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Rediff : Personal Finance

Should You Invest In Largecap Funds?

'As we navigate uncertain waters, a conservative approach to largecap...

How To Make Rs 1 Cr With This SIP

What if I told you that you only need to invest for 5 years to accumulate Rs...

COMING SOON: Withdraw EPF Money At ATMs

By June 2025, financial freedom will be just an ATM away. Pleasantly...

The ambitious plans of Flipkart-backed super.money

Flipkart-backed super.money is on an expansion spree and plans to expand its...

Want To Invest In Crypto? Read This

Regularly monitor your account for any suspicious activity.Keep your devices...

How Much Do Weddings Cost These Days?

Wedding planner WedMeGood estimates that the average wedding budget has...

It's Dec. How's Your Portfolio Doing?

'Asset allocation should change only if your goals, life situation, or risk...

'Can Rs 1L SIP Make Me Rs 3 Cr?'

rediffGURU Ulhas Joshi answers your mutual fund queries.

Bank Account Dormant? You Can Still Get Your Money

Ramalingam Kalirajan offers some easy steps to reactivate your accounts with...

'How To Repay Rs 30 Lakh Gold Loan?'

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...

ALERT! December 2024 Money Deadlines

By acting now, you can step into 2025 with your finances in order and without...

What Are Business Cycle Funds?

Business cycle funds aim to optimise returns by aligning their portfolios...

Sent money to wrong UPI ID? Follow These Steps

Sent money to wrong UPI ID? Don't panic! Learn what to do next and how to...

Know How To Plan Your Taxes

'If you invest in a rush at the last moment, you could compromise on...

Rupee Declines. Add Gold To Portfolio

New investors should gradually build a 5 to 10 per cent allocation to gold.

Should You Buy a Super Top-up Health Insurance?

It is similar to top-up health insurance plan, but provides for one or more...

How To Make Rs 15 Cr From Rs 20k SIP

Unbelievable, did you say? Ramalingam Kalirajan explains the simple math.

'How To Check EPF Balance, Interest?'

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual...

How To Stay Safe From UPI Frauds

Link your UPI app to a separate bank account or wallet that has only a...

Do You Need To Get A New PAN Card?

First things first: For those wondering if they need to reapply, the answer...

Mid, Smallcap Stocks In Bear Market

'Investors may have made money in mid and smallcaps due to market momentum,...

How Your Income, Investments Are Taxed

Your choice between the Old and New Tax Regimes should reflect your financial...

Why Choose Fixed-Fee RIAs

One reason the fee can't be lower than 3 per cent is that it is difficult for...

How To AVOID LOSSES When Markets Crash

In a falling market, the value of your investment keeps going down. However,...

What Type Of Loan Could You Opt For?

In addition to interest rates, review the fine print for penalties and...

'Are ULIP Returns Taxable?'

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

Should You Go For Health Super Topup?

Ensure the sum insured for the super topup is enough to cover even worst-case...

Ex-Lava MD Hari Om gets bail in money laundering case

The Delhi high court has granted bail to Hari Om Rai, the former MD of Lava...

Crypto Scams! How To Keep Your Assets Safe

A single security lapse could lead to complete wipe out of your crypto assets...

How To Turn 1 Cr Into 100 Cr

Let's explore three different ways to reach the Rs 100-crore mark, each...

Should You Consider Liquid Funds?

Returns of liquid funds are meant only for the short term and don't help...

What's A Specialised Cardiac Plan?

Cardiac care plans are ideal for individuals with pre-existing heart...

Bitcoin Rallies: Time To Book Profits?

Only investors with knowledge of cryptocurrencies, long-term conviction, and...

Why You Need A Child Insurance Plan

'They take care of the problem: How can I ensure my child's education and...

Should You Invest In Arbitrage Funds?

'Arbitrage funds make the most sense for those in the 30 per cent tax...

Should You Avoid High-Cost Funds?

Investors should match their investment horizon with the fund's portfolio...

How To Select The Right MAAF

If you already hold significant amounts of equity in your portfolio, avoid...

