Best way to invest provident fund?

CPI-backed trade union, the All India Trade Union Congress, has proposed that pension funds and employees' provident fund be utilised for infrastructure development in the country, instead of investing PF amounts into the stock market.

Pension fund and EPF together make a corpus of around Rs 3 lakh crore (Rs 3 trillion). The trade union has suggested that the entire corpus be used to create an infrastructure development fund.

Using this money for infrastructure development will ensure safety of the fund. It would also lead to social development, AITUC said.

Do you agree with this view? What is the best way to invest pension and provident fund money?

Is investing in infrastructure better than investing in stocks? Tell us your views.