenants should primarily buy contents insurance.'This covers personal...
Only experienced investors with a high risk appetite, a grasp of market...
'The universe of PSU stocks is huge and diverse.''Investors should bet on...
'Increasingly, they treat gold as a financial asset in their portfolio rather...
rediffGURU T S Khurana answers readers' personal income tax queries.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual...
Taking possession without an OC can lead to legal complications, denial of...
People with modest incomes can also build a crore-worthy portfolio by...
'Always ensure that lease terms are clearly written in the agreement,...
Some products offer terrorism cover as part of the base offering, while in...
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual...
'Investors' decisions should reflect their financial goals, risk tolerance,...
Targets should avoid panicking and hang up.'Disconnecting stops the scammers...
Though Uber functions as a cab aggregator, the Delhi state commission ruled...
Until now, salaried individuals having income under the head LTCG were...
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
If you redeem your investments when prices have fallen sharply, you will be...
In an age where personal data is a valuable commodity, investing in cyber...
rediffGURU Jinal Mehta answers readers' financial planning and health...
rediffGURU Shekhar Kumar, senior manager, talent acquisition, at the Shri...
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Why try to time the market when time in the market works better? History...
With the RBI infusing Rs 7.5 lakh crore in liquidity -- and possibly more in...
rediffGURU T S Khurana answers readers' personal income tax queries.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual...
Whether you're a young professional, a seasoned entrepreneur, or someone...
One should avoid keeping excessive funds in one's savings account.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal...
Real estate developers are hoping that the slew of tax concessions announced...
Investors should avoid making drastic changes to their asset allocation...
'Choose an FD tenure that provides a balance between returns and the horizon...
'Go for a base cover of Rs 10 lakh and then buy a super top-up of Rs 90 lakh.'
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...
Religious tourism witnessed 1,439 million tourists in 2022, generating Rs...
'The rise in SIP contributions has created a pool of long-term MF assets that...
Buying makes sense for those planning to stay in a city for at least 7 to 10...
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal...
'Investors should continue with their SIPs, especially during market...
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
Crorepatis build wealth through disciplined saving, smart investing, and...
Start your journey to financial freedom today. Ask your questions and let our...
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual...
Review your family emergency fund and replenish it if needed.Revisit...
For investors who missed the initial IPO frenzy, the market correction is an...
Here's a formula that helps you understand how much money you will need to...
Investing is not just about setting aside money -- it's about making it work...
rediffGURU Yogendra Arora answers readers' personal income tax queries.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual...
Fraudsters read your mind, weave convincing stories, earn your trust and then...
Investors aged 26 to 30 consider the number of followers as a key parameter...
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual...
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Market downturns or regulatory shifts can reduce liquidity, making it harder...
The systematic withdrawal plan stands out as a superior option, providing...
Dwaipayan Bose explains what momentum investing is, how it works, why it...
The answer depends on your financial goals and risk appetite, says Certified...
'Understand your financial goals. Next, categorise them by size. Then...
A home insurance policy covers damage from earthquakes, fires, explosions,...
All that you must know about the pros and cons of gift deeds, tax...
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual...
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal...
The biggest risk in under-construction projects is delay and non-completion.
Financial success isn't about making impulsive moves -- it's about making...
Stopping SIPs during a downturn undermines the benefit of rupee-cost averaging.
Do you have financial planning or income tax queries? Ask rediffGURU Anil Rego.
'Reduce your equity allocation, put that allocation into gold and fixed income.'
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
'Buyers should be provided either a fixed possession date or a firm date for...
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...
FOMO-driven investing is reshaping India's stock market. Swati Saxena...
Total market funds are ideal for long-term investors who prefer a simple,...
The index could be vulnerable to a bigger fall given the present market...
Younger investors with long investment horizons may continue their SIPs.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual...
rediffGURU T S Khurana answers readers' personal income tax queries.
'If gold's recent surge has increased its allocation beyond 15 per cent in...
rediffGURU Vivek Lala answers your income tax and personal finance queries.
In January, SIP account closures surpassed new registrations for the first time.
rediffGURU Yogendra Arora answers readers' personal income tax queries.
In a world where financial literacy is often overlooked, Soha Ali Khan shares...
Maternity coverage is a specific feature in health insurance policies that...
