personal-finance

How Couples Can Avoid Money Fights

Regular money talks, setting up joint goals, and regular reviews can help...

Quality Funds: Should You Invest?

'Long-term investors seeking sustainable gains from resilient, fundamentally...

'My Wife Thinks I'm Wasting Money on Anime'

rediffGURU Dr Upneet Kaur, a therapist and marriage counsellor, explains how...

IT Returns FY26: Existing ITR Forms To Stay

However, from April 1, 2026, transactional forms such as tax deducted at...

Gold, Silver Slide After Bubble-Like Rally

The recent correction suggests that while precious metals hedge geopolitical...

8 Top‑Selling Cars In India

In 2025, the Maruti Suzuki Dzire has emerged as India's top-selling car,...

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How Will Silver Fare In 2026?

New investors should enter gradually and with a long horizon.'Staggered...

Planning To Invest In NPS Vatsalya?

NPS Vatsalya offers a disciplined investment avenue that parents can use to...

Missed income? File ITR-U

Taxpayers should consider ITR-U if they omitted income, wrongly claimed...

Registration Isn't Ownership

Lawful possession means having both actual control over a property and a...

Want To Invest In US Markets? Read This

New investors or those with lower-than-planned exposure should add...

Severance Package: All You Must Know

Understanding severance pay isn't just for those who are losing their jobs

Watch for Portfolio Overlap Before Adding Funds

Overlap refers to the same stocks appearing across fund portfolios.

Union Budget: ASK YOUR TAX QUESTIONS

rediffGURUS Mihir Tanna, Vipul Bhavsar, T S Khurana, Vivek Lala and Anil Rego...

Why Flexicaps Make Sense Now

Flexicap fund performance depends heavily on the fund manager's decisions.

How Your Credit Can Be Stolen in Seconds

A phone number and e-mail are often enough for a fraudster to trick a lender...

8 Of India's Oldest Companies

Which were India's first companies that still exist today? Many trace their...

Are Passive Funds On A Comeback Trail?

Passive funds appeal to investors seeking to avoid the risk of...

Drowning In EMIs At 25? Here's The Fix!

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

A Long-Term Portfolio Should Include...

'...a mix of asset classes.''Include equities for growth (across market...

Borrowing On Gold? Mind the Trap

The RBI has flagged concerns over rising volatility in gold prices and...

An OC Is A Must When You Buy A Home

For homebuyers, the OC is not just an administrative formality but the very...

Who Gets Your PF Money After You...

EPF nominations decide inheritance -- here's what happens if you don't file.

Want To Invest In Manufacturing Funds?

'They are a poor fit for anyone with near-term goals, low volatility...

'Can I Get Back My Insurance Premium?'

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Which Country Produces The Most Milk?

The nations dominating the world's milk output...

Time to Reassess Your Term Insurance

While investments are typically reviewed annually, risk cover is often left...

How To Plan For Your Child's Future

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

Missed Investing In Gold? Read This

New investors should not allow themselves to fall prey to FOMO and rush...

From LTCG to Will: Key Tax Answers

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

Will Gold's Bull Run Continue in 2026?

'We expect modest returns in 2026 versus the steep gains seen over the past...

Investing in Silver, Step By Step

'New investors should enter gradually and stay cautious.''Silver is a...

Investors: 'Focus On Income, Not Stocks'

'For the initial decade, I consistently advise young professionals to...

EPF Withdrawal Made Simpler? What It Means For YOU

EPFO has simplified PF withdrawals -- fewer rules, faster access, and more...

Ditch Quick-Money Lures This Diwali!

: Build lasting wealth via disciplined, long-term mutual fund investing in...

What Are Aggressive Hybrid Funds?

Investors having a moderate-risk profile can use these funds in their...

'Can I Claim HRA, Home Loan Benefit If...?'

rediffGURU T S Khurana answers readers' personal income tax queries

Smallcaps: High Risk, Long View

Investors seeking higher returns at relatively higher risk should consider...

How To Buy Gold Wisely In 2026

From Rs 73k to over Rs 1.2L between January-December 2025 -- is buying gold...

Provident Fund Problems? Your Qs Answered

Ask rediffGURU Reetika Sharma your insurance mutual fund and personal...

Planning To Take Loan Against Shares?

Investors can meet cash needs without selling their securities.

PF, LTA, GST: Tax Tips YOU Must Know

rediffGURU T S Khurana answers readers' personal income tax queries

Why Weddings Need Insurance

Wedding insurance goes far beyond protecting against cancellations.

Don't Exit Midcaps. Think Long Term

'Stopping now would defeat the core purpose of an SIP, which is to average...

Boost Your Health Cover with Smart Riders

Make sure the rider adds value rather than just adding to cost.

Rs 10L Profit: 'How Much Tax Will I Pay?'

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

EPF: How To Withdraw Smart, Protect Your Corpus

When and how you can access EPF money before retirement without jeopardising...

4 Reasons To Buy THIS Illness Insurance

When illness strikes, this cover cushions the fall -- guarding health,...

Registration Isn't Ownership

Lawful possession means having both actual control over a property and a...

Want To Invest In US Markets? Read This

New investors or those with lower-than-planned exposure should add...

Severance Package: All You Must Know

Understanding severance pay isn't just for those who are losing their jobs

How Your Credit Can Be Stolen in Seconds

A phone number and e-mail are often enough for a fraudster to trick a lender...

8 Of India's Oldest Companies

Which were India's first companies that still exist today? Many trace their...

Are Passive Funds On A Comeback Trail?

Passive funds appeal to investors seeking to avoid the risk of...

An OC Is A Must When You Buy A Home

For homebuyers, the OC is not just an administrative formality but the very...

Who Gets Your PF Money After You...

EPF nominations decide inheritance -- here's what happens if you don't file.

Want To Invest In Manufacturing Funds?

'They are a poor fit for anyone with near-term goals, low volatility...

How To Plan For Your Child's Future

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

Missed Investing In Gold? Read This

New investors should not allow themselves to fall prey to FOMO and rush...

From LTCG to Will: Key Tax Answers

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

EPF Withdrawal Made Simpler? What It Means For YOU

EPFO has simplified PF withdrawals -- fewer rules, faster access, and more...

Ditch Quick-Money Lures This Diwali!

: Build lasting wealth via disciplined, long-term mutual fund investing in...

What Are Aggressive Hybrid Funds?

Investors having a moderate-risk profile can use these funds in their...

Provident Fund Problems? Your Qs Answered

Ask rediffGURU Reetika Sharma your insurance mutual fund and personal...

Planning To Take Loan Against Shares?

Investors can meet cash needs without selling their securities.

PF, LTA, GST: Tax Tips YOU Must Know

rediffGURU T S Khurana answers readers' personal income tax queries

Rs 10L Profit: 'How Much Tax Will I Pay?'

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

EPF: How To Withdraw Smart, Protect Your Corpus

When and how you can access EPF money before retirement without jeopardising...

4 Reasons To Buy THIS Illness Insurance

When illness strikes, this cover cushions the fall -- guarding health,...