Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Name of the Fund | Recommendations ( Contine / SmartSwitch) |
Jijo George: I am investing in 5 funds for the last 2 years as SIP, following are the details. My time horizon is 8-10 years and my risk profile is moderate risk.Kindly advise whether to continue with these funds. | |
1.SBI Blue Chip Direct Plan Growth @4000 per month | Canara Robeco Bluechip Equity Fund Regulargrowth |
2.Mirae asset Large Cap Fund Direct Growth @3000 per month | Continue |
3.L & T Midcap Fund Direct Growth @ 3000 per month | Axis Mid Cap |
4.Axis Long Term Equity Fund Direct Growth @3000 per month | Continue |
5.ABSL Tax Relief 96 Fund @ 4000 per month | Continue |
Satya Yadav: Sir my investments are in following segments-all are in SIP. Please advice sir which one to keep or exit | |
Icici liquid growth -Rs1000 | Continue |
Icici prudential bluechip-Rs1500 | Canara Robeco Bluechip Equity Fund Regulargrowth |
L&T India value-Rs1000 | Axis Esg Equity Fund Regular Growth |
L&T Emerging - Rs1000 | Axis Small Cap - Growth |
L&T Midcap growth-Rs1000 | Axis Mid Cap |
Kotak Multicap-Rs1000 | SmartSwitch to Uti Equity Fund-growth Plan-growth |
Nippon small cap - Rs1000 | Axis Small Cap - Growth |
Axis Bluechip growth-Rs1000 | Continue |
Hdfc top 100 growth-Rs1000 | Canara Robeco Bluechip Equity Fund Regulargrowth |
Srinivas Varaganti: Below are my SIP details. Please advise me whether to continue/stop or switch. | |
DSP Midcap Fund - Direct Plan - Growth | Continue |
Aditya Birla Sun Life Midcap Fund - Growth - Direct Plan | Axis Mid Cap |
L&T Hybrid Equity Fund - Direct Plan-Growth | Canara Robeco Equity Hybrid Fund Regular Growth |
Axis Small Cap Fund - Direct Plan - Growth | Continue |
Axis Bluechip Fund - Direct Plan - Growth | Continue |
Axis Multicap Fund - Direct Plan - Growth | Continue |
DSP Equity Fund - Direct Plan - Growth | SmartSwitch to Uti Equity Fund-growth Plan-growth |
Sunil Dubey: I am investing in below mentioned fund from last one year, please review. | |
1) Axis Bluechip Fund Direct Plan :1250RS | Continue |
2) ABSL Tax Relief 96 Equity - Dierect Grouth ELSS :2500RS | Continue |
3) Mirrae Aseet Large cap direct Growth plan :1250RS | Continue |
4) Axis Long Term Equity Fund Direct Growth Plan: 2500RS | Continue |
Ramesh Kumar: I need advice of expert on the following fund. I am 48 years old. Looking for long horizon of seven more years.The following Funds are in my category of corpus 1.5 CR. Please suggest which one to continue and switch. | |
Aditya Birla Sun Life Frontline Equity Fund - Direct Plan (G) | Canara Robeco Bluechip Equity Fund Regulargrowth |
ICICI Prudential Bluechip Equity Fund - Direct Plan - Growth | Canara Robeco Bluechip Equity Fund Regulargrowth |
Nippon India Large Cap Fund - Direct Plan (G) | Canara Robeco Bluechip Equity Fund Regulargrowth |
Axis Bluechip Fund - Direct Plan | Continue |
Mirae Asset Large Cap Fund - Direct Plan - Growth - Growth | Continue |
Kotak Select Focus Fund - Direct Plan (G) | SmartSwitch to Uti Equity Fund-growth Plan-growth |
SBI Focused Equity Fund - Direct Plan | Continue |
Aditya Birla Sun Life Equity Fund - Direct Plan (G) | Uti Equity Fund-growth Plan-growth |
Mirae Asset Emerging Bluechip Fund - Direct Plan (G) | Continue |
Canara Robeco Emerging Equities - Direct Plan (G) | Continue |
HDFC MidCap Opport.- Direct (G) | Axis Mid Cap |
