Personal Finance

How To Protect Yourself From Online Dark Patterns

'Dark patterns exploit human psychology, cognitive biases, urgency,...

How To Pick Smallcap Funds

Investors now have 27 passive smallcap funds to choose from 17 index funds...

How You Handle Money Decides Your Loan

Lending is no longer just about what you've done. It is about how you manage...

Avoid Costly Mistakes In ITR Filing

With more granular reporting and enhanced data matching, mismatches are...

Is Earning More Actually Making You Poor?

Rising income feels like success but unchecked lifestyle inflation traps...

How To Choose A Retail Algo

Algo strategies must be registered with stock exchanges.

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Why Investors Are Exiting Gold

The case for long-term investment in gold, however, remains intact.

Where Are India's Rich Investing Money?

As the rupee weakens, wealthy families are accelerating investments in global...

Can SIPs Help You Live Debt-Free?

A simple SIP-first approach can help reduce debt, avoid EMIs and build...

5 Of The World's Largest Oil Refineries

Oil processing facilities form the foundation of the worldwide energy sector,...

OTP, Cards, Online Payments: BIG Changes From April 1

From April 1, 2026, the Reserve Bank of India's new authentication directions...

The 25-Year SIP Strategy To Retire At 50

Retiring at 50 is not unrealistic. It simply requires: Discipline + Long-Term...

Spot a Suspicious Credit Card Transaction?

The first thing cardholders should do after spotting a suspicious charge is...

Check AIS Before Filing Tax Returns

'AIS helps taxpayers check whether all income streams and reportable...

How Much EMI Can Your Salary Handle?

Too many EMIs draining your salary? Ramalingam Kalirajan explains the safe...

Compensation: What Digital Fraud Victims Must Know

Customers will qualify for compensation even if they mistakenly share the OTP.

FDs To SIPs: How To Avoid Costly Mistakes

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Gulf War: How To Manage Investments, Household Budget

Households should moderate large discretionary expenses for the time...

What Joint Account Holders Must Know

Read all account documents, ask questions, and conduct basic due diligence...

How SIPs Beat Inflation, Build Retirement Wealth

Start SIPs early, increase investments steadily, and let compounding beat...

Heard About NPS' RIS Scheme For Your Parents?

RIS Steady Life Cycle begins with an equity allocation of 35 per cent at age...

5-Step Action Plan To Your 1st Rs 1 Cr

From a modest salary to Rs 1 crore, here's Ramalingam Kalirajan's smart...

ED Raids RPower Offices in Mumbai, Hyderabad

The Enforcement Directorate conducted searches at multiple locations in...

Smart Money Tips Every Woman MUST READ

'Money is not just about greed or accumulation. It gives you freedom, dignity...

Still Want To Buy Gold? 5 Tips...

With duties at 15%, GST at 3%, and making charges running as high as 20% --...

Why Young Indians Skip Health Cover

Young buyers often underestimate future health risks.

Buying Gold Bars, Coins? Read This

'It has always been viewed as a hedge against inflation.'

How Couples Can Avoid Money Fights

Regular money talks, setting up joint goals, and regular reviews can help...

Quality Funds: Should You Invest?

'Long-term investors seeking sustainable gains from resilient, fundamentally...

'My Wife Thinks I'm Wasting Money on Anime'

rediffGURU Dr Upneet Kaur, a therapist and marriage counsellor, explains how...

Investment Disclosure Tightens Tax Scrutiny

From the financial year 2025-2026, the government has introduced a new column...

Why Staying Invested During Wars Builds Wealth

Disciplined investors who ignore short-term fear build significant long-term...

Want A Credit Card? Read This

'First-time applicants may witness longer approval times or higher rejection...

Zero-Coupon Bonds: All You Want To Know

Zero-coupon bonds suit investors with long-term goals such as retirement or...

Healthcare Funds: Caution Advised

Most first-time investors may be better served by diversified options such as...

How Will Silver Fare In 2026?

New investors should enter gradually and with a long horizon.'Staggered...

NPS Investors: Pick Fund Managers Wisely

Since this is a long-term investment, investors must do their homework and...

6 Car Insurance Situations That Might Shock You

Most owners assume car insurance covers everything, but hidden exclusions can...

Stock Gains Vs Loss: What Gets Taxed?

rediffGURU T S Khurana answers readers' personal income tax queries

Budget 2026: 9 Things That Got More Expensive

What items did Finance Minister Nirmala Sitharaman make costlier?

What Budget 2026 Means For Taxpayers

The Budget offers a limited-time regularisation window with clear thresholds,...

Watch for Portfolio Overlap Before Adding Funds

Overlap refers to the same stocks appearing across fund portfolios.

Why Insurance Claims Get Rejected

'Many policyholders do not understand that non-medical expenses, cosmetic...

Tax QnA: Capital Gains, PF, Salary Guide

rediffGURU Vipul Bhavsar answers readers' personal income tax queries

Can Rs 1.15 Cr Corpus Fund Rs 2L Monthly?

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Pension, Property, ITR: Your Tax Qs Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

Datanomics: Sending money from US to India gets costlier

Sending money from the US to India has become costlier after a 1% excise tax...

Drowning In EMIs At 25? Here's The Fix!

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

5 Of The World's Largest Oil Refineries

Oil processing facilities form the foundation of the worldwide energy sector,...

OTP, Cards, Online Payments: BIG Changes From April 1

From April 1, 2026, the Reserve Bank of India's new authentication directions...

The 25-Year SIP Strategy To Retire At 50

Retiring at 50 is not unrealistic. It simply requires: Discipline + Long-Term...

Compensation: What Digital Fraud Victims Must Know

Customers will qualify for compensation even if they mistakenly share the OTP.

FDs To SIPs: How To Avoid Costly Mistakes

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Gulf War: How To Manage Investments, Household Budget

Households should moderate large discretionary expenses for the time...

5-Step Action Plan To Your 1st Rs 1 Cr

From a modest salary to Rs 1 crore, here's Ramalingam Kalirajan's smart...

ED Raids RPower Offices in Mumbai, Hyderabad

The Enforcement Directorate conducted searches at multiple locations in...

Smart Money Tips Every Woman MUST READ

'Money is not just about greed or accumulation. It gives you freedom, dignity...

How Couples Can Avoid Money Fights

Regular money talks, setting up joint goals, and regular reviews can help...

Quality Funds: Should You Invest?

'Long-term investors seeking sustainable gains from resilient, fundamentally...

'My Wife Thinks I'm Wasting Money on Anime'

rediffGURU Dr Upneet Kaur, a therapist and marriage counsellor, explains how...

Zero-Coupon Bonds: All You Want To Know

Zero-coupon bonds suit investors with long-term goals such as retirement or...

Healthcare Funds: Caution Advised

Most first-time investors may be better served by diversified options such as...

How Will Silver Fare In 2026?

New investors should enter gradually and with a long horizon.'Staggered...

Budget 2026: 9 Things That Got More Expensive

What items did Finance Minister Nirmala Sitharaman make costlier?

What Budget 2026 Means For Taxpayers

The Budget offers a limited-time regularisation window with clear thresholds,...

Watch for Portfolio Overlap Before Adding Funds

Overlap refers to the same stocks appearing across fund portfolios.

Pension, Property, ITR: Your Tax Qs Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

Datanomics: Sending money from US to India gets costlier

Sending money from the US to India has become costlier after a 1% excise tax...

Drowning In EMIs At 25? Here's The Fix!

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...