Personal Finance

Pay Loans or Invest? Here's What Should You Do

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

When The Builder Does Not Deliver Your Flat...

The National Consumer Disputes Redressal Commission dismissed a flat buyer's...

Tax Guide: MFs, Property, Pension And Redevelopment

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

Rich Indians Are Spending More Money On...

Travel is now the dominant spending category for India's affluent consumers,...

Go Debt-Free Or Invest? Key Money Questions Answered

rediffGURU Jinal Mehta answers readers' financial planning and health...

NPS Investors: Pick Fund Managers Wisely

Since this is a long-term investment, investors must do their homework and...

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'Withdraw PPF And Invest In Stocks?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Will Your Retirement Money Last?

A systematic withdrawal plan doesn't drain wealth, poor planning does....

How RBI Plans To Protect You From Scams

The proposed solution is a one-hour delay for digital transactions exceeding...

Want To Plan Your Tax Savings? Read This

The most common mistake is investing without assessing suitability and...

EPF Doubts Cleared: Tax, Transfer, Merger

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

What Does It Cost To Live Per Day?

What does it cost per day for a single person to live in different countries?...

Old Vs New Tax Regime: Stop Losing Money

With Income Tax Act 2025 in force, your tax choice can quietly cost you big...

LTCG: How to Save Tax on Property Deals

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions

'Am I On Track For 8 Cr Retirement Fund?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

NPS Changes: How to Use It Wisely

'Stay invested but progressively reduce risk. Beyond a point, the objective...

How to Invest Smartly in 2026

'Trading without strict position sizing, stop-loss discipline, or a clear...

'Trapped in Payday-Loan Debt! Help'

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...

Countries Invested In America's Money

The Iran war has brought notice to the countries that are heavily invested in...

Falling Markets: Panic Or Perfect Time To Invest?

Do not get trapped in the fear-and-greed cycle. Let time and discipline do...

Leakage Or Seepage? Know Your Rights

Buyers should understand the distinction between the losses the policy...

States Have Thrown Spanner In RBI...

State debt is rising because revenues are disappointingly weak.Ten states...

How EPF Compounds But Inflation...

While EPF rewards patience and compounds your money, inflation decides how...

Don't Let Your Health Cover Fall Short

With medical inflation hovering at around 13-14 per cent annually,...

Smallcap Segment Is Volatile

'Except for extremely conservative investors, others can consider allocating...

'Can I Build Rs 2 Cr Corpus in 10 Years?'

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...

Lakshmi, Durga And The Quiet Irony of Women's Day

Indian civilisation has long imagined wealth and power as feminine forces....

Yearend: Time To Reassess YOUR Portfolio

This exercise allows investors to realign their portfolios with changing...

Weaker Rupee: Plan Overseas Goals

Investors must account for currency depreciation in their financial plans and...

December 31: Last Chance To File ITR

Filing a belated return is far better than not filing at all.

Should Investors Consider Money Market Funds?

Investors with a 6 to 12 month horizon may consider them. They should align...

'Will My Mother's Gold Sale Attract IT?'

rediffGURU T S Khurana answers readers' personal income tax queries

'Is Rs 10 Cr Realistic In 10 Years?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Want A Super Top-Up For Your Medical Insurance?

'Pick a sum insured that realistically covers major hospitalisation costs in...

Your Everyday Tax Issues Explained

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

27% Bitcoin Slide: What Must Investors Do?

'Exiting during corrections tends to lock in losses. Patient investors have...

8 Top‑Selling Cars In India

In 2025, the Maruti Suzuki Dzire has emerged as India's top-selling car,...

Should You Invest In Silver Now?

Is the parabolic rise in silver running out of steam or just getting started?...

V-Day RomCom: Why 'Save The Money' Is The Real Scam

You can compound money. You cannot compound being young and stupidly in love....

How To Choose MFs Smartly

Investors who constantly hop between 'top-performing' funds often end up...

'I Own 18 Worthless Insurance Policies'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Are You Insured Against Terrorism?

'Reviewing terms such as war, invasion, acts of foreign enemies or...

'Money Comes Only When Markets Do Well'

'Given that India underperformed emerging markets by 28 per cent in 2025, the...

Forced to Buy Home Loan Insurance? Know Your Rights

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Why I Liked This Budget!

Sometimes, the most powerful Budgets whisper and the wisest investors listen,...

Do RERA Check Before You Buy A Home

Before booking a flat, buyers should confirm that the project is registered...

Algo Trading Begins With Stronger Risk Rules

Algo trading should be segregated in a separate account with only risk...

Time To Raise Health Insurance Cover

'Buy early and review the sum insured regularly.''Combining individual or...

Want To Plan Your Tax Savings? Read This

The most common mistake is investing without assessing suitability and...

EPF Doubts Cleared: Tax, Transfer, Merger

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

What Does It Cost To Live Per Day?

What does it cost per day for a single person to live in different countries?...

NPS Changes: How to Use It Wisely

'Stay invested but progressively reduce risk. Beyond a point, the objective...

How to Invest Smartly in 2026

'Trading without strict position sizing, stop-loss discipline, or a clear...

'Trapped in Payday-Loan Debt! Help'

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...

States Have Thrown Spanner In RBI...

State debt is rising because revenues are disappointingly weak.Ten states...

How EPF Compounds But Inflation...

While EPF rewards patience and compounds your money, inflation decides how...

Don't Let Your Health Cover Fall Short

With medical inflation hovering at around 13-14 per cent annually,...

Yearend: Time To Reassess YOUR Portfolio

This exercise allows investors to realign their portfolios with changing...

Weaker Rupee: Plan Overseas Goals

Investors must account for currency depreciation in their financial plans and...

December 31: Last Chance To File ITR

Filing a belated return is far better than not filing at all.

Want A Super Top-Up For Your Medical Insurance?

'Pick a sum insured that realistically covers major hospitalisation costs in...

Your Everyday Tax Issues Explained

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

27% Bitcoin Slide: What Must Investors Do?

'Exiting during corrections tends to lock in losses. Patient investors have...

How To Choose MFs Smartly

Investors who constantly hop between 'top-performing' funds often end up...

'I Own 18 Worthless Insurance Policies'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Are You Insured Against Terrorism?

'Reviewing terms such as war, invasion, acts of foreign enemies or...

Do RERA Check Before You Buy A Home

Before booking a flat, buyers should confirm that the project is registered...

Algo Trading Begins With Stronger Risk Rules

Algo trading should be segregated in a separate account with only risk...

Time To Raise Health Insurance Cover

'Buy early and review the sum insured regularly.''Combining individual or...