Axis Midcap Fund - Direct Plan | Continue |
Kotak Emerging Equity Scheme - Direct Plan | Axis Mid Cap |
HDFC Small Cap Fund - Direct Growth Plan | Axis Small Cap - Growth |
Pawan Jattu: Below is my portfolio of mutual fund with monthly SIP, please review it & advise accordingly. Thanks in advance. | |
Franklin India Smaller Companies Fund | Axis Small Cap - Growth |
Franklin Build India Fund - Direct Plan | Axis Esg Equity Fund Regular Growth |
Axis Long Term Equity Fund - Direct Plan | Continue |
Axis Small Cap Fund | Continue |
Mirae Asset Emerging Bluechip Fund - Direct | Continue |
Nippon India LARGE CAP FUND-DIRECT GROWTH PLAN | Canara Robeco Bluechip Equity Fund Regulargrowth |
Kotak Standard Multicap Fund - Direct Plan- Growth | SmartSwitch to Uti Equity Fund-growth Plan-growth |
L&T Midcap Fund | Axis Mid Cap |
HDFC Small Cap Fund | Axis Small Cap - Growth |
Invesco India Contra Fund-Direct Plan Growth | Continue |
discontinued funds: | |
Franklin India Taxshield Fund - Direct Plan ( Tax Savings ) | Canara Robeco Equity Tax Saver Fund Regular Growth |
L&T INFRASTRUCTURE FUND DIRECT PLAN-DIVIDEND | Axis Esg Equity Fund Regular Growth |
ICICI Prudential Value Discovery Fund | Continue |
Mirae Asset Tax Saver Fund - Direct Growth - Growth | Canara Robeco Equity Tax Saver Fund Regular Growth |
Prodeep Ghosh: I am 67, retired and dependent on my rental income and returns from investments for my finances. My current MF Portfolio is | |
ICICI PRUDENTIAL BALANCED ADVANTAGE FUND - MONTHLY DIVIDEND | Continue |
KOTAK BOND SHORT TERM FUND PLAN - GROWTH | Hdfc Short Term Debt Fund - Regular Plan - Growth |
SBI SHORT TERM DEBT FUND - REGULAR PLAN - GROWTH | Hdfc Short Term Debt Fund - Regular Plan - Growth |
FRANKLIN INDIA ULTRA SHORT BOND FUND - SUPER INSTITUTIONAL PLAN GROWTH | Freezed |
AXIS BLUECHIP FUND-GROWTH (SIP @ 15k/month) |
Continue |
HDFC HYBRID EQUITY FUND - REGULAR PLAN - GROWTH | Canara Robeco Equity Hybrid Fund Regular Growth |
ICICI PRUDENTIAL EQUITY AND DEBT FUND - GROWTH | Canara Robeco Equity Hybrid Fund Regular Growth |
DSP DYNAMIC ASSET ALLOCATION FUND - REGULAR - GROWTH | Edelweiss Balanced Advantage Fund - Growth Option |
KOTAK BALANCED ADVANTAGE FUND - REGULAR PLAN- GROWTH | Union Balanced Advantage Fund Regular Plan - Growth |
MOTILAL OSWAL DYNAMIC FUND REGULAR GROWTH | Edelweiss Balanced Advantage Fund - Growth Option |
ICICI PRUDENTIAL - ASSET ALLOCATOR FUND FOF - GROWTH | Idfc All Seasons Bond Fund -regular Plan- Growth Option |
Ajay Kulkarni: would request to give your views on: | |
Axis Bluechip fund direct - growth | Continue |
SBI Focussed fund direct growth | Continue |
kotak standard multicap Regular growth | SmartSwitch to Uti Equity Fund-growth Plan-growth |
icici prudential PHD plan regular growth | Continue |
Edelweiss Maiden Opportunities fund Series 1 Reg. Growth | Closed Ended Scheme |
Hdfc midcap opportunities fund Reg. Growth | Axis Mid Cap |
L&T tax advantage fund | Canara Robeco Equity Tax Saver Fund Regular Growth |
Union arbitrage fund Regular Growth | Sundaram Arbitrage Fund Regular Growth |
Sundaram ultra short term fund Reg. Growth | Aditya Birla Sun Life Savings Fund - Growth |
Mirae asset emerging bluechip fund Growth | Continue |
Axis equity saver fund Reg. Growth | Canara Robeco Equity Hybrid Fund Regular Growth |
IIFL focussed fund Reg.Growth | Mirae Asset Focused Fund - Regular Plan - Growth |
