personal-finance

Pension, Property, ITR: Your Tax Qs Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

Datanomics: Sending money from US to India gets costlier

Sending money from the US to India has become costlier after a 1% excise tax...

What Experienced Traders Know About MTF That Beginners Don't!

All trading platforms provide MTF (Margin Trading Facility). MTF is utilised...

Drowning In EMIs At 25? Here's The Fix!

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

A Long-Term Portfolio Should Include...

'...a mix of asset classes.''Include equities for growth (across market...

Borrowing On Gold? Mind the Trap

The RBI has flagged concerns over rising volatility in gold prices and...

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9 Countries With The Most Oil

Where are the most oil reserves in the world? Who owns them? Find out!

'Can I Get Back My Insurance Premium?'

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Which Country Produces The Most Milk?

The nations dominating the world's milk output...

NPS: MSF Makes Investing Simpler, Smarter

Those who have long retirement horizons of 15 to 20 years and seek higher...

How To Plan For Your Child's Future

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

Missed Investing In Gold? Read This

New investors should not allow themselves to fall prey to FOMO and rush...

Direct equity investors take money off table in 2025

The post-Covid euphoria surrounding direct equity investing has ebbed in...

Will Gold's Bull Run Continue in 2026?

'We expect modest returns in 2026 versus the steep gains seen over the past...

Investing in Silver, Step By Step

'New investors should enter gradually and stay cautious.''Silver is a...

How To Deal With Tax On ESOPs, HRA, LTCG

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

EPF Withdrawal Made Simpler? What It Means For YOU

EPFO has simplified PF withdrawals -- fewer rules, faster access, and more...

Ditch Quick-Money Lures This Diwali!

: Build lasting wealth via disciplined, long-term mutual fund investing in...

'For 3 Flats Do I Have To Pay THIS Tax?'

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

'Can I Claim HRA, Home Loan Benefit If...?'

rediffGURU T S Khurana answers readers' personal income tax queries

Smallcaps: High Risk, Long View

Investors seeking higher returns at relatively higher risk should consider...

The 1% Fee That Can Kill Your Wealth

Every 1 per cent per annum of investment costs is a matter of life or death,...

Provident Fund Problems? Your Qs Answered

Ask rediffGURU Reetika Sharma your insurance mutual fund and personal...

Planning To Take Loan Against Shares?

Investors can meet cash needs without selling their securities.

'Can EPF+SIP Sustain Me Till 75?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Why Weddings Need Insurance

Wedding insurance goes far beyond protecting against cancellations.

Don't Exit Midcaps. Think Long Term

'Stopping now would defeat the core purpose of an SIP, which is to average...

GST Cut? Is It Best Time To Buy A Car?

'Some buyers get carried away by festival offers and purchase higher variants...

Rs 10L Profit: 'How Much Tax Will I Pay?'

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

EPF: How To Withdraw Smart, Protect Your Corpus

When and how you can access EPF money before retirement without jeopardising...

Young Earners, Start With A Minimum Rs 1 Cr Cover

Younger customers should opt for increasing cover as their financial...

Registration Isn't Ownership

Lawful possession means having both actual control over a property and a...

Want To Invest In US Markets? Read This

New investors or those with lower-than-planned exposure should add...

Joint Property? Keep Funding Proof Ready

'Always keep accurate and transparent records of the source of the investment...

11 Rules To Supercharge Your MF Returns

SEBI's blockbuster reforms are rewriting the rules of mutual fund investing...

Want To Invest In MMFs? Read This

'They are positioned as defensive products and can potentially give...

How To Use BNPL Wisely

Before signing up for a BNPL plan, read the fine print carefully and watch...

How Your Credit Can Be Stolen in Seconds

A phone number and e-mail are often enough for a fraudster to trick a lender...

8 Of India's Oldest Companies

Which were India's first companies that still exist today? Many trace their...

'Is PPF Better Than MFs For...?'

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

Gameskraft sacks 120 staff post real-money gaming ban

Online gaming firm Gameskraft on Thursday said it is laying off 120 employees...

PF, LTCG, Home Sale: Your Tax Qs Answered

rediffGURU T S Khurana answers readers' personal income tax queries.

How to Beat the Festive Debt Trap

Those who have binged on credit must spend less, cut discretionary expenses,...

An OC Is A Must When You Buy A Home

For homebuyers, the OC is not just an administrative formality but the very...

Who Gets Your PF Money After You...

EPF nominations decide inheritance -- here's what happens if you don't file.

Rise and Fall Of Real-Money Gaming Firms

India has nearly 490 million online gamers, and an estimated Rs 10,000 crore...

Retirement Investing: Focus On Net Returns

Retirement-focused products that promise certainty can look attractive.The...

'I Want To Retire By 53 With Rs 25 Cr'

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

NPS: MSF Makes Investing Simpler, Smarter

Those who have long retirement horizons of 15 to 20 years and seek higher...

How To Plan For Your Child's Future

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

Missed Investing In Gold? Read This

New investors should not allow themselves to fall prey to FOMO and rush...

How To Deal With Tax On ESOPs, HRA, LTCG

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

EPF Withdrawal Made Simpler? What It Means For YOU

EPFO has simplified PF withdrawals -- fewer rules, faster access, and more...

Ditch Quick-Money Lures This Diwali!

: Build lasting wealth via disciplined, long-term mutual fund investing in...

The 1% Fee That Can Kill Your Wealth

Every 1 per cent per annum of investment costs is a matter of life or death,...

Provident Fund Problems? Your Qs Answered

Ask rediffGURU Reetika Sharma your insurance mutual fund and personal...

Planning To Take Loan Against Shares?

Investors can meet cash needs without selling their securities.

GST Cut? Is It Best Time To Buy A Car?

'Some buyers get carried away by festival offers and purchase higher variants...

Rs 10L Profit: 'How Much Tax Will I Pay?'

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

EPF: How To Withdraw Smart, Protect Your Corpus

When and how you can access EPF money before retirement without jeopardising...

Joint Property? Keep Funding Proof Ready

'Always keep accurate and transparent records of the source of the investment...

11 Rules To Supercharge Your MF Returns

SEBI's blockbuster reforms are rewriting the rules of mutual fund investing...

Want To Invest In MMFs? Read This

'They are positioned as defensive products and can potentially give...

'Is PPF Better Than MFs For...?'

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

Gameskraft sacks 120 staff post real-money gaming ban

Online gaming firm Gameskraft on Thursday said it is laying off 120 employees...

PF, LTCG, Home Sale: Your Tax Qs Answered

rediffGURU T S Khurana answers readers' personal income tax queries.

Rise and Fall Of Real-Money Gaming Firms

India has nearly 490 million online gamers, and an estimated Rs 10,000 crore...

Retirement Investing: Focus On Net Returns

Retirement-focused products that promise certainty can look attractive.The...

'I Want To Retire By 53 With Rs 25 Cr'

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...