3 smart tips to save money this Diwali

We asked you, dear readers to share your best tips on saving money.
This is what Kameswara Rao, 75, from Visakhapatnam shared. 

Illustration: Dominic Xavier/Rediff.com

Kameswara Rao writes,'To save money you must ensure that you don't spend money. Don't buy crackers this year or any other year.

'To save money does not mean that you don't enjoy Diwali. You can enjoy it by seeing how others are enjoying the festival.

'You can save money by multiplying your wealth i.e. investing in profitable instruments like shares and mutual funds.

He adds, 'I'm very happy, I stopped buying crackers for the last 35 years. My children do the same.'

We ask you, dear readers do you have any smart, effective and useful tips on saving money?

Have you applied these tips? Did it work? Share your tips and we'll publish the best ones on Rediff.com. 

Write in to getahead@rediff.co.in with 'My tips to save money' in the subject line, along with your NAME, AGE and the place where you LIVE. Don't forget to send us your photograph.