Mutual funds are a powerful tool for building wealth, but do they work...
The co-operative banking sector is well regulated, and a few cases of...
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
As the Ratan Tata Endowment Foundation and Trust are new entities, the...
rediffGURU T S Khurana answers readers' personal income tax queries.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
rediffGURU Samkit Maniar answers readers' personal income tax queries.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal...
'Regardless of whether you invest Rs 100 or Rs 1 crore per month, risk is...
Your ultimate guide to helicopter rides in India this Valentine's Day
rediffGURU T S Khurana answers readers' personal income tax queries.
Invest in these funds through the SIP route with at least a seven-year horizon.
ELSS investments require a long-term commitment of at least seven years.
'When people have money in their hands, they make their judgment about...
'Once filed, it cannot be revised or rectified.'
'Some part could be used for consumption purposes, and the rest could be used...
Tax experts answer your budget-related queries
'The increase in the limit for TDS on interest to Rs 1 lakh will ensure...
What does this mean for you? Ramalingam Kalirajan explains.
The old tax regime remains unchanged.'Taxpayers opting for it will continue...
'The incentives to switch to the new tax regime... are viewed as a negative...
Curious? Find out how much you will save...
Implications for capital gains, wealth taxes, and investment strategies...
Ask tax gurus Mihir Tanna, Samkit Maniar, Vivek Lala, Anil Rego, T S Khurana...
'They are ideal for short-term financial goals like children's education or a...
'...how do they consume and contribute to the GDP?'
'If you are not prudent, you may exceed your budget, and if it happens too...
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal...
Travel is about making memories, experiencing the unknown, and engaging in...
The ideal time to invest in sector funds, is during a downturn so that...
rediffGURU T S Khurana answers readers' personal income tax queries.
Don't let panic ruin your wealth. Avoiding these mistakes can save you from...
Meet the game-changer in mutual fund investments, explains Anamika Pareek.
Largecap companies are generally less vulnerable to economic slowdowns than...
Do you have financial planning or income tax queries? Ask rediffGURU Anil Rego.
Novice investors must understand that volatility is an inherent part of...
The secret to building Rs 5 crore corpus lies in one simple decision. But the...
Purchase health insurance early while you are disease-free.'It might become...
'If the markets correct further, PSU stocks could continue to decline.'
While basic policies focus on structural damage, comprehensive ones extend to...
Aditya Mhatre shares some practical and actionable tips to save money and...
Gripped with fear as an investor following a 12 per cent market fall? Here's...
Here's how to own your dream home without paying excessive interest on your...
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual...
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...
Seems daunting? With right financial planning, patience, and commitment, this...
Health insurance claims are often denied due to exclusions in policy terms....
rediffGURU T S Khurana answers readers' personal income tax queries.
When it comes to building wealth, Time really is King. The power of...
The National Commission condemned the builder for creating third-party rights...
'One should not invest more than 5 to 10 per cent of their overall portfolio...
When investing in fixed-income products, balancing considerations like...
Apart from the emotional value attached to buying gold, the yellow metal...
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal...
Have you ever wondered why some people seem to achieve extraordinary wealth...
Take control of your finances in 2025! Follow these five secrets to saving...
Let reason, not emotion, guide your decisions.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual...
'Consider your household's financial health and all your other goals.''Buying...
Isn't the goal of retirement planning to create a balanced portfolio that...
Many enter this arena without a detailed understanding of how their algo...
Data from Value Research analysed on five-year, three-year and one-year...
Before heading abroad, ensure your travel insurance policy offers all...
'As we navigate uncertain waters, a conservative approach to largecap...
What if I told you that you only need to invest for 5 years to accumulate Rs...
By June 2025, financial freedom will be just an ATM away. Pleasantly...
Flipkart-backed super.money is on an expansion spree and plans to expand its...
Regularly monitor your account for any suspicious activity.Keep your devices...
Wedding planner WedMeGood estimates that the average wedding budget has...
'Asset allocation should change only if your goals, life situation, or risk...
rediffGURU Ulhas Joshi answers your mutual fund queries.
Ramalingam Kalirajan offers some easy steps to reactivate your accounts with...
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...
By acting now, you can step into 2025 with your finances in order and without...
Business cycle funds aim to optimise returns by aligning their portfolios...
