personal-finance

'Will My Mother's Gold Sale Attract IT?'

rediffGURU T S Khurana answers readers' personal income tax queries

'Is Rs 10 Cr Realistic In 10 Years?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

How Couples Can Avoid Money Fights

Regular money talks, setting up joint goals, and regular reviews can help...

Quality Funds: Should You Invest?

'Long-term investors seeking sustainable gains from resilient, fundamentally...

'My Wife Thinks I'm Wasting Money on Anime'

rediffGURU Dr Upneet Kaur, a therapist and marriage counsellor, explains how...

IT Returns FY26: Existing ITR Forms To Stay

However, from April 1, 2026, transactional forms such as tax deducted at...

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Zero-Coupon Bonds: All You Want To Know

Zero-coupon bonds suit investors with long-term goals such as retirement or...

Healthcare Funds: Caution Advised

Most first-time investors may be better served by diversified options such as...

How Will Silver Fare In 2026?

New investors should enter gradually and with a long horizon.'Staggered...

Want To Check Largecap Funds?

Largecap equities are less volatile than mid- and smallcap stocks, making...

Young Earners, Start With A Minimum Rs 1 Cr Cover

Younger customers should opt for increasing cover as their financial...

Registration Isn't Ownership

Lawful possession means having both actual control over a property and a...

Budget 2026: 9 Things That Got More Expensive

What items did Finance Minister Nirmala Sitharaman make costlier?

What Budget 2026 Means For Taxpayers

The Budget offers a limited-time regularisation window with clear thresholds,...

Watch for Portfolio Overlap Before Adding Funds

Overlap refers to the same stocks appearing across fund portfolios.

What Are Narrow Sectoral Funds?

'First-time or conservative investors should avoid narrow sectoral funds.'

How To Use BNPL Wisely

Before signing up for a BNPL plan, read the fine print carefully and watch...

How Your Credit Can Be Stolen in Seconds

A phone number and e-mail are often enough for a fraudster to trick a lender...

Pension, Property, ITR: Your Tax Qs Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

Datanomics: Sending money from US to India gets costlier

Sending money from the US to India has become costlier after a 1% excise tax...

Drowning In EMIs At 25? Here's The Fix!

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

How To Build a Flexible Health Fund

'Having a separate healthcare corpus is extremely important even for those...

How to Beat the Festive Debt Trap

Those who have binged on credit must spend less, cut discretionary expenses,...

An OC Is A Must When You Buy A Home

For homebuyers, the OC is not just an administrative formality but the very...

How Will Midcap Funds Perform In 2026?

Fund managers advise conservative investors to cap midcap exposure at 10 to...

9 Countries With The Most Oil

Where are the most oil reserves in the world? Who owns them? Find out!

'Can I Get Back My Insurance Premium?'

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

All You Want To Know About EPF Withdrawals

The 100 per cent withdrawal provision and the 25 per cent minimum balance...

NPS: MSF Makes Investing Simpler, Smarter

Those who have long retirement horizons of 15 to 20 years and seek higher...

How To Plan For Your Child's Future

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

Want To Invest In Largecap Funds In 2026?

Largecap equity funds remain suitable for conservative and moderate...

Direct equity investors take money off table in 2025

The post-Covid euphoria surrounding direct equity investing has ebbed in...

Will Gold's Bull Run Continue in 2026?

'We expect modest returns in 2026 versus the steep gains seen over the past...

'Want To Retire At 47 With 5 Cr'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

How To Deal With Tax On ESOPs, HRA, LTCG

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

EPF Withdrawal Made Simpler? What It Means For YOU

EPFO has simplified PF withdrawals -- fewer rules, faster access, and more...

Investing: How To Avoid Knee-Jerk Exits

Investors encountering underperformance must be patient.

'For 3 Flats Do I Have To Pay THIS Tax?'

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

'Can I Claim HRA, Home Loan Benefit If...?'

rediffGURU T S Khurana answers readers' personal income tax queries

Rs 40K Salary Can Make You A Crorepati!

You don't need a six-figure salary to build wealth -- you need discipline and...

The 1% Fee That Can Kill Your Wealth

Every 1 per cent per annum of investment costs is a matter of life or death,...

Provident Fund Problems? Your Qs Answered

Ask rediffGURU Reetika Sharma your insurance mutual fund and personal...

How EPF Protects Your Family After You

EPF doesn't just build your retirement fund -- it also provides free life...

'Can EPF+SIP Sustain Me Till 75?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Why Weddings Need Insurance

Wedding insurance goes far beyond protecting against cancellations.

Payslip To Pension To Long-Term Wealth: How EPF Works

A 10-part series that explains all you want to know about how India's EPF...

GST Cut? Is It Best Time To Buy A Car?

'Some buyers get carried away by festival offers and purchase higher variants...

Rs 10L Profit: 'How Much Tax Will I Pay?'

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

Want To Check Largecap Funds?

Largecap equities are less volatile than mid- and smallcap stocks, making...

Young Earners, Start With A Minimum Rs 1 Cr Cover

Younger customers should opt for increasing cover as their financial...

Registration Isn't Ownership

Lawful possession means having both actual control over a property and a...

What Are Narrow Sectoral Funds?

'First-time or conservative investors should avoid narrow sectoral funds.'

How To Use BNPL Wisely

Before signing up for a BNPL plan, read the fine print carefully and watch...

How Your Credit Can Be Stolen in Seconds

A phone number and e-mail are often enough for a fraudster to trick a lender...

How To Build a Flexible Health Fund

'Having a separate healthcare corpus is extremely important even for those...

How to Beat the Festive Debt Trap

Those who have binged on credit must spend less, cut discretionary expenses,...

An OC Is A Must When You Buy A Home

For homebuyers, the OC is not just an administrative formality but the very...

All You Want To Know About EPF Withdrawals

The 100 per cent withdrawal provision and the 25 per cent minimum balance...

NPS: MSF Makes Investing Simpler, Smarter

Those who have long retirement horizons of 15 to 20 years and seek higher...

How To Plan For Your Child's Future

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

'Want To Retire At 47 With 5 Cr'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

How To Deal With Tax On ESOPs, HRA, LTCG

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

EPF Withdrawal Made Simpler? What It Means For YOU

EPFO has simplified PF withdrawals -- fewer rules, faster access, and more...

Rs 40K Salary Can Make You A Crorepati!

You don't need a six-figure salary to build wealth -- you need discipline and...

The 1% Fee That Can Kill Your Wealth

Every 1 per cent per annum of investment costs is a matter of life or death,...

Provident Fund Problems? Your Qs Answered

Ask rediffGURU Reetika Sharma your insurance mutual fund and personal...

Payslip To Pension To Long-Term Wealth: How EPF Works

A 10-part series that explains all you want to know about how India's EPF...

GST Cut? Is It Best Time To Buy A Car?

'Some buyers get carried away by festival offers and purchase higher variants...

Rs 10L Profit: 'How Much Tax Will I Pay?'

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.