How To Invest In US Funds

'Investors with foreign currency-denominated goals, such as foreign education...

What are Dynamic Bond Funds?

'A dynamic bond fund acts like a gilt fund in a rate cut scenario and like a...

Selling Undivided Property? Read This

'Ensure that all property-related documents are up-to-date.''Relying on...

Want To Invest In Pharma & Healthcare?

'A long-term investor with a 4 to 5 year horizon could invest in this theme...

Buying Property? Read This

'Assess the property in terms of type, size, location and price point, and...

Savings And Investment: Ask rediffGURUS!

Let's Make Savings As Exciting As Spending. This World Savings Day,...

Your Career Is Your BIGGEST Saving!

The best way to achieve financial security isn't by cutting out every vada...

Right Time To Invest In Silver ETFs?

Invest with a 5 to 7 year horizon so that you are able to ride out price...

What Are MNC Funds?

MNC funds invest in companies where foreign promoters have more than 50 per...

What Are Passive Value Funds?

'Value index funds are most appropriate for long-term investors who can...

Smart Tips To Spend Your Diwali Bonus

If you lack an emergency fund or it is depleted, use part of your bonus to...

Money laundering a big threat to online gaming

The fast-growing Indian online gaming sector is facing a significant threat...

Want To Invest In Corporate Bond Funds?

'When interest rates rise, the NAVs of these funds will fall.' However, they...

How To Invest In Quality Stocks

'Allocate up to 20 per cent of your core equity portfolio to quality funds.'

Should You Invest In SM Reits?

'Investors with a long-term investment horizon and the risk appetite for...

Should You Invest In ESG Schemes?

'A 20 per cent equity allocation to ESG funds is a good start.''As more...

Is This Right Time To Buy A Home?

For those looking for more affordable options, purchasing an...

Ready to pay entire money to lenders, if...: Byju

Troubled edtech firm Byju's founder Byju Raveendran on Thursday said that he...

Time To Lock In Fixed Income?

'Young investors should focus more on equity, while retired senior citizens...

Tips To Buy Term Insurance Policies

Self-employed individuals often face hurdles in buying term insurance due to...

How To Make Best Use Of Festive Offers

While festive offers can reduce costs, borrowers should also consider the...

Can Rs 10K SIP Make You Rs 3 CRORE?

Imagine transforming a modest Rs 10,000 monthly investment into a steady Rs 1...

How To Lose Money In F&O Trading

F&O trading is a zero-sum game where one person's loss is another's...

'Your EPF Withdrawal Is Tax-Free, If...'

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...

Why You Need Personal Accident Cover

'Accidents are unpredictable, whether it's a mishap during Diwali, a fracture...

China's Market Surge: Should You Invest?

Investors need to carefully assess country-specific risks.'This is especially...

Is NPS Vatsalya Right Choice For Yr Kids?

From how to open an NPS Vatsalya account to knowing how this scheme compares...

'Am I To Reveal This Info To I-T Dept?'

rediffGURU T S Khurana answers readers' personal income tax queries.

How To Use Your Credit Card Wisely

'Credit card debt comes with high interest cost and stringent penalties.''If...

Should You Invest In SME IPOs?

'Many do not have robust business models, and their prospects of survival and...

Why You Should Rebalance YOUR Portfolio

'Choose an equity allocation that will allow you to remain invested even if...

'15L From Land Sale. How To Save Tax?'

rediffGURU Samkit Maniar answers readers' personal income tax queries.

PPF Changes From Oct 1: 10 MUST-KNOW FAQs

If you don't make the necessary adjustments after October 1, 2024, you'll...

How Much Should You Invest In Gold

'A 10 to 15 per cent allocation to gold in portfolios reduces risk without...

Retirement Funds: Customize Your Mix

Equity-focused schemes may perform better in a bull market, while...

'My PF Withdrawal Is Rejected. HELP!'

Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual...

You Can Buy The iPhone 16 Pro Or Do This

Have you wondered how many days of work -- depending on your net monthly...

