Personal Finance

Beware Of These Scams!

Do not share OTPs, PINs, authentication codes, card numbers, card...

Gold Rally: Should Investors Buy Now?

Investors should cap gold allocation at 10-15 per cent and consider staggered...

Who Should Avoid F&O Trading?

Futures and options (F&O) trading suits investors with good market...

Should You Invest In Balanced Hybrid Funds?

'Since the category has a limited track record, assess the fund manager's...

How PSBs Plan To Target Gen Z

Finance Minister Nirmala Sitharaman urged PSBs to become 'cool' and shed...

Lost Your Job? Protect Your Finances

List all unavoidable expenses such as rent, groceries, transportation,...

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'This Is Where Investors Will Make Money'

'Value is not where you make money in India. It never has been.''You have to...

Which States Produce The Most Coconuts?

India contributes 31.24 per cent of the global coconut output and 17.90 per...

Is Paying Through Bank Safer Than UPI?

Can your money be protected against online frauds like hacking, digital...

5 Reasons Education Loans Can Be A Smart Investment

Rising study-abroad costs are prompting families to use education loans...

Don't Blindly Trust Your Form 16

Salaried taxpayers should not use these forms blindly to file their...

'Money Makes A Huge Difference In A Marriage'

Bengaluru-based Priyanka* reveals how resuming her career and becoming...

What Makes Crypto Rise Or Fall?

Crypto can rise or fall for many reasons. Here's a simple guide to what gives...

One Hospitalisation Can Ruin Your Retirement Goals

If you do not insulate your retirement corpus from the true cost of modern...

Market Crash: 7 Costly Mistakes to Avoid

Understanding the most common mistakes during market downturns can help you...

Property Ownership Hinges On Funding

Taxability in property transactions depends on the actual source of funds and...

Selling Property? Tax Questions Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries

Spot a Suspicious Credit Card Transaction?

The first thing cardholders should do after spotting a suspicious charge is...

Cashless Med Claims & Settlement: What YOU Should Know

Many claim disputes arise not because the insurer refuses to pay but because...

SplitStore: Super.money's New Credit-Linked E-commerce Platform

Flipkart-backed Scapic Innovations, operating as super.money, has launched...

ITR Filed? Here's When You Can Expect Your IT Refund

The income tax department has significantly reduced refund processing times...

Want To Exchange Gold? Read This First

'Customers do not recover the original making charges paid on old jewellery....

What Joint Account Holders Must Know

Read all account documents, ask questions, and conduct basic due diligence...

How SIPs Beat Inflation, Build Retirement Wealth

Start SIPs early, increase investments steadily, and let compounding beat...

How Gen Z Can Build Wealth With 20% Rule

'Users should protect their savings goals before allocating money to...

New ITR Forms Demand More Tax Details

Taxpayers must provide more details to support deduction and exemption claims.

Now, Get Your Salary Before 7th

India's Code on Wages mandates strict payout deadlines, two-day full and...

From ₹34 To Over ₹100: India's Petrol Price Journey

Over the past two decades, India has witnessed several major petrol price...

Still Want To Buy Gold? 5 Tips...

With duties at 15%, GST at 3%, and making charges running as high as 20% --...

Why Young Indians Skip Health Cover

Young buyers often underestimate future health risks.

Why EPFO Mandated 25% PF Balance

EPFO said the measure could substantially improve retirement outcomes with...

Why Cashless Claims Get Denied

If reimbursement becomes unavoidable, submit a complete file at the earliest.

Should You Buy 30-Year Government Bonds?

Long-duration bonds allow investors to match investment tenure with long-term...

Avoid These Life Insurance Mistakes

Proposal forms are often filled by the agent. Check the form after it is filled.

Investment Disclosure Tightens Tax Scrutiny

From the financial year 2025-2026, the government has introduced a new column...

Why Staying Invested During Wars Builds Wealth

Disciplined investors who ignore short-term fear build significant long-term...

Sebi Cuts Paperwork for Investor Heirs

These new provisions are expected to help heirs access securities faster.

EPF Scheme 2026: What's Changed for You?

For members, the message is simple: don't be misled by headlines about '100%...

Why Investors Are Choosing Equity Savings Funds

The tax treatment of equity savings funds makes them appealing, especially to...

Go Debt-Free Or Invest? Key Money Questions Answered

rediffGURU Jinal Mehta answers readers' financial planning and health...

NPS Investors: Pick Fund Managers Wisely

Since this is a long-term investment, investors must do their homework and...

6 Car Insurance Situations That Might Shock You

Most owners assume car insurance covers everything, but hidden exclusions can...

Is Earning More Actually Making You Poor?

Rising income feels like success but unchecked lifestyle inflation traps...

Is Rs 1 Cr Enough For Retirement?

Of course, NOT! Here's why. And here's how you can increase your Rs 1 crore...

How To Protect Yourself From Online Dark Patterns

'Dark patterns exploit human psychology, cognitive biases, urgency,...

How RBI Plans To Protect You From Scams

The proposed solution is a one-hour delay for digital transactions exceeding...

Why Insurance Claims Get Rejected

'Many policyholders do not understand that non-medical expenses, cosmetic...

Tax QnA: Capital Gains, PF, Salary Guide

rediffGURU Vipul Bhavsar answers readers' personal income tax queries

5 Reasons Education Loans Can Be A Smart Investment

Rising study-abroad costs are prompting families to use education loans...

Don't Blindly Trust Your Form 16

Salaried taxpayers should not use these forms blindly to file their...

'Money Makes A Huge Difference In A Marriage'

Bengaluru-based Priyanka* reveals how resuming her career and becoming...

Property Ownership Hinges On Funding

Taxability in property transactions depends on the actual source of funds and...

Selling Property? Tax Questions Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries

Spot a Suspicious Credit Card Transaction?

The first thing cardholders should do after spotting a suspicious charge is...

Want To Exchange Gold? Read This First

'Customers do not recover the original making charges paid on old jewellery....

What Joint Account Holders Must Know

Read all account documents, ask questions, and conduct basic due diligence...

How SIPs Beat Inflation, Build Retirement Wealth

Start SIPs early, increase investments steadily, and let compounding beat...

From ₹34 To Over ₹100: India's Petrol Price Journey

Over the past two decades, India has witnessed several major petrol price...

Still Want To Buy Gold? 5 Tips...

With duties at 15%, GST at 3%, and making charges running as high as 20% --...

Why Young Indians Skip Health Cover

Young buyers often underestimate future health risks.

Avoid These Life Insurance Mistakes

Proposal forms are often filled by the agent. Check the form after it is filled.

Investment Disclosure Tightens Tax Scrutiny

From the financial year 2025-2026, the government has introduced a new column...

Why Staying Invested During Wars Builds Wealth

Disciplined investors who ignore short-term fear build significant long-term...

Go Debt-Free Or Invest? Key Money Questions Answered

rediffGURU Jinal Mehta answers readers' financial planning and health...

NPS Investors: Pick Fund Managers Wisely

Since this is a long-term investment, investors must do their homework and...

6 Car Insurance Situations That Might Shock You

Most owners assume car insurance covers everything, but hidden exclusions can...

How RBI Plans To Protect You From Scams

The proposed solution is a one-hour delay for digital transactions exceeding...

Why Insurance Claims Get Rejected

'Many policyholders do not understand that non-medical expenses, cosmetic...

Tax QnA: Capital Gains, PF, Salary Guide

rediffGURU Vipul Bhavsar answers readers' personal income tax queries