personal-finance

Lakshmi, Durga And The Quiet Irony of Women's Day

Indian civilisation has long imagined wealth and power as feminine forces....

5-Step Action Plan To Your 1st Rs 1 Cr

From a modest salary to Rs 1 crore, here's Ramalingam Kalirajan's smart...

ED Raids RPower Offices in Mumbai, Hyderabad

The Enforcement Directorate conducted searches at multiple locations in...

Smart Money Tips Every Woman MUST READ

'Money is not just about greed or accumulation. It gives you freedom, dignity...

'Want To Retire Early... Are My Investments Enough?'

Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal...

Should You Invest In Multi-Asset Funds?

Their assets under management (AUM) rose from Rs 1.04 trillion (January 31,...

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Quality Funds: Should You Invest?

'Long-term investors seeking sustainable gains from resilient, fundamentally...

'My Wife Thinks I'm Wasting Money on Anime'

rediffGURU Dr Upneet Kaur, a therapist and marriage counsellor, explains how...

IT Returns FY26: Existing ITR Forms To Stay

However, from April 1, 2026, transactional forms such as tax deducted at...

'Can EPF+SIP Sustain Me Till 75?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Why Weddings Need Insurance

Wedding insurance goes far beyond protecting against cancellations.

Don't Exit Midcaps. Think Long Term

'Stopping now would defeat the core purpose of an SIP, which is to average...

Healthcare Funds: Caution Advised

Most first-time investors may be better served by diversified options such as...

How Will Silver Fare In 2026?

New investors should enter gradually and with a long horizon.'Staggered...

Planning To Invest In NPS Vatsalya?

NPS Vatsalya offers a disciplined investment avenue that parents can use to...

Young Earners, Start With A Minimum Rs 1 Cr Cover

Younger customers should opt for increasing cover as their financial...

Registration Isn't Ownership

Lawful possession means having both actual control over a property and a...

Want To Invest In US Markets? Read This

New investors or those with lower-than-planned exposure should add...

What Budget 2026 Means For Taxpayers

The Budget offers a limited-time regularisation window with clear thresholds,...

Watch for Portfolio Overlap Before Adding Funds

Overlap refers to the same stocks appearing across fund portfolios.

Union Budget: ASK YOUR TAX QUESTIONS

rediffGURUS Mihir Tanna, Vipul Bhavsar, T S Khurana, Vivek Lala and Anil Rego...

How To Use BNPL Wisely

Before signing up for a BNPL plan, read the fine print carefully and watch...

How Your Credit Can Be Stolen in Seconds

A phone number and e-mail are often enough for a fraudster to trick a lender...

8 Of India's Oldest Companies

Which were India's first companies that still exist today? Many trace their...

Datanomics: Sending money from US to India gets costlier

Sending money from the US to India has become costlier after a 1% excise tax...

Drowning In EMIs At 25? Here's The Fix!

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

A Long-Term Portfolio Should Include...

'...a mix of asset classes.''Include equities for growth (across market...

How to Beat the Festive Debt Trap

Those who have binged on credit must spend less, cut discretionary expenses,...

An OC Is A Must When You Buy A Home

For homebuyers, the OC is not just an administrative formality but the very...

Who Gets Your PF Money After You...

EPF nominations decide inheritance -- here's what happens if you don't file.

9 Countries With The Most Oil

Where are the most oil reserves in the world? Who owns them? Find out!

'Can I Get Back My Insurance Premium?'

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Which Country Produces The Most Milk?

The nations dominating the world's milk output...

NPS: MSF Makes Investing Simpler, Smarter

Those who have long retirement horizons of 15 to 20 years and seek higher...

How To Plan For Your Child's Future

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

Missed Investing In Gold? Read This

New investors should not allow themselves to fall prey to FOMO and rush...

Direct equity investors take money off table in 2025

The post-Covid euphoria surrounding direct equity investing has ebbed in...

Will Gold's Bull Run Continue in 2026?

'We expect modest returns in 2026 versus the steep gains seen over the past...

Investing in Silver, Step By Step

'New investors should enter gradually and stay cautious.''Silver is a...

How To Deal With Tax On ESOPs, HRA, LTCG

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

EPF Withdrawal Made Simpler? What It Means For YOU

EPFO has simplified PF withdrawals -- fewer rules, faster access, and more...

Ditch Quick-Money Lures This Diwali!

: Build lasting wealth via disciplined, long-term mutual fund investing in...

'For 3 Flats Do I Have To Pay THIS Tax?'

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

'Can I Claim HRA, Home Loan Benefit If...?'

rediffGURU T S Khurana answers readers' personal income tax queries

Smallcaps: High Risk, Long View

Investors seeking higher returns at relatively higher risk should consider...

The 1% Fee That Can Kill Your Wealth

Every 1 per cent per annum of investment costs is a matter of life or death,...

Provident Fund Problems? Your Qs Answered

Ask rediffGURU Reetika Sharma your insurance mutual fund and personal...

Planning To Take Loan Against Shares?

Investors can meet cash needs without selling their securities.

'Can EPF+SIP Sustain Me Till 75?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Why Weddings Need Insurance

Wedding insurance goes far beyond protecting against cancellations.

Don't Exit Midcaps. Think Long Term

'Stopping now would defeat the core purpose of an SIP, which is to average...

Young Earners, Start With A Minimum Rs 1 Cr Cover

Younger customers should opt for increasing cover as their financial...

Registration Isn't Ownership

Lawful possession means having both actual control over a property and a...

Want To Invest In US Markets? Read This

New investors or those with lower-than-planned exposure should add...

How To Use BNPL Wisely

Before signing up for a BNPL plan, read the fine print carefully and watch...

How Your Credit Can Be Stolen in Seconds

A phone number and e-mail are often enough for a fraudster to trick a lender...

8 Of India's Oldest Companies

Which were India's first companies that still exist today? Many trace their...

How to Beat the Festive Debt Trap

Those who have binged on credit must spend less, cut discretionary expenses,...

An OC Is A Must When You Buy A Home

For homebuyers, the OC is not just an administrative formality but the very...

Who Gets Your PF Money After You...

EPF nominations decide inheritance -- here's what happens if you don't file.

NPS: MSF Makes Investing Simpler, Smarter

Those who have long retirement horizons of 15 to 20 years and seek higher...

How To Plan For Your Child's Future

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

Missed Investing In Gold? Read This

New investors should not allow themselves to fall prey to FOMO and rush...

How To Deal With Tax On ESOPs, HRA, LTCG

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

EPF Withdrawal Made Simpler? What It Means For YOU

EPFO has simplified PF withdrawals -- fewer rules, faster access, and more...

Ditch Quick-Money Lures This Diwali!

: Build lasting wealth via disciplined, long-term mutual fund investing in...

The 1% Fee That Can Kill Your Wealth

Every 1 per cent per annum of investment costs is a matter of life or death,...

Provident Fund Problems? Your Qs Answered

Ask rediffGURU Reetika Sharma your insurance mutual fund and personal...

Planning To Take Loan Against Shares?

Investors can meet cash needs without selling their securities.