Want To Buy SGBs From Secondary Market?

While SGBs are a sound investment, they aren't worth buying at any price.The...

Over 93% retail traders lost money in F&O in 3 years

An analysis by the Securities and Exchange Board of India (Sebi) has revealed...

Capital Gain On Homes: Tax Qs Answered

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

Is This A Good Time To Buy A House?

Experts say you should be certain of living in a city and locality for a long...

Should You Invest In NBFC Bonds?

When evaluating bonds, returns shouldn't be the sole factor.Pay close...

Buying Health Cover Policy? Read This

Customers frequently sign without reading the terms and conditions, resulting...

Should You Invest In Momentum Funds?

Momentum funds can be 10 to 15 per cent more volatile than the Nifty 50.

Investment Lessons From Ganpati Bappa

Lord Ganesha's teachings offer valuable insights for investors in the Indian...

How OCIs Are Taxed

'Any earnings, regardless of location, will be subject to Indian income tax.'

Investing In IPOs? Read This

IPOs inherently carry more risks than stocks that have been listed on the...

'What Will Be My Tax Outgo If...?'

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

Car Owners, Know About PAYD Insurance

'The PAYD model adjusts the premium based on your driving habits. If you...

What Is Policy Splitting?

'Splitting must result in tangible benefits for the customer, otherwise it...

Money Courses To Help Earn Up To Rs 2 Cr

Pratham Barot, CEO and co-founder, Zell Education, explains how specialised...

How To Be Free From Home Loan Debt

Using mantras from the Bhagavad Gita, Vatsal Ramaiya explains how you can...

Indian Parents Risk Savings For Child...

For Indian parents, sending a child abroad for a three-year degree could...

What Are Dividend Funds?

'For those seeking regular income, these funds provide a steady stream of...

Want To Invest In Banking Funds?

'It's advisable not to go overboard on a banking sector fund or any other...

Considering An Education Loan? Read This

'With tuition fees for international students rising, education loans have...

Want To Open PPF Account For Your Child?

Long-term tax-saving FDs can also be considered after the PPF limit has been...

FoFs May Be Perfect Fit for DIY Investors

'By investing in a basket of funds, FoFs can help minimise the impact of...

NPS vs UPS: Which is Best for YOU?

Switching to the UPS could be a game-changer for your retirement planning,...

Which is Better? FDs Or Debt MFs?

Feature for feature, bank FDs are indeed better than debt funds today, mainly...

Should You Invest In UPS Or NPS?

'Younger employees, who tend to have a higher risk appetite, will find NPS...

New MF Investors, Read This

Adopting overly aggressive strategies without considering risk could lead to...

Want To Have Steady Income? SWP Can Help

Systematic Withdrawal Plan, or SWP, can help you achieve your financial...

How To Plan Your Retirement Portfolio

Many senior citizens 'underestimate the impact of inflation, taxation,...

Why You Should Invest In ULIPs Long Term

Younger people, who usually have a longer investment horizon which allows...

How To Avoid Being SCAMMED For Tax

Scammers sometimes misuse personal information collected during tax...

How To Become A Crorepati: 15x15x15

Follow this 15 x 15 x 15 rule to become a crorepati without taking big risks....

Flipkart-backed super.money aims to be among top five

Flipkart-backed fintech firm super.money is aiming to be among the top five...

'Pay LTCG On Surrendered ULIP?'

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

MUST KNOW About NRO, NRE Accounts

'Despite rising inflows, many NRIs lack awareness about NRO and NRE accounts...

Opting For A Gold Loan? Read This

Only borrow an amount that can be repaid comfortably.The ratio of total EMI...

Tax Qs on NRIs, LTCG, and Gifts Answered

rediffGURU T S Khurana answers readers' personal income tax queries

How To Calculate Your Retirement Fund

Are you ready to take control of your financial future? Ramalingam Kalirajan...

How To Deal With Avalanche Debt?

Make minimum payments on all debts, then use extra funds to tackle the...

Review Your Mutual Fund Portfolios!

'If their allocation to certain segments have become high due to strong...

