To get to the Web sites, click on the name of the bank/ housing finance company.
|
FLOATING RATES (percent per annum) |
|
7.75 |
7.25 |
|
9 10 |
8 8.75 |
|
8.5 9.25 |
7.5 8.5 |
|
7.75 - 9 |
7.25 8.25 |
|
| |
|
8.5 9.5 |
8 - 9 |
|
- |
8.25 |
|
8.25 8.5 |
7.5 8.25 |
|
- |
11 11.25 |
|
8.5 |
8 |
|
8.25 8.75 |
7.5 8.75 |
|
8 |
8.25 |
|
8.5 |
8 |
|
8 8.5 |
7.75 |
|
8 8.5 |
7.5 8.5 |
|
8 |
7.5 |
|
9.25 11 |
7.75 9 |
|
8.5 9.25 |
8 8.75 |
|
8 8.5 |
7.5 8.25 |
|
8.5 9.5 |
8.25 |
|
8 9 |
7.25 8.25 |
|
9.75 10.75 |
7.75 8 |
|
7.5 8.5 |
7 8.25 |
# ABN AMRO also offers the Super Saver Scheme in which the interest rate is 6.5 percent for the first two years. The third year onwards, it turns into a floating rate loan.
* UTI Bank: One page on the Web site gives the above rates, while another gives the rate of interest at 9.25 percent with no indication of whether it is fixed or floating. When we called one of their branches, we were told the fixed rate was 9.75 percent and the floating rate 7.75 percent per annum.
Check with the banks on the fixed loan rates. Some of them fix it only for a few years and take a fresh look at it again. HSBC and ABN AMRO, for instance, re-price their fixed rate loans every 3 years.
This information has been obtained from the housing finance company/ bank Web sites or through calls to their customer service lines. Please verify these rates when taking a loan.
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