Sent money to wrong UPI ID? Don't panic! Learn what to do next and how to...
'If you invest in a rush at the last moment, you could compromise on...
New investors should gradually build a 5 to 10 per cent allocation to gold.
It is similar to top-up health insurance plan, but provides for one or more...
Unbelievable, did you say? Ramalingam Kalirajan explains the simple math.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual...
Link your UPI app to a separate bank account or wallet that has only a...
First things first: For those wondering if they need to reapply, the answer...
'Investors may have made money in mid and smallcaps due to market momentum,...
Your choice between the Old and New Tax Regimes should reflect your financial...
One reason the fee can't be lower than 3 per cent is that it is difficult for...
In a falling market, the value of your investment keeps going down. However,...
In addition to interest rates, review the fine print for penalties and...
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Ensure the sum insured for the super topup is enough to cover even worst-case...
The Delhi high court has granted bail to Hari Om Rai, the former MD of Lava...
A single security lapse could lead to complete wipe out of your crypto assets...
Let's explore three different ways to reach the Rs 100-crore mark, each...
Returns of liquid funds are meant only for the short term and don't help...
Cardiac care plans are ideal for individuals with pre-existing heart...
Only investors with knowledge of cryptocurrencies, long-term conviction, and...
'They take care of the problem: How can I ensure my child's education and...
'Arbitrage funds make the most sense for those in the 30 per cent tax...
Investors should match their investment horizon with the fund's portfolio...
If you already hold significant amounts of equity in your portfolio, avoid...
'Investors with foreign currency-denominated goals, such as foreign education...
'A dynamic bond fund acts like a gilt fund in a rate cut scenario and like a...
'Ensure that all property-related documents are up-to-date.''Relying on...
'A long-term investor with a 4 to 5 year horizon could invest in this theme...
'Assess the property in terms of type, size, location and price point, and...
Let's Make Savings As Exciting As Spending. This World Savings Day,...
The best way to achieve financial security isn't by cutting out every vada...
Invest with a 5 to 7 year horizon so that you are able to ride out price...
MNC funds invest in companies where foreign promoters have more than 50 per...
'Value index funds are most appropriate for long-term investors who can...
If you lack an emergency fund or it is depleted, use part of your bonus to...
The fast-growing Indian online gaming sector is facing a significant threat...
'When interest rates rise, the NAVs of these funds will fall.' However, they...
'Allocate up to 20 per cent of your core equity portfolio to quality funds.'
'Investors with a long-term investment horizon and the risk appetite for...
'A 20 per cent equity allocation to ESG funds is a good start.''As more...
For those looking for more affordable options, purchasing an...
'Young investors should focus more on equity, while retired senior citizens...
Self-employed individuals often face hurdles in buying term insurance due to...
While festive offers can reduce costs, borrowers should also consider the...
Imagine transforming a modest Rs 10,000 monthly investment into a steady Rs 1...
F&O trading is a zero-sum game where one person's loss is another's...
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...
'Accidents are unpredictable, whether it's a mishap during Diwali, a fracture...
Investors need to carefully assess country-specific risks.'This is especially...
From how to open an NPS Vatsalya account to knowing how this scheme compares...
rediffGURU T S Khurana answers readers' personal income tax queries.
'Credit card debt comes with high interest cost and stringent penalties.''If...
'Many do not have robust business models, and their prospects of survival and...
'Choose an equity allocation that will allow you to remain invested even if...
rediffGURU Samkit Maniar answers readers' personal income tax queries.
If you don't make the necessary adjustments after October 1, 2024, you'll...
'A 10 to 15 per cent allocation to gold in portfolios reduces risk without...
Equity-focused schemes may perform better in a bull market, while...
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual...
Have you wondered how many days of work -- depending on your net monthly...
While SGBs are a sound investment, they aren't worth buying at any price.The...
An analysis by the Securities and Exchange Board of India (Sebi) has revealed...
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Experts say you should be certain of living in a city and locality for a long...
When evaluating bonds, returns shouldn't be the sole factor.Pay close...
Customers frequently sign without reading the terms and conditions, resulting...
Momentum funds can be 10 to 15 per cent more volatile than the Nifty 50.
Lord Ganesha's teachings offer valuable insights for investors in the Indian...
