Personal Finance

Should You Buy A Return-Of-Premium Plan?

Compare premiums, claim settlement ratios, exclusions, waiting periods and...

7 Hidden Credit Card Settings To Avoid Scams

Your credit card may have security controls you rarely use. Here are seven...

How To Prepare For A Heart Emergency

Families, especially those with a history of these ailments, must prepare...

Rising Inflation? Protect Your Money Now

'Separate needs from wants and minimise discretionary spending.'

How To File EPFO Nomination

Members should review their nomination after marriage, childbirth, or other...

F&O: When Trading Turns Into Gambling

88 per cent of individual traders lost money during FY26.Until we recognise...

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Lifestyle Spending Beats SIPs For Gen Z

'It is not the market that is a competitor to SIPs . It is your lifestyle.'

How Gen Z Is Redefining Wealth Creation

'90% of the returns of people who actually make money over a period of time...

The Late Starter's Guide To Retirement

'Starting late isn't a financial death sentence -- it's just a call to...

Insurance Add-On Every Car Owner Needs

Protect your vehicle from the unpredictable monsoon season by understanding...

Cashless Med Claims & Settlement: What YOU Should Know

Many claim disputes arise not because the insurer refuses to pay but because...

ITR Filed? Here's When You Can Expect Your IT Refund

The income tax department has significantly reduced refund processing times...

Why Financial Freedom Needs A Purpose

Perhaps we spend too much time planning how to become financially free and...

NPS Central: How To Log In, Key Features

Subscribers do not need to remember their PRAN to log in through this process.

Who Owns A House When Parents Pay?

Property ownership disputes depend on the registered deed, the parties'...

How Gen Z Can Build Wealth With 20% Rule

'Users should protect their savings goals before allocating money to...

New ITR Forms Demand More Tax Details

Taxpayers must provide more details to support deduction and exemption claims.

Now, Get Your Salary Before 7th

India's Code on Wages mandates strict payout deadlines, two-day full and...

Online Shopping Scams: How To Stay Safe

Fake web sites, counterfeit goods, bogus delivery charges and fraudulent...

9 Navratri Life Insurance Lessons

Here are nine lessons, one for each night of the Navratri festival, that can...

Don't Let Your Health Insurance Lapse

Buying a policy is only the beginning. Health insurance is a long-term...

Why EPFO Mandated 25% PF Balance

EPFO said the measure could substantially improve retirement outcomes with...

Why Cashless Claims Get Denied

If reimbursement becomes unavoidable, submit a complete file at the earliest.

Should You Buy 30-Year Government Bonds?

Long-duration bonds allow investors to match investment tenure with long-term...

How Social Media Is Destroying Your Retirement

Urban Indian millennials are caught in an algorithmically amplified...

10 IPO Checks Before You Invest

Dig into the prospectus. Use the prospectus to understand the business and...

PAYD Motor Insurance: Is It Worth It?

PAYD suits infrequent drivers who can estimate annual mileage.

Sebi Cuts Paperwork for Investor Heirs

These new provisions are expected to help heirs access securities faster.

EPF Scheme 2026: What's Changed for You?

For members, the message is simple: don't be misled by headlines about '100%...

Why Investors Are Choosing Equity Savings Funds

The tax treatment of equity savings funds makes them appealing, especially to...

How To Pick The Right BAF

BAFs seek to offer a smoother experience across market cycles, not the full...

'This Is Where Investors Will Make Money'

'Value is not where you make money in India. It never has been.''You have to...

Is Paying Through Bank Safer Than UPI?

Can your money be protected against online frauds like hacking, digital...

Is Earning More Actually Making You Poor?

Rising income feels like success but unchecked lifestyle inflation traps...

Is Rs 1 Cr Enough For Retirement?

Of course, NOT! Here's why. And here's how you can increase your Rs 1 crore...

How To Protect Yourself From Online Dark Patterns

'Dark patterns exploit human psychology, cognitive biases, urgency,...

Lost Your Job? Protect Your Finances

List all unavoidable expenses such as rent, groceries, transportation,...

How PSBs Plan To Target Gen Z

Finance Minister Nirmala Sitharaman urged PSBs to become 'cool' and shed...

Home Flooded? Avoid These Insurance Mistakes

Flood insurance claims can be rejected or reduced if homeowners do not...

5 Reasons Education Loans Can Be A Smart Investment

Rising study-abroad costs are prompting families to use education loans...

Don't Blindly Trust Your Form 16

Salaried taxpayers should not use these forms blindly to file their...

'Money Makes A Huge Difference In A Marriage'

Bengaluru-based Priyanka* reveals how resuming her career and becoming...

Building Multiple Layers Health Cover Is A Must

Combine a robust base health plan with a super top-up, critical illness cover...

What Makes Crypto Rise Or Fall?

Crypto can rise or fall for many reasons. Here's a simple guide to what gives...

One Hospitalisation Can Ruin Your Retirement Goals

If you do not insulate your retirement corpus from the true cost of modern...

Property Ownership Hinges On Funding

Taxability in property transactions depends on the actual source of funds and...

Selling Property? Tax Questions Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries

Spot a Suspicious Credit Card Transaction?

The first thing cardholders should do after spotting a suspicious charge is...

Insurance Add-On Every Car Owner Needs

Protect your vehicle from the unpredictable monsoon season by understanding...

Cashless Med Claims & Settlement: What YOU Should Know

Many claim disputes arise not because the insurer refuses to pay but because...

ITR Filed? Here's When You Can Expect Your IT Refund

The income tax department has significantly reduced refund processing times...

How Gen Z Can Build Wealth With 20% Rule

'Users should protect their savings goals before allocating money to...

New ITR Forms Demand More Tax Details

Taxpayers must provide more details to support deduction and exemption claims.

Now, Get Your Salary Before 7th

India's Code on Wages mandates strict payout deadlines, two-day full and...

Why EPFO Mandated 25% PF Balance

EPFO said the measure could substantially improve retirement outcomes with...

Why Cashless Claims Get Denied

If reimbursement becomes unavoidable, submit a complete file at the earliest.

Should You Buy 30-Year Government Bonds?

Long-duration bonds allow investors to match investment tenure with long-term...

Sebi Cuts Paperwork for Investor Heirs

These new provisions are expected to help heirs access securities faster.

EPF Scheme 2026: What's Changed for You?

For members, the message is simple: don't be misled by headlines about '100%...

Why Investors Are Choosing Equity Savings Funds

The tax treatment of equity savings funds makes them appealing, especially to...

Is Earning More Actually Making You Poor?

Rising income feels like success but unchecked lifestyle inflation traps...

Is Rs 1 Cr Enough For Retirement?

Of course, NOT! Here's why. And here's how you can increase your Rs 1 crore...

How To Protect Yourself From Online Dark Patterns

'Dark patterns exploit human psychology, cognitive biases, urgency,...

5 Reasons Education Loans Can Be A Smart Investment

Rising study-abroad costs are prompting families to use education loans...

Don't Blindly Trust Your Form 16

Salaried taxpayers should not use these forms blindly to file their...

'Money Makes A Huge Difference In A Marriage'

Bengaluru-based Priyanka* reveals how resuming her career and becoming...

Property Ownership Hinges On Funding

Taxability in property transactions depends on the actual source of funds and...

Selling Property? Tax Questions Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries

Spot a Suspicious Credit Card Transaction?

The first thing cardholders should do after spotting a suspicious charge is...