BUSINESS

Will the RBI hike rates again?

By Business Standard
April 28, 2008 11:10 IST
The annual announcement of the monetary and credit policy for 2008-09 will be made by the Reserve Bank of India (RBI) on Tuesday, amidst heightened anxiety about the inflationary situation in the country.

While making the previous announcement in January, RBI Governor Y V Reddy had made it quite clear that the inflationary pressure was high and that this justified holding the repo rate where it was, despite mounting evidence of a slowdown in the industrial sector.

Since then, the inflation rate has just exploded, staying above the 7 per cent mark for the past four weeks in a row, a development that has re-framed the debate on monetary policy. The issue now is not whether the repo rate should be cut but rather whether it should be hiked.

The RBI has already signalled its response to the inflationary scenario by raising the cash reserve ratio (CRR) by 50 basis points on April 17.  The question on everybody's mind is whether it thinks this will be enough or whether it needs to be reinforced with a hike in the repo rate as well.

What the RBI does in these circumstances should be dictated by the likelihood of its measures having a positive impact on inflation, even if there is some collateral damage on the growth rate. The worst possible outcome would be if, consequent upon a repo rate hike, the growth rate were to drop even more than it is currently expected to do, without any appreciable impact on inflation.

Such is the risk of monetary responses to supply-side or cost-push inflation, which is essentially what the economy is going through now. The impact of various actions that the government has taken over the past few weeks, involving lower tariff rates and new export restrictions, should become visible over the coming weeks.

In this context, it should be a matter of some relief that the inflationary pressure that had resulted from surges in the prices of food items (particularly pulses and edible oils) and metals (particularly iron and steel), has already eased. In part, this is due to international price drops, and in part because of the actions taken by the government. Contributing to the slightly more relaxed outlook is a third factor: the advance forecasts for the south-west monsoons by both domestic and international agencies, which predict normal rainfall.

In last Friday's weekly inflation announcement, the prices of both pulses and edible oils were actually down over the previous week. The momentum is now largely confined to metals, with the price of iron ore having increased by 6 per cent over the previous week. The prices of steel-using products also reflect the impact of the sustained increase in steel prices.

Of course, it is also true that the international price of crude oil has risen way above the $100/barrel mark, taking the benchmark price of the Indian import basket along with it. The already huge gap between the cost of crude and domestic retail prices for petroleum products has widened further, intensifying the conflict between inflation management and fiscal discipline on account of the oil bonds, with which the government is partially compensating the hapless oil-marketing companies.

Even with this threat lurking in the background, however, the prudent course of action for the RBI would be to hold the repo rate where it is. The CRR hike satisfied the need to be seen to be acting. A repo rate hike may hurt growth far more than it will help deal with an inflation rate that is already dropping.

 The Monetary and Credit Policy 2007-2008

Business Standard
Source:

NEXT ARTICLE

NewsBusinessMoviesSportsCricketGet AheadDiscussionLabsMyPageVideosCompany Email