'Any earnings, regardless of location, will be subject to Indian income tax.'
IPOs inherently carry more risks than stocks that have been listed on the...
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
'The PAYD model adjusts the premium based on your driving habits. If you...
'Splitting must result in tangible benefits for the customer, otherwise it...
Pratham Barot, CEO and co-founder, Zell Education, explains how specialised...
Using mantras from the Bhagavad Gita, Vatsal Ramaiya explains how you can...
For Indian parents, sending a child abroad for a three-year degree could...
'For those seeking regular income, these funds provide a steady stream of...
'It's advisable not to go overboard on a banking sector fund or any other...
'With tuition fees for international students rising, education loans have...
Long-term tax-saving FDs can also be considered after the PPF limit has been...
'By investing in a basket of funds, FoFs can help minimise the impact of...
Switching to the UPS could be a game-changer for your retirement planning,...
Feature for feature, bank FDs are indeed better than debt funds today, mainly...
'Younger employees, who tend to have a higher risk appetite, will find NPS...
Adopting overly aggressive strategies without considering risk could lead to...
Systematic Withdrawal Plan, or SWP, can help you achieve your financial...
Many senior citizens 'underestimate the impact of inflation, taxation,...
Younger people, who usually have a longer investment horizon which allows...
Scammers sometimes misuse personal information collected during tax...
Follow this 15 x 15 x 15 rule to become a crorepati without taking big risks....
Flipkart-backed fintech firm super.money is aiming to be among the top five...
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
'Despite rising inflows, many NRIs lack awareness about NRO and NRE accounts...
Only borrow an amount that can be repaid comfortably.The ratio of total EMI...
rediffGURU T S Khurana answers readers' personal income tax queries
Are you ready to take control of your financial future? Ramalingam Kalirajan...
Make minimum payments on all debts, then use extra funds to tackle the...
'If their allocation to certain segments have become high due to strong...
'In phases when smaller stocks do well, an equal-weight index performs better...
All investors should ideally have a 10 to 15 per cent allocation to...
rediffGURU Ulhas Joshi answers your personal finance and mutual fund queries
Do you have financial planning or income tax queries? Ask rediffGURU Anil Rego.
Submitting a late return helps you stay compliant with tax regulations and...
'If the borrower can't repay the loan due to lack of income or losses from...
'File all the supporting documents in response to the allegation since there...
To minimise risk, invest in a debt fund whose duration matches your...
'PPF carries minimal risk.''Its fixed-income nature allows investors to...
FDs are not advisable for long-term wealth creation as their post-inflation,...
By following the path of Kula Dharma as mentioned in the Bhagavad Gita, you...
A taxpayer who does not revise their return within the stipulated deadline...
'Forget your loss or profit in your portfolio.''Look at how much cash you...
rediffGURU T S Khurana answers readers' personal income tax queries.
'Earlier there was no provision for considering TCS collected from the...
People in full-time jobs should especially avoid intraday trading as it...
Most investors should have a 5% to 10% allocation to gold for...
The National Commission ruled that the insurance policy is deemed to be...
'Understand how wedding expenses fit into your overall financial...
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Investors with a long-term horizon and high-risk appetite seeking capital...
It is advisable to file your ITR right away and not rely on potential...
Finance Minister Nirmala Sitharaman on Tuesday termed misleading claims by...
rediffGURU Anil Rego answers readers' personal income tax queries.
Investors should view the increase in the LTCG tax rate in conjunction with...
Follow these steps to avoid last-minute surprises while claiming your...
What is digital house arrest?It is a tactic cybercriminals use to confine...
rediffGURU Samkit Maniar answers readers' personal income tax queries.
Rediff.com spoke to registered investment advisors to figure out how best the...
Maintain a proper record of documents that can act as proof of the cost of...
The finance minister clarified that indexation benefits offered until April...
While the minimum holding period for LTCG taxation has now been lowered, the...
There are a number of steps taken that will leave more money in the hands of...
'The adjustments (of tax slabs and standard deduction) will reduce the tax...
How does the Union Budget 2024-25 impact taxpayers, investors and traders?
Ramalingam Kalirajan dives into the specifics of NPS withdrawal rules to help...
'Compare the new slabs with the previous years to understand if your tax...