DSP ACE FUND Series 1 Reg. Growth | Closed Ended Scheme |
Sunil D'Souza: Currently aged 46 years investing Rs. 2 Lakhs since 2017 in the below following Mutual Fund through ICICI PRU LIFE - Plan- Elite Life Super-Active Asset Balanced Fund. Kindly advise and suggestion whether to continue or exit. | |
ICICI PRU LIFE - Plan- Elite Life Super-Active Asset Balanced Fund | ULIP - Insurance and Investment should be separate |
Arnab Das: Need your valuable advice regarding my SIP. I have invested in two SIP till now for long term purpose: | |
SBI Bluechip fund Direct(Growth) | Canara Robeco Bluechip Equity Fund Regulargrowth |
L&T Infrastructure fund Direct(Growth) | Axis Esg Equity Fund Regular Growth |
Sekhar Chakravarty: Kindly suggest three good debt fund for lunpsum investment of minimum three yr horizon. Sbi banking and psu fund and axis banking and psu fund. Which one is better? | |
Sbi banking and psu fund | Hdfc Banking And Psu Debt Fund - Regular Growth Option |
axis banking and psu fund | Hdfc Banking And Psu Debt Fund - Regular Growth Option |
Sunil Kumar Perti: I am 61 year old person trying to build a corpus. Present value of my investments is 2.2 Lac (approx). In addition to the above I have a Rs 10000/ investment in Axis Long Term Equity Fund- Direct Plan-Dividend. I look forward for your advice in great anticipation. I have the following investments in SIPs in the following Mutual Funds, Please suggest if any changes to be made. | |
Axis Long Term Equity Fund- Direct Plan-Dividend | Continue |
1 HDFC Equity Fund- Regular Plan- Growth 2500/ PM | Mirae Asset Focused Fund - Regular Plan - Growth |
2 PREG- HDFC Hybrid Equity Fund- Regular Plan 2000/PM | Canara Robeco Equity Hybrid Fund Regular Growth |
3 ICICI Prudential Multi-Asset Fund- Growth 2500/PM | Sbi Multi Asset Allocation Fund Regular Growth |
4 L & T India Value Fund- Growth 1000/PM | Axis Esg Equity Fund Regular Growth |
Ramesh Iyer: I have the following Mutual Funds SIP in my Portfolio holding since Dec'17/ Jan'18 investing Rs.2000 each in each SIP. Please suggest whether to add, hold, or switchover. | |
1. SBI Bluechip fund | Canara Robeco Bluechip Equity Fund Regulargrowth |
2. Nippon India Large Cap fund | Canara Robeco Bluechip Equity Fund Regulargrowth |
3. ABSL focussed Equity fund | Mirae Asset Focused Fund - Regular Plan - Growth |
4. Motilal Oswal Multicap 35 fund | SmartSwitch to Uti Equity Fund-growth Plan-growth |
5. SBI Magnum Multicap fund | Uti Equity Fund-growth Plan-growth |
6. ICICI Pru Bluechip fund | Canara Robeco Bluechip Equity Fund Regulargrowth |
7. L&T Emerging Business fund | Axis Small Cap - Growth |
8. ABSL Small-cap fund | Axis Small Cap - Growth |
9. Nippon India small-cap fund | Axis Small Cap - Growth |
10. Franklin India Focussed equity fund | Mirae Asset Focused Fund - Regular Plan - Growth |
11. Kotak Standard Multicap fund | SmartSwitch to Uti Equity Fund-growth Plan-growth |
12.Franklin India smaller companies fund | Axis Small Cap - Growth |
13.Nippon India Equity Hybrid fund | Canara Robeco Equity Hybrid Fund Regular Growth |
14. ABSL Regular savings fund | Icici Prudential Regular Savings Fund - Growth |
15. L&T Infrastructure fund | Axis Esg Equity Fund Regular Growth |
16. SBI Dynamic Bond fund | Continue |
17. ICICI Pru Pharma fund | Continue |
