personal-finance

FDs To SIPs: How To Avoid Costly Mistakes

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Gulf War: How To Manage Investments, Household Budget

Households should moderate large discretionary expenses for the time...

App Trap: Hidden Cost Of 'Free' Investing

In modern investing, transparency is more valuable than zero fees and not all...

The Investor Trap Called Confirmation Bias

'It is not a modern flaw created by markets or media, but a deep-seated human...

Smallcap Segment Is Volatile

'Except for extremely conservative investors, others can consider allocating...

'Can I Build Rs 2 Cr Corpus in 10 Years?'

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...

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'Want To Retire Early... Are My Investments Enough?'

Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal...

Should You Invest In Multi-Asset Funds?

Their assets under management (AUM) rose from Rs 1.04 trillion (January 31,...

Should Investors Consider Money Market Funds?

Investors with a 6 to 12 month horizon may consider them. They should align...

Smallcaps: High Risk, Long View

Investors seeking higher returns at relatively higher risk should consider...

How To Buy Gold Wisely In 2026

From Rs 73k to over Rs 1.2L between January-December 2025 -- is buying gold...

Want A Super Top-Up For Your Medical Insurance?

'Pick a sum insured that realistically covers major hospitalisation costs in...

IT Returns FY26: Existing ITR Forms To Stay

However, from April 1, 2026, transactional forms such as tax deducted at...

Gold, Silver Slide After Bubble-Like Rally

The recent correction suggests that while precious metals hedge geopolitical...

8 Top‑Selling Cars In India

In 2025, the Maruti Suzuki Dzire has emerged as India's top-selling car,...

Don't Exit Midcaps. Think Long Term

'Stopping now would defeat the core purpose of an SIP, which is to average...

Boost Your Health Cover with Smart Riders

Make sure the rider adds value rather than just adding to cost.

How To Choose MFs Smartly

Investors who constantly hop between 'top-performing' funds often end up...

Planning To Invest In NPS Vatsalya?

NPS Vatsalya offers a disciplined investment avenue that parents can use to...

Missed income? File ITR-U

Taxpayers should consider ITR-U if they omitted income, wrongly claimed...

'Money Comes Only When Markets Do Well'

'Given that India underperformed emerging markets by 28 per cent in 2025, the...

Want To Invest In US Markets? Read This

New investors or those with lower-than-planned exposure should add...

Severance Package: All You Must Know

Understanding severance pay isn't just for those who are losing their jobs

Do RERA Check Before You Buy A Home

Before booking a flat, buyers should confirm that the project is registered...

Union Budget: ASK YOUR TAX QUESTIONS

rediffGURUS Mihir Tanna, Vipul Bhavsar, T S Khurana, Vivek Lala and Anil Rego...

Why Flexicaps Make Sense Now

Flexicap fund performance depends heavily on the fund manager's decisions.

Want To Plan Your Tax Savings? Read This

The most common mistake is investing without assessing suitability and...

8 Of India's Oldest Companies

Which were India's first companies that still exist today? Many trace their...

Are Passive Funds On A Comeback Trail?

Passive funds appeal to investors seeking to avoid the risk of...

Sold Your Car? You're Still Liable...

A vehicle seller remains legally liable for any accident until the RTO...

A Long-Term Portfolio Should Include...

'...a mix of asset classes.''Include equities for growth (across market...

Borrowing On Gold? Mind the Trap

The RBI has flagged concerns over rising volatility in gold prices and...

NPS Changes: How to Use It Wisely

'Stay invested but progressively reduce risk. Beyond a point, the objective...

Who Gets Your PF Money After You...

EPF nominations decide inheritance -- here's what happens if you don't file.

Want To Invest In Manufacturing Funds?

'They are a poor fit for anyone with near-term goals, low volatility...

'Lost Rs 50L In Trading. HELP!'

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Which Country Produces The Most Milk?

The nations dominating the world's milk output...

Time to Reassess Your Term Insurance

While investments are typically reviewed annually, risk cover is often left...

States Have Thrown Spanner In RBI...

State debt is rising because revenues are disappointingly weak.Ten states...

Missed Investing In Gold? Read This

New investors should not allow themselves to fall prey to FOMO and rush...

From LTCG to Will: Key Tax Answers

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

How Fake PANs Help Hide Crooked Property Deals

Quoting an incorrect PAN during property registration can invite penalties...

Investing in Silver, Step By Step

'New investors should enter gradually and stay cautious.''Silver is a...

Investors: 'Focus On Income, Not Stocks'

'For the initial decade, I consistently advise young professionals to...

Yearend: Time To Reassess YOUR Portfolio

This exercise allows investors to realign their portfolios with changing...

Ditch Quick-Money Lures This Diwali!

: Build lasting wealth via disciplined, long-term mutual fund investing in...

What Are Aggressive Hybrid Funds?

Investors having a moderate-risk profile can use these funds in their...

Global Investing: What YOU Must Know

Here's what Indian investors diversifying into equities, ETFs, and real...

Smallcaps: High Risk, Long View

Investors seeking higher returns at relatively higher risk should consider...

How To Buy Gold Wisely In 2026

From Rs 73k to over Rs 1.2L between January-December 2025 -- is buying gold...

Want A Super Top-Up For Your Medical Insurance?

'Pick a sum insured that realistically covers major hospitalisation costs in...

Don't Exit Midcaps. Think Long Term

'Stopping now would defeat the core purpose of an SIP, which is to average...

Boost Your Health Cover with Smart Riders

Make sure the rider adds value rather than just adding to cost.

How To Choose MFs Smartly

Investors who constantly hop between 'top-performing' funds often end up...

Want To Invest In US Markets? Read This

New investors or those with lower-than-planned exposure should add...

Severance Package: All You Must Know

Understanding severance pay isn't just for those who are losing their jobs

Do RERA Check Before You Buy A Home

Before booking a flat, buyers should confirm that the project is registered...

8 Of India's Oldest Companies

Which were India's first companies that still exist today? Many trace their...

Are Passive Funds On A Comeback Trail?

Passive funds appeal to investors seeking to avoid the risk of...

Sold Your Car? You're Still Liable...

A vehicle seller remains legally liable for any accident until the RTO...

Who Gets Your PF Money After You...

EPF nominations decide inheritance -- here's what happens if you don't file.

Want To Invest In Manufacturing Funds?

'They are a poor fit for anyone with near-term goals, low volatility...

'Lost Rs 50L In Trading. HELP!'

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Missed Investing In Gold? Read This

New investors should not allow themselves to fall prey to FOMO and rush...

From LTCG to Will: Key Tax Answers

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

How Fake PANs Help Hide Crooked Property Deals

Quoting an incorrect PAN during property registration can invite penalties...

Ditch Quick-Money Lures This Diwali!

: Build lasting wealth via disciplined, long-term mutual fund investing in...

What Are Aggressive Hybrid Funds?

Investors having a moderate-risk profile can use these funds in their...

Global Investing: What YOU Must Know

Here's what Indian investors diversifying into equities, ETFs, and real...