Invest in MFs for liquidity and choice of funds.Invest in NPS for the tax...
In the case of double-income couples, not more than 40 per cent of the net...
Investors keen on mid and smallcap stocks but wary of volatility should...
rediffGURU Dev Ashish answers your personal finance and mutual fund queries
'If an individual makes significant financial investments, she should stick...
'We expect market consolidation and recommend buying during market dips.'
Follow these simple steps if you want to create a solid retirement corpus and...
Quant funds are a unique offering in the MF space as the investment decisions...
rediffGURU Vivek Lala answers your income tax and personal finance queries.
MMFs invest in fixed-income instruments maturing in less than one year,...
Building your Retirement Nidhi is your Karmayoga, ensuring a Golden Yug where...
rediffGURU Ulhas Joshi answers your personal finance and mutual fund queries.
'It's better to be over-insured than underinsured.''Ensure your home...
Are you a first-time IPO investor? Even if IPOs appear attractive with...
'Lack of self-control over spending leads to a credit card debt trap.''People...
Keeping surplus money in a bank account has become perilous, alerts Harsh...
'A mid-year review makes the end-of-year financial review manageable and less...
It is essential to have a comprehensive motor policy, and not just a...
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Make children realise that money is earned through hard work and used to buy...
If the cashless request is denied, the entire cost may need to be paid for...
'An equity-based index fund should be held for more than five years to...
By taking the mutual fund route, investors can take exposure to gilts with...
Ulhas Joshi, Head -- Sales, Rank MF, a mutual fund investment platform,...
'If the portfolio growth rate is higher, take this loan. If it is lower,...
rediffGURU Samkit Maniar answers readers' personal income tax queries.
The Reserve Bank of India (RBI) on Monday said 97.87 per cent of the Rs 2000...
'Investors should not go for lump-sum investments in infrastructure funds at...
Shares of Le Travenues, which operates online travel booking platform ixigo,...
'If you are investing in a Ulip for returns, go for a type I Ulip.''If you...
rediffGURU Jinal Mehta answers readers' financial planning and health...
The Bhagavad Gita reminds us that true peace comes not from the absence of...
Vatsal Ramaiya draws wisdom from the Bhagvad Gita to explain how to conquer...
'Filing a nil ITR serves as a formal declaration to the tax authorities that...
Not filing an ITR or paying the tax dues on the deceased's behalf can lead to...
Purchase health insurance at an early age, before you incur a disease, as...
The National Commission noted that if the policyholder wanted reinstatement,...
'Those trying to use these funds for quick gains should avoid them due to...
Vatsal Ramaiya draws wisdom from the Bhagvad Gita and correlates it to how...
Long-term investors should never stop their SIPs during market corrections.
Do not get repair work started without informing the insurer as the latter...
Ask tax gurus Mihir Tanna, Samkit Maniar, Vivek Lala, Anil Rego and Mahesh...
'Save the entire chain of e-mail exchanges so that you have documented...
In its master circular on general insurance products, which takes immediate...
Many seniors mistakenly believe they need not file returns if tax is deducted...
Form 16 contains details of salary income, deductions, and exemptions.
National Commission concluded that false and baseless allegations had been...
'Some buyers believe prices may correct in the future.''This is unlikely....
Ramalingam Kalirajan explains the pros and cons of both investment types.
If gratuity is not paid within 30 days of termination, the employer must pay...
'MFs have a combined exposure of Rs 3.2 lakh crore to NBFCs, out of which Rs...
The purpose, behind slashing property tax on small commercial establishments...
Investment guru and mutual fund expert Ashok Kumar, answers all your MF...
As per the latest finance ministry data, the total balance in over 36.06...
It is just a question of providing an additional facility to the taxpayer...
'Why are FMPs used as a vehicle for promoter funding against listed shares?'...
Only Rs 10,720 crore of the junked currency notes did not return to the...
The finance minister is likely to announce the government's vision for a...
Debt funds have exposure of nearly Rs 8,000 crore to Zee group papers. Aditya...
Continue to invest normally unless prices fall drastically in April-May.If...
Five to six issues may hit the market if Chalet Hotels's IPO is successful...
The government is expected to dole out some populist policies, especially for...
'Historically, the lead-up to a general election tends to be excessively...
'In many parts of the country, the empty nest-and-empty-nest egg story is a...
