Personal Finance

EPFO Interest Credit: What You Should Know

Millions of EPFO subscribers can now check whether 8.25% annual interest for...

Is Earning More Actually Making You Poor?

Rising income feels like success but unchecked lifestyle inflation traps...

How You Handle Money Decides Your Loan

Lending is no longer just about what you've done. It is about how you manage...

Why Cashless Claims Get Denied

If reimbursement becomes unavoidable, submit a complete file at the earliest.

Is Rs 1 Cr Enough For Retirement?

Of course, NOT! Here's why. And here's how you can increase your Rs 1 crore...

Why Investors Are Choosing Equity Savings Funds

The tax treatment of equity savings funds makes them appealing, especially to...

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SplitStore: Super.money's New Credit-Linked E-commerce Platform

Flipkart-backed Scapic Innovations, operating as super.money, has launched...

ITR Filed? Here's When You Can Expect Your IT Refund

The income tax department has significantly reduced refund processing times...

Why Start-up Employees May Retire Poor

An employee whose financial future is 60-80 per cent dependent on a single...

Still Want To Buy Gold? 5 Tips...

With duties at 15%, GST at 3%, and making charges running as high as 20% --...

Why Young Indians Skip Health Cover

Young buyers often underestimate future health risks.

Buying Gold Bars, Coins? Read This

'It has always been viewed as a hedge against inflation.'

New ITR Forms Demand More Tax Details

Taxpayers must provide more details to support deduction and exemption claims.

Now, Get Your Salary Before 7th

India's Code on Wages mandates strict payout deadlines, two-day full and...

New EPF Rules Every Employee Must Know

The EPF should remain a retirement nest egg, not be turned into an emergency...

Investment Disclosure Tightens Tax Scrutiny

From the financial year 2025-2026, the government has introduced a new column...

Why Staying Invested During Wars Builds Wealth

Disciplined investors who ignore short-term fear build significant long-term...

Want A Credit Card? Read This

'First-time applicants may witness longer approval times or higher rejection...

Property Sales Fall, Discounts In Focus

Avoid builders with very large commitments.

The Retirement Crisis Nobody Talks About

Behind the aesthetics of an entrepreneurial lifestyle lies a silent financial...

Should You Buy Smallcap Funds Now?

Smallcap funds give investors access to businesses that can grow much faster...

NPS Investors: Pick Fund Managers Wisely

Since this is a long-term investment, investors must do their homework and...

6 Car Insurance Situations That Might Shock You

Most owners assume car insurance covers everything, but hidden exclusions can...

Stock Gains Vs Loss: What Gets Taxed?

rediffGURU T S Khurana answers readers' personal income tax queries

Must Read! Plan Your Retirement NOW!

If you have ever said 'I'll sort retirement later,' now is when 'later' begins.

Will Your Kids Pay For Your Retirement?

Your children may always love you but should you expect them to to finance...

HLPP Vs Term Plan: Which Is Better?

An Home Loan Protection Plan repays the outstanding loan if the borrower dies...

Why Insurance Claims Get Rejected

'Many policyholders do not understand that non-medical expenses, cosmetic...

Tax QnA: Capital Gains, PF, Salary Guide

rediffGURU Vipul Bhavsar answers readers' personal income tax queries

Can Rs 1.15 Cr Corpus Fund Rs 2L Monthly?

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Don't Blindly Trust Your Form 16

Salaried taxpayers should not use these forms blindly to file their...

'Money Makes A Huge Difference In A Marriage'

Bengaluru-based Priyanka* reveals how resuming her career and becoming...

Why Investors Are Exiting Gold

The case for long-term investment in gold, however, remains intact.

5 Of The World's Largest Oil Refineries

Oil processing facilities form the foundation of the worldwide energy sector,...

OTP, Cards, Online Payments: BIG Changes From April 1

From April 1, 2026, the Reserve Bank of India's new authentication directions...

The 25-Year SIP Strategy To Retire At 50

Retiring at 50 is not unrealistic. It simply requires: Discipline + Long-Term...

Selling Property? Tax Questions Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries

Spot a Suspicious Credit Card Transaction?

The first thing cardholders should do after spotting a suspicious charge is...

Check AIS Before Filing Tax Returns

'AIS helps taxpayers check whether all income streams and reportable...

Compensation: What Digital Fraud Victims Must Know

Customers will qualify for compensation even if they mistakenly share the OTP.

FDs To SIPs: How To Avoid Costly Mistakes

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Gulf War: How To Manage Investments, Household Budget

Households should moderate large discretionary expenses for the time...

What Joint Account Holders Must Know

Read all account documents, ask questions, and conduct basic due diligence...

How SIPs Beat Inflation, Build Retirement Wealth

Start SIPs early, increase investments steadily, and let compounding beat...

Heard About NPS' RIS Scheme For Your Parents?

RIS Steady Life Cycle begins with an equity allocation of 35 per cent at age...

5-Step Action Plan To Your 1st Rs 1 Cr

From a modest salary to Rs 1 crore, here's Ramalingam Kalirajan's smart...

ED Raids RPower Offices in Mumbai, Hyderabad

The Enforcement Directorate conducted searches at multiple locations in...

Smart Money Tips Every Woman MUST READ

'Money is not just about greed or accumulation. It gives you freedom, dignity...

Still Want To Buy Gold? 5 Tips...

With duties at 15%, GST at 3%, and making charges running as high as 20% --...

Why Young Indians Skip Health Cover

Young buyers often underestimate future health risks.

Buying Gold Bars, Coins? Read This

'It has always been viewed as a hedge against inflation.'

Investment Disclosure Tightens Tax Scrutiny

From the financial year 2025-2026, the government has introduced a new column...

Why Staying Invested During Wars Builds Wealth

Disciplined investors who ignore short-term fear build significant long-term...

Want A Credit Card? Read This

'First-time applicants may witness longer approval times or higher rejection...

NPS Investors: Pick Fund Managers Wisely

Since this is a long-term investment, investors must do their homework and...

6 Car Insurance Situations That Might Shock You

Most owners assume car insurance covers everything, but hidden exclusions can...

Stock Gains Vs Loss: What Gets Taxed?

rediffGURU T S Khurana answers readers' personal income tax queries

Why Insurance Claims Get Rejected

'Many policyholders do not understand that non-medical expenses, cosmetic...

Tax QnA: Capital Gains, PF, Salary Guide

rediffGURU Vipul Bhavsar answers readers' personal income tax queries

Can Rs 1.15 Cr Corpus Fund Rs 2L Monthly?

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

5 Of The World's Largest Oil Refineries

Oil processing facilities form the foundation of the worldwide energy sector,...

OTP, Cards, Online Payments: BIG Changes From April 1

From April 1, 2026, the Reserve Bank of India's new authentication directions...

The 25-Year SIP Strategy To Retire At 50

Retiring at 50 is not unrealistic. It simply requires: Discipline + Long-Term...

Compensation: What Digital Fraud Victims Must Know

Customers will qualify for compensation even if they mistakenly share the OTP.

FDs To SIPs: How To Avoid Costly Mistakes

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Gulf War: How To Manage Investments, Household Budget

Households should moderate large discretionary expenses for the time...

5-Step Action Plan To Your 1st Rs 1 Cr

From a modest salary to Rs 1 crore, here's Ramalingam Kalirajan's smart...

ED Raids RPower Offices in Mumbai, Hyderabad

The Enforcement Directorate conducted searches at multiple locations in...

Smart Money Tips Every Woman MUST READ

'Money is not just about greed or accumulation. It gives you freedom, dignity...