personal-finance

App Trap: Hidden Cost Of 'Free' Investing

In modern investing, transparency is more valuable than zero fees and not all...

The Investor Trap Called Confirmation Bias

'It is not a modern flaw created by markets or media, but a deep-seated human...

Smallcap Segment Is Volatile

'Except for extremely conservative investors, others can consider allocating...

'Can I Build Rs 2 Cr Corpus in 10 Years?'

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...

Lakshmi, Durga And The Quiet Irony of Women's Day

Indian civilisation has long imagined wealth and power as feminine forces....

5-Step Action Plan To Your 1st Rs 1 Cr

From a modest salary to Rs 1 crore, here's Ramalingam Kalirajan's smart...

More »
Should Investors Consider Money Market Funds?

Investors with a 6 to 12 month horizon may consider them. They should align...

'Will My Mother's Gold Sale Attract IT?'

rediffGURU T S Khurana answers readers' personal income tax queries

'Is Rs 10 Cr Realistic In 10 Years?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Want A Super Top-Up For Your Medical Insurance?

'Pick a sum insured that realistically covers major hospitalisation costs in...

Your Everyday Tax Issues Explained

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

27% Bitcoin Slide: What Must Investors Do?

'Exiting during corrections tends to lock in losses. Patient investors have...

8 Top‑Selling Cars In India

In 2025, the Maruti Suzuki Dzire has emerged as India's top-selling car,...

Should You Invest In Silver Now?

Is the parabolic rise in silver running out of steam or just getting started?...

V-Day RomCom: Why 'Save The Money' Is The Real Scam

You can compound money. You cannot compound being young and stupidly in love....

How To Choose MFs Smartly

Investors who constantly hop between 'top-performing' funds often end up...

'I Own 18 Worthless Insurance Policies'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Are You Insured Against Terrorism?

'Reviewing terms such as war, invasion, acts of foreign enemies or...

'Money Comes Only When Markets Do Well'

'Given that India underperformed emerging markets by 28 per cent in 2025, the...

Forced to Buy Home Loan Insurance? Know Your Rights

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Why I Liked This Budget!

Sometimes, the most powerful Budgets whisper and the wisest investors listen,...

Do RERA Check Before You Buy A Home

Before booking a flat, buyers should confirm that the project is registered...

Algo Trading Begins With Stronger Risk Rules

Algo trading should be segregated in a separate account with only risk...

Time To Raise Health Insurance Cover

'Buy early and review the sum insured regularly.''Combining individual or...

Want To Plan Your Tax Savings? Read This

The most common mistake is investing without assessing suitability and...

EPF Doubts Cleared: Tax, Transfer, Merger

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

What Does It Cost To Live Per Day?

What does it cost per day for a single person to live in different countries?...

Sold Your Car? You're Still Liable...

A vehicle seller remains legally liable for any accident until the RTO...

Save First, Spend Later

Young earners with high incomes and few responsibilities can save more than...

Banks Offer More Flexibility In Nominees

Beginning November 1, 2025, bank customers can name up to four nominees for...

NPS Changes: How to Use It Wisely

'Stay invested but progressively reduce risk. Beyond a point, the objective...

How to Invest Smartly in 2026

'Trading without strict position sizing, stop-loss discipline, or a clear...

'Trapped in Payday-Loan Debt! Help'

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...

'Lost Rs 50L In Trading. HELP!'

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Why SIP Beats EMI in the Long Run

EMI means you've already spent tomorrow's income; SIP means you're investing...

Invest in Gold ETF Or Fund-Of-Funds?

'Allocating 5 to 10 per cent of one's portfolio and staying disciplined...

States Have Thrown Spanner In RBI...

State debt is rising because revenues are disappointingly weak.Ten states...

How EPF Compounds But Inflation...

While EPF rewards patience and compounds your money, inflation decides how...

Don't Let Your Health Cover Fall Short

With medical inflation hovering at around 13-14 per cent annually,...

How Fake PANs Help Hide Crooked Property Deals

Quoting an incorrect PAN during property registration can invite penalties...

Your EPF Can Fund Housing, Surgery, Education...

Your EPF isn't just a retirement pot. It's a financial safety net you can dip...

Why 80% Households Avoid Financial Risk

'It takes time and the experience of a few market cycles to develop awareness...

Yearend: Time To Reassess YOUR Portfolio

This exercise allows investors to realign their portfolios with changing...

Weaker Rupee: Plan Overseas Goals

Investors must account for currency depreciation in their financial plans and...

December 31: Last Chance To File ITR

Filing a belated return is far better than not filing at all.

Global Investing: What YOU Must Know

Here's what Indian investors diversifying into equities, ETFs, and real...

Will Indians' reluctance to talk money derail NSO survey?

The NSO previously tried to collect household income data in its ninth...

Cashless Facility On Hold? How To Manage

To handle the sudden loss of cashless facility, patients should maintain an...

Want A Super Top-Up For Your Medical Insurance?

'Pick a sum insured that realistically covers major hospitalisation costs in...

Your Everyday Tax Issues Explained

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

27% Bitcoin Slide: What Must Investors Do?

'Exiting during corrections tends to lock in losses. Patient investors have...

How To Choose MFs Smartly

Investors who constantly hop between 'top-performing' funds often end up...

'I Own 18 Worthless Insurance Policies'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Are You Insured Against Terrorism?

'Reviewing terms such as war, invasion, acts of foreign enemies or...

Do RERA Check Before You Buy A Home

Before booking a flat, buyers should confirm that the project is registered...

Algo Trading Begins With Stronger Risk Rules

Algo trading should be segregated in a separate account with only risk...

Time To Raise Health Insurance Cover

'Buy early and review the sum insured regularly.''Combining individual or...

Sold Your Car? You're Still Liable...

A vehicle seller remains legally liable for any accident until the RTO...

Save First, Spend Later

Young earners with high incomes and few responsibilities can save more than...

Banks Offer More Flexibility In Nominees

Beginning November 1, 2025, bank customers can name up to four nominees for...

'Lost Rs 50L In Trading. HELP!'

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Why SIP Beats EMI in the Long Run

EMI means you've already spent tomorrow's income; SIP means you're investing...

Invest in Gold ETF Or Fund-Of-Funds?

'Allocating 5 to 10 per cent of one's portfolio and staying disciplined...

How Fake PANs Help Hide Crooked Property Deals

Quoting an incorrect PAN during property registration can invite penalties...

Your EPF Can Fund Housing, Surgery, Education...

Your EPF isn't just a retirement pot. It's a financial safety net you can dip...

Why 80% Households Avoid Financial Risk

'It takes time and the experience of a few market cycles to develop awareness...

Global Investing: What YOU Must Know

Here's what Indian investors diversifying into equities, ETFs, and real...

Will Indians' reluctance to talk money derail NSO survey?

The NSO previously tried to collect household income data in its ninth...

Cashless Facility On Hold? How To Manage

To handle the sudden loss of cashless facility, patients should maintain an...