Personal Finance

Banks Push Loans Against Mutual Funds

LAMF allows investors to access liquidity while staying invested.

Smart Tips: How To Save LTCG, File ITR

rediffGURU T S Khurana answers readers' personal income tax queries

New ITR Rules Taxpayers Must Know About

"Taxpayers with income from shares, mutual funds, crypto, ESOPs, or...

Want To Exchange Gold? Read This First

'Customers do not recover the original making charges paid on old jewellery....

What Joint Account Holders Must Know

Read all account documents, ask questions, and conduct basic due diligence...

How SIPs Beat Inflation, Build Retirement Wealth

Start SIPs early, increase investments steadily, and let compounding beat...

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What Investors Should Know About SIFs

Investors can begin investing in mutual funds with as little as Rs 100.

From ₹34 To Over ₹100: India's Petrol Price Journey

Over the past two decades, India has witnessed several major petrol price...

Still Want To Buy Gold? 5 Tips...

With duties at 15%, GST at 3%, and making charges running as high as 20% --...

'Will My Mother's Gold Sale Attract IT?'

rediffGURU T S Khurana answers readers' personal income tax queries

'Is Rs 10 Cr Realistic In 10 Years?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

How Couples Can Avoid Money Fights

Regular money talks, setting up joint goals, and regular reviews can help...

Gulf War: Big Lessons For Investors

History is rarely decided by who has the biggest weapons, but by who has the...

Avoid These Life Insurance Mistakes

Proposal forms are often filled by the agent. Check the form after it is filled.

Investment Disclosure Tightens Tax Scrutiny

From the financial year 2025-2026, the government has introduced a new column...

Should You Invest In Silver Now?

Is the parabolic rise in silver running out of steam or just getting started?...

V-Day RomCom: Why 'Save The Money' Is The Real Scam

You can compound money. You cannot compound being young and stupidly in love....

Zero-Coupon Bonds: All You Want To Know

Zero-coupon bonds suit investors with long-term goals such as retirement or...

Rich Indians Are Spending More Money On...

Travel is now the dominant spending category for India's affluent consumers,...

Go Debt-Free Or Invest? Key Money Questions Answered

rediffGURU Jinal Mehta answers readers' financial planning and health...

NPS Investors: Pick Fund Managers Wisely

Since this is a long-term investment, investors must do their homework and...

Forced to Buy Home Loan Insurance? Know Your Rights

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Why I Liked This Budget!

Sometimes, the most powerful Budgets whisper and the wisest investors listen,...

Budget 2026: 9 Things That Got More Expensive

What items did Finance Minister Nirmala Sitharaman make costlier?

Will Your Retirement Money Last?

A systematic withdrawal plan doesn't drain wealth, poor planning does....

How RBI Plans To Protect You From Scams

The proposed solution is a one-hour delay for digital transactions exceeding...

Why Insurance Claims Get Rejected

'Many policyholders do not understand that non-medical expenses, cosmetic...

EPF Doubts Cleared: Tax, Transfer, Merger

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

What Does It Cost To Live Per Day?

What does it cost per day for a single person to live in different countries?...

Pension, Property, ITR: Your Tax Qs Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

LTCG: How to Save Tax on Property Deals

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions

'Am I On Track For 8 Cr Retirement Fund?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

5 Of The World's Largest Oil Refineries

Oil processing facilities form the foundation of the worldwide energy sector,...

How to Invest Smartly in 2026

'Trading without strict position sizing, stop-loss discipline, or a clear...

'Trapped in Payday-Loan Debt! Help'

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...

How Will Midcap Funds Perform In 2026?

Fund managers advise conservative investors to cap midcap exposure at 10 to...

Falling Markets: Panic Or Perfect Time To Invest?

Do not get trapped in the fear-and-greed cycle. Let time and discipline do...

Leakage Or Seepage? Know Your Rights

Buyers should understand the distinction between the losses the policy...

Compensation: What Digital Fraud Victims Must Know

Customers will qualify for compensation even if they mistakenly share the OTP.

How EPF Compounds But Inflation...

While EPF rewards patience and compounds your money, inflation decides how...

Don't Let Your Health Cover Fall Short

With medical inflation hovering at around 13-14 per cent annually,...

Want To Invest In Largecap Funds In 2026?

Largecap equity funds remain suitable for conservative and moderate...

'Can I Build Rs 2 Cr Corpus in 10 Years?'

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...

Lakshmi, Durga And The Quiet Irony of Women's Day

Indian civilisation has long imagined wealth and power as feminine forces....

5-Step Action Plan To Your 1st Rs 1 Cr

From a modest salary to Rs 1 crore, here's Ramalingam Kalirajan's smart...

Weaker Rupee: Plan Overseas Goals

Investors must account for currency depreciation in their financial plans and...

December 31: Last Chance To File ITR

Filing a belated return is far better than not filing at all.

Investing: How To Avoid Knee-Jerk Exits

Investors encountering underperformance must be patient.

'Will My Mother's Gold Sale Attract IT?'

rediffGURU T S Khurana answers readers' personal income tax queries

'Is Rs 10 Cr Realistic In 10 Years?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

How Couples Can Avoid Money Fights

Regular money talks, setting up joint goals, and regular reviews can help...

Should You Invest In Silver Now?

Is the parabolic rise in silver running out of steam or just getting started?...

V-Day RomCom: Why 'Save The Money' Is The Real Scam

You can compound money. You cannot compound being young and stupidly in love....

Zero-Coupon Bonds: All You Want To Know

Zero-coupon bonds suit investors with long-term goals such as retirement or...

Forced to Buy Home Loan Insurance? Know Your Rights

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Why I Liked This Budget!

Sometimes, the most powerful Budgets whisper and the wisest investors listen,...

Budget 2026: 9 Things That Got More Expensive

What items did Finance Minister Nirmala Sitharaman make costlier?

EPF Doubts Cleared: Tax, Transfer, Merger

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

What Does It Cost To Live Per Day?

What does it cost per day for a single person to live in different countries?...

Pension, Property, ITR: Your Tax Qs Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

How to Invest Smartly in 2026

'Trading without strict position sizing, stop-loss discipline, or a clear...

'Trapped in Payday-Loan Debt! Help'

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...

How Will Midcap Funds Perform In 2026?

Fund managers advise conservative investors to cap midcap exposure at 10 to...

How EPF Compounds But Inflation...

While EPF rewards patience and compounds your money, inflation decides how...

Don't Let Your Health Cover Fall Short

With medical inflation hovering at around 13-14 per cent annually,...

Want To Invest In Largecap Funds In 2026?

Largecap equity funds remain suitable for conservative and moderate...

Weaker Rupee: Plan Overseas Goals

Investors must account for currency depreciation in their financial plans and...

December 31: Last Chance To File ITR

Filing a belated return is far better than not filing at all.

Investing: How To Avoid Knee-Jerk Exits

Investors encountering underperformance must be patient.