Shyam Sundar K: I have 24,000 rs monthly SIPs in the below mutual funds, please suggest if I can continue my SIPs in these funds or make an urgent switch. I have been investing for past 4-5 years. | |
Aditya Birla Sun Life Pure Value Fund - Growth | Axis Esg Equity Fund Regular Growth |
HDFC Top 100 Fund - Regular Plan - Growth | Canara Robeco Bluechip Equity Fund Regulargrowth |
ICICI Prudential Value Discovery Fund - Growth | Continue |
FRANKLIN INDIA BLUECHIP - GROWTH | Canara Robeco Bluechip Equity Fund Regulargrowth |
Nippon India Small Cap Fund - Growth | Axis Small Cap - Growth |
SBI MAGNUM MULTI CAP FUND - GROWTH | Uti Equity Fund-growth Plan-growth |
Sundaram Small Cap Fund - Regular - Growth | Axis Small Cap - Growth |
Rahul: I am 43 year salaried person investing in mutual fund for last 7-8 years to build corpus for my daughter's education (requirement in next 10 yrs) and for my retirement (next 22 yrs). I am doing SIP in following funds. Kind request to give your expert advice whether any changes required in my portfolio or should i continue with the same funds. | |
1. Axis long term equity - Rs.8000 | Continue |
2. Axis small cap - Rs. 10,000 | Continue |
3. Mirae Asset Emerging Bluechip - Rs.6,000 | Continue |
4. DSP midcap - Rs.6,000 | Continue |
5. Axis midcap - Rs.6,000 | Continue |
6. Kotak std. multicap - Rs.6,000 | SmartSwitch to Uti Equity Fund-growth Plan-growth |
7. Parag parikh long term equity - Rs.6,000 | Continue |
8. Axis multicap - Rs.6,000 | Continue |
9. Axis bluechip - Rs.6,000 | Continue |
10. SBI bluechip - Rs.6,000 | Canara Robeco Bluechip Equity Fund Regulargrowth |
11. Motilal Oswal Nasdaq 100 - Rs.2,000 | Continue |
Krishnaprasad Bhat: following is my standing on MF. Can you please guide me on this? Also if a fund is not performing, how long do i wait before i switch to a different scheme/ mf | |
Holding | |
Aditya Birla Sun Life Pure Value Fund - Growth-Direct Plan | Axis Esg Equity Fund Regular Growth |
Aditya Birla Sun Life Equity Fund - Growth-Direct Plan | Uti Equity Fund-growth Plan-growth |
Monthly SIP | |
HDFC Hybrid Equity Fund - Direct Plan - Growth Option | Canara Robeco Equity Hybrid Fund Regular Growth |
ICICI Prudential Value Discovery Fund - Direct Plan - Growth | Continue |
L&T India Value Fund Direct Plan - Growth | Axis Esg Equity Fund Regular Growth |
Mirae Asset Emerging Bluechip Fund - Direct Plan - Growth | Continue |
If you want Mr Singh's advice on your mutual fund investments, please mail your questions to getahead@rediff.co.in with the subject line, 'Mutual Fund Query', along with your name, and he will offer his unbiased views.
Disclaimer: This article is meant for information purposes only. This article and information do not constitute a distribution, an endorsement, an investment advice, an offer to buy or sell or the solicitation of an offer to buy or sell any securities/schemes or any other financial products/investment products mentioned in this QnA or an attempt to influence the opinion or behaviour of the investors/recipients.
Any use of the information/any investment and investment related decisions of the investors/recipients are at their sole discretion and risk. Any advice herein is made on a general basis and does not take into account the specific investment objectives of the specific person or group of persons. Opinions expressed herein are subject to change without notice.
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