personal-finance

Smallcap Segment Is Volatile

'Except for extremely conservative investors, others can consider allocating...

How a single diplomatic headline triggers a 1,000-point swing?

In the present hyper-connected world, there are many domestic and global...

'Can I Build Rs 2 Cr Corpus in 10 Years?'

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...

Lakshmi, Durga And The Quiet Irony of Women's Day

Indian civilisation has long imagined wealth and power as feminine forces....

5-Step Action Plan To Your 1st Rs 1 Cr

From a modest salary to Rs 1 crore, here's Ramalingam Kalirajan's smart...

ED Raids RPower Offices in Mumbai, Hyderabad

The Enforcement Directorate conducted searches at multiple locations in...

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'Will My Mother's Gold Sale Attract IT?'

rediffGURU T S Khurana answers readers' personal income tax queries

'Is Rs 10 Cr Realistic In 10 Years?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

How Couples Can Avoid Money Fights

Regular money talks, setting up joint goals, and regular reviews can help...

Your Everyday Tax Issues Explained

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

27% Bitcoin Slide: What Must Investors Do?

'Exiting during corrections tends to lock in losses. Patient investors have...

How EPF Protects Your Family After You

EPF doesn't just build your retirement fund -- it also provides free life...

Should You Invest In Silver Now?

Is the parabolic rise in silver running out of steam or just getting started?...

V-Day RomCom: Why 'Save The Money' Is The Real Scam

You can compound money. You cannot compound being young and stupidly in love....

Zero-Coupon Bonds: All You Want To Know

Zero-coupon bonds suit investors with long-term goals such as retirement or...

'I Own 18 Worthless Insurance Policies'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Are You Insured Against Terrorism?

'Reviewing terms such as war, invasion, acts of foreign enemies or...

Want To Check Largecap Funds?

Largecap equities are less volatile than mid- and smallcap stocks, making...

Forced to Buy Home Loan Insurance? Know Your Rights

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Why I Liked This Budget!

Sometimes, the most powerful Budgets whisper and the wisest investors listen,...

Budget 2026: 9 Things That Got More Expensive

What items did Finance Minister Nirmala Sitharaman make costlier?

Algo Trading Begins With Stronger Risk Rules

Algo trading should be segregated in a separate account with only risk...

Time To Raise Health Insurance Cover

'Buy early and review the sum insured regularly.''Combining individual or...

What Are Narrow Sectoral Funds?

'First-time or conservative investors should avoid narrow sectoral funds.'

EPF Doubts Cleared: Tax, Transfer, Merger

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

What Does It Cost To Live Per Day?

What does it cost per day for a single person to live in different countries?...

Pension, Property, ITR: Your Tax Qs Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

Save First, Spend Later

Young earners with high incomes and few responsibilities can save more than...

Banks Offer More Flexibility In Nominees

Beginning November 1, 2025, bank customers can name up to four nominees for...

How To Build a Flexible Health Fund

'Having a separate healthcare corpus is extremely important even for those...

How to Invest Smartly in 2026

'Trading without strict position sizing, stop-loss discipline, or a clear...

'Trapped in Payday-Loan Debt! Help'

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...

How Will Midcap Funds Perform In 2026?

Fund managers advise conservative investors to cap midcap exposure at 10 to...

Why SIP Beats EMI in the Long Run

EMI means you've already spent tomorrow's income; SIP means you're investing...

Invest in Gold ETF Or Fund-Of-Funds?

'Allocating 5 to 10 per cent of one's portfolio and staying disciplined...

All You Want To Know About EPF Withdrawals

The 100 per cent withdrawal provision and the 25 per cent minimum balance...

How EPF Compounds But Inflation...

While EPF rewards patience and compounds your money, inflation decides how...

Don't Let Your Health Cover Fall Short

With medical inflation hovering at around 13-14 per cent annually,...

Want To Invest In Largecap Funds In 2026?

Largecap equity funds remain suitable for conservative and moderate...

Your EPF Can Fund Housing, Surgery, Education...

Your EPF isn't just a retirement pot. It's a financial safety net you can dip...

Why 80% Households Avoid Financial Risk

'It takes time and the experience of a few market cycles to develop awareness...

'Want To Retire At 47 With 5 Cr'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Weaker Rupee: Plan Overseas Goals

Investors must account for currency depreciation in their financial plans and...

December 31: Last Chance To File ITR

Filing a belated return is far better than not filing at all.

Investing: How To Avoid Knee-Jerk Exits

Investors encountering underperformance must be patient.

Will Indians' reluctance to talk money derail NSO survey?

The NSO previously tried to collect household income data in its ninth...

Cashless Facility On Hold? How To Manage

To handle the sudden loss of cashless facility, patients should maintain an...

Rs 40K Salary Can Make You A Crorepati!

You don't need a six-figure salary to build wealth -- you need discipline and...

Your Everyday Tax Issues Explained

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

27% Bitcoin Slide: What Must Investors Do?

'Exiting during corrections tends to lock in losses. Patient investors have...

How EPF Protects Your Family After You

EPF doesn't just build your retirement fund -- it also provides free life...

'I Own 18 Worthless Insurance Policies'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Are You Insured Against Terrorism?

'Reviewing terms such as war, invasion, acts of foreign enemies or...

Want To Check Largecap Funds?

Largecap equities are less volatile than mid- and smallcap stocks, making...

Algo Trading Begins With Stronger Risk Rules

Algo trading should be segregated in a separate account with only risk...

Time To Raise Health Insurance Cover

'Buy early and review the sum insured regularly.''Combining individual or...

What Are Narrow Sectoral Funds?

'First-time or conservative investors should avoid narrow sectoral funds.'

Save First, Spend Later

Young earners with high incomes and few responsibilities can save more than...

Banks Offer More Flexibility In Nominees

Beginning November 1, 2025, bank customers can name up to four nominees for...

How To Build a Flexible Health Fund

'Having a separate healthcare corpus is extremely important even for those...

Why SIP Beats EMI in the Long Run

EMI means you've already spent tomorrow's income; SIP means you're investing...

Invest in Gold ETF Or Fund-Of-Funds?

'Allocating 5 to 10 per cent of one's portfolio and staying disciplined...

All You Want To Know About EPF Withdrawals

The 100 per cent withdrawal provision and the 25 per cent minimum balance...

Your EPF Can Fund Housing, Surgery, Education...

Your EPF isn't just a retirement pot. It's a financial safety net you can dip...

Why 80% Households Avoid Financial Risk

'It takes time and the experience of a few market cycles to develop awareness...

'Want To Retire At 47 With 5 Cr'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Will Indians' reluctance to talk money derail NSO survey?

The NSO previously tried to collect household income data in its ninth...

Cashless Facility On Hold? How To Manage

To handle the sudden loss of cashless facility, patients should maintain an...

Rs 40K Salary Can Make You A Crorepati!

You don't need a six-figure salary to build wealth -- you need discipline and...