Investors should consider debt mutual funds, banks fixed deposits or...
Tokenisation acts as an additional layer of security as it masks sensitive...
During the fourth quarter (January-March), banks step up the activity to meet...
'The probability of another negative year in 2019 is low.'
'This is the first time we will see how SIP investors react to market...
MFs have benefited from a shift to financial assets from physical assets like...
About 24 fund houses saw a decline in their debt AUMs in the past one year.
Customers using mobile wallets, prepaid payments cards, and paper vouchers...
The upcoming general elections will be the focus and the economy and market...
Chances of staying true to your goals tend to be high when you don't lose...
The EPFO is now developing a software that will help show retirement savings...
From its all-time peak of 38,989.65 scaled on August 29 this year, the Sensex...
'The first half of 2019 could be volatile.''In the second half, volatility...
2018 has been a disappointing and highly volatile year for equity investors.
'2018 has seen a bi-polar market.''Thanks to gains in some key stocks, market...
'From a retail investor's perspective, therefore, it is essential not to get...
The markets are in meltdown.Time then to turn to the Master Investor for...
Overall, in the last five straight sessions, the index has lost nearly 1,129...
'The RBI can make a change in EMI the default option, when interest rates...
What are FMPs and should you invest in them?
Limit your investment in cryptocurrencies and make sure you have current...
Their vision, leadership and team spirit on the game will help you run your...
Health insurance expert Anil Rego in an online chat with readers answers...
Mahavir Chopra tells you what to check before you choose a diabetes insurance...
'My sense is that we should be braced for a correction.''It has already begun...
The tax computation compares the original cost, along with the stock value on...
It is too early to judge if the fall in Nifty from an all-time high of 11,170...
Indian exchanges see spurt in volumes due to the entry of newcomers to the trade
Wealth may drive your relationship preferences says study.
Nifty could fall to 9,500 levels; not a good time to bottom fish, say experts
Stick to export-focussed plays, large-caps, say analysts
Jim Rogers, chairman of Rogers Holdings, tells Puneet Wadhwa that the US bond...
The benchmark Sensex companies' underlying earnings per share are down 3 per...
If an equity share is purchased before January 31, 2018, at Rs 100 and the...
The move will primarily impact luxury car companies like Mercedes Benz, BMW,...
'The introduction of a tax on LTCG will be a deterrent for foreign investors...
Decoding four important provisions in the Finance Bill 2018.
'It is only fear and speculation, without much substance, that has led to the...
The model is now being worked out between NITI Aayog and health ministry, he...
According to Parizad Sirwalla, partner (tax), KPMG, the withdrawal of annual...
The market players were expecting that if long-term gains are taxed, the STT...
'The only good thing is people will not be required to maintain their medical...
Jaitley's fifth Budget has provided little relief to the middle class.
Many imported things became costlier as Finance Minister Arun Jaitley on...
Sentiments may get impacted as mutual funds have been gaining traction among...
Jaitley said returns from the stock market are quite attracting and it was...
...for others it would be an incentive to participate more robustly in...
Last week, the country's leading exchange, Zebpay, launched trading in...
CEOs expect populist measures in the Budget, to help the poor and...
Keki Mistry, vice chairman and CEO, HDFC tells Joydeep Ghosh and Chirag Madia...
Motilal Oswal, chairman and managing director, Motilal Oswal Financial...
The index that tracked 20 key international markets in Asia, recorded 0.6 per...
The provisions in the FRDI bill do not modify current protections for...
From Alto to Audi, get car discounts of up to Rs 900,000
'A subscriber will know exactly how much of his money is in debt and how much...
Ring fence your family's assets with a trust as this ensures fewer disputes,...
The bench, headed by Justice Patil, however, allowed a significant leeway for...
A little over 80 per cent of the orders placed on domestic stock markets are...
Read the fine print carefully lest your claim gets rejected, advises Tarun...
Earnings spread for foreign investors down to 10-year low of 1.1 per cent,...
Retail investors may burn their fingers investing in them, especially if the...
Will the Financial Resolution and Deposit Insurance Bill endanger our bank...
ETFs may be an option if you are considering only large-cap funds, experts...
K Ramalingam offers important tips for a successful meeting
The decline is attributed to lower salary growth and a rise in households'...