Personal Finance

How To Claim Unclaimed Bank Deposits

A savings or current account with no customer-induced transaction for more...

Who Should Avoid F&O Trading?

Futures and options (F&O) trading suits investors with good market...

Why Smart People Still Fail At Retirement Planning

Retirement planning is not a test of how smart you are; it is a test of how...

Planning To Invest In A House? Check Rental Yield

Rental yield can indicate whether a property is undervalued, overvalued or...

Should You Invest In Balanced Hybrid Funds?

'Since the category has a limited track record, assess the fund manager's...

Home Flooded? Avoid These Insurance Mistakes

Flood insurance claims can be rejected or reduced if homeowners do not...

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Is Paying Through Bank Safer Than UPI?

Can your money be protected against online frauds like hacking, digital...

Beware Of These Scams!

Do not share OTPs, PINs, authentication codes, card numbers, card...

Gold Rally: Should Investors Buy Now?

Investors should cap gold allocation at 10-15 per cent and consider staggered...

'Money Makes A Huge Difference In A Marriage'

Bengaluru-based Priyanka* reveals how resuming her career and becoming...

Why Investors Are Exiting Gold

The case for long-term investment in gold, however, remains intact.

Where Are India's Rich Investing Money?

As the rupee weakens, wealthy families are accelerating investments in global...

Market Crash: 7 Costly Mistakes to Avoid

Understanding the most common mistakes during market downturns can help you...

Finfluencers Face Scrutiny Over Stock Tips

Verify a content creator's Sebi registration, qualifications and...

CIBIL Score Explained: Why It Matters

For millions of Indians, this number has become one of the most important...

Spot a Suspicious Credit Card Transaction?

The first thing cardholders should do after spotting a suspicious charge is...

Check AIS Before Filing Tax Returns

'AIS helps taxpayers check whether all income streams and reportable...

How Much EMI Can Your Salary Handle?

Too many EMIs draining your salary? Ramalingam Kalirajan explains the safe...

ITR Filed? Here's When You Can Expect Your IT Refund

The income tax department has significantly reduced refund processing times...

Why Start-up Employees May Retire Poor

An employee whose financial future is 60-80 per cent dependent on a single...

ITR Notices Explained: What Every Taxpayer Should Know

'Taxpayers should not ignore any of these notices. Verifying the facts and...

How SIPs Beat Inflation, Build Retirement Wealth

Start SIPs early, increase investments steadily, and let compounding beat...

Heard About NPS' RIS Scheme For Your Parents?

RIS Steady Life Cycle begins with an equity allocation of 35 per cent at age...

SC to hear Rs 500 cr UAE money decree case in July as mediation fails

The Supreme Court has scheduled a July hearing for the Rs 500 crore money...

Now, Get Your Salary Before 7th

India's Code on Wages mandates strict payout deadlines, two-day full and...

New EPF Rules Every Employee Must Know

The EPF should remain a retirement nest egg, not be turned into an emergency...

Easy Loans: 5 Rules Every Borrower Should Follow

The most financially successful borrowers will not necessarily be those who...

Why Young Indians Skip Health Cover

Young buyers often underestimate future health risks.

Buying Gold Bars, Coins? Read This

'It has always been viewed as a hedge against inflation.'

Andrew Holland: 'I'd Bet 80% Of My Money On India'

Market maven Andrew Holland on why India missed the AI wave, why FIIs are...

Should You Buy 30-Year Government Bonds?

Long-duration bonds allow investors to match investment tenure with long-term...

Are You A Freelancer? Here's An ITR Guide

Tax treatment depends on the activity and manner of earning income.

Property Sales Fall, Discounts In Focus

Avoid builders with very large commitments.

Why Staying Invested During Wars Builds Wealth

Disciplined investors who ignore short-term fear build significant long-term...

Want A Credit Card? Read This

'First-time applicants may witness longer approval times or higher rejection...

Pay Loans or Invest? Here's What Should You Do

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

Why Investors Are Choosing Equity Savings Funds

The tax treatment of equity savings funds makes them appealing, especially to...

NBFC access to term money market may lift volumes by 40-60%

The Reserve Bank of India's proposal to allow non-banking financial companies...

Want To Invest In Life Cycle Funds?

Life cycle funds may suit people who are starting their investing...

6 Car Insurance Situations That Might Shock You

Most owners assume car insurance covers everything, but hidden exclusions can...

Stock Gains Vs Loss: What Gets Taxed?

rediffGURU T S Khurana answers readers' personal income tax queries

Early Heart Disease: Insurance Challenges

As heart disease increasingly impacts young Indians, understanding the...

How To Protect Yourself From Online Dark Patterns

'Dark patterns exploit human psychology, cognitive biases, urgency,...

How To Pick Smallcap Funds

Investors now have 27 passive smallcap funds to choose from 17 index funds...

How You Handle Money Decides Your Loan

Lending is no longer just about what you've done. It is about how you manage...

Tax QnA: Capital Gains, PF, Salary Guide

rediffGURU Vipul Bhavsar answers readers' personal income tax queries

Can Rs 1.15 Cr Corpus Fund Rs 2L Monthly?

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Poor Credit Score May Cost You Jobs

Over the past three years, the appointments of 20 candidates selected through...

'Money Makes A Huge Difference In A Marriage'

Bengaluru-based Priyanka* reveals how resuming her career and becoming...

Why Investors Are Exiting Gold

The case for long-term investment in gold, however, remains intact.

Where Are India's Rich Investing Money?

As the rupee weakens, wealthy families are accelerating investments in global...

Spot a Suspicious Credit Card Transaction?

The first thing cardholders should do after spotting a suspicious charge is...

Check AIS Before Filing Tax Returns

'AIS helps taxpayers check whether all income streams and reportable...

How Much EMI Can Your Salary Handle?

Too many EMIs draining your salary? Ramalingam Kalirajan explains the safe...

How SIPs Beat Inflation, Build Retirement Wealth

Start SIPs early, increase investments steadily, and let compounding beat...

Heard About NPS' RIS Scheme For Your Parents?

RIS Steady Life Cycle begins with an equity allocation of 35 per cent at age...

SC to hear Rs 500 cr UAE money decree case in July as mediation fails

The Supreme Court has scheduled a July hearing for the Rs 500 crore money...

Why Young Indians Skip Health Cover

Young buyers often underestimate future health risks.

Buying Gold Bars, Coins? Read This

'It has always been viewed as a hedge against inflation.'

Andrew Holland: 'I'd Bet 80% Of My Money On India'

Market maven Andrew Holland on why India missed the AI wave, why FIIs are...

Why Staying Invested During Wars Builds Wealth

Disciplined investors who ignore short-term fear build significant long-term...

Want A Credit Card? Read This

'First-time applicants may witness longer approval times or higher rejection...

Pay Loans or Invest? Here's What Should You Do

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

6 Car Insurance Situations That Might Shock You

Most owners assume car insurance covers everything, but hidden exclusions can...

Stock Gains Vs Loss: What Gets Taxed?

rediffGURU T S Khurana answers readers' personal income tax queries

Early Heart Disease: Insurance Challenges

As heart disease increasingly impacts young Indians, understanding the...

Tax QnA: Capital Gains, PF, Salary Guide

rediffGURU Vipul Bhavsar answers readers' personal income tax queries

Can Rs 1.15 Cr Corpus Fund Rs 2L Monthly?

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Poor Credit Score May Cost You Jobs

Over the past three years, the appointments of 20 candidates selected through...