Want To Invest In Equal-Weight Indices?

'In phases when smaller stocks do well, an equal-weight index performs better...

Should You Invest In Gold ETFs?

All investors should ideally have a 10 to 15 per cent allocation to...

'Right Time To SIP Mid-Caps, Small-Caps?'

rediffGURU Ulhas Joshi answers your personal finance and mutual fund queries

'For 5 cr corpus in 5 yrs you must...'

Do you have financial planning or income tax queries? Ask rediffGURU Anil Rego.

Missed Tax Return Deadline? What To Do

Submitting a late return helps you stay compliant with tax regulations and...

Top-Up Home Loan May Cost Your Home!

'If the borrower can't repay the loan due to lack of income or losses from...

What To Do If You Get I-T Notice

'File all the supporting documents in response to the allegation since there...

When To Invest In Debt Funds

To minimise risk, invest in a debt fund whose duration matches your...

PPF Remains Relevant in New Tax Regime

'PPF carries minimal risk.''Its fixed-income nature allows investors to...

Is It Right Time For An FD?

FDs are not advisable for long-term wealth creation as their post-inflation,...

How To Secure Child's Financial Future

By following the path of Kula Dharma as mentioned in the Bhagavad Gita, you...

Filing Revised I-T Return? Read This

A taxpayer who does not revise their return within the stipulated deadline...

'Made Good Money? Take Your Capital Out'

'Forget your loss or profit in your portfolio.''Look at how much cash you...

Your Tax Questions Answered

rediffGURU T S Khurana answers readers' personal income tax queries.

Budget Eases TDS, TCS For Salaried Class

'Earlier there was no provision for considering TCS collected from the...

Why You Lose Money In Day Trading

People in full-time jobs should especially avoid intraday trading as it...

Where Is Gold Headed?

Most investors should have a 5% to 10% allocation to gold for...

Vehicle Cover Transfers To Buyer On Registration

The National Commission ruled that the insurance policy is deemed to be...

Plan Your Wedding Expenses Early

'Understand how wedding expenses fit into your overall financial...

'Any Exemption In STCG On Equity Sale?'

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

Who Should Invest In ELSS?

Investors with a long-term horizon and high-risk appetite seeking capital...

Last Minute Tips For Error Free ITR

It is advisable to file your ITR right away and not rely on potential...

No state has been denied money in Budget: Sitharaman

Finance Minister Nirmala Sitharaman on Tuesday termed misleading claims by...

Your Qs On LTCG, Indexation Answered!

rediffGURU Anil Rego answers readers' personal income tax queries.

STCG, LTCG, MFs: What You Must Know

Investors should view the increase in the LTCG tax rate in conjunction with...

How To Claim Health Insurance Money

Follow these steps to avoid last-minute surprises while claiming your...

BEWARE Of Such Scams!

What is digital house arrest?It is a tactic cybercriminals use to confine...

'Selling My Home At 5 Cr. Tax To Pay?'

rediffGURU Samkit Maniar answers readers' personal income tax queries.

How Best To Utilise Rs 17,500 Tax Saving

Rediff.com spoke to registered investment advisors to figure out how best the...

Explained: Tax Changes On Property Sales

Maintain a proper record of documents that can act as proof of the cost of...

Indexation, A Plot Twist For Homebuyers

The finance minister clarified that indexation benefits offered until April...

Budget & MFs: What You Must Know

While the minimum holding period for LTCG taxation has now been lowered, the...

Old Tax Regime May Soon Be History

There are a number of steps taken that will leave more money in the hands of...

How You Can Save Rs 17k In New Tax Regime

'The adjustments (of tax slabs and standard deduction) will reduce the tax...

Budget & Tax: Ask Your Questions Here

How does the Union Budget 2024-25 impact taxpayers, investors and traders?

When And How To Withdraw Your NPS Funds

Ramalingam Kalirajan dives into the specifics of NPS withdrawal rules to help...

Know the Budget Impact on Your Finances

'Compare the new slabs with the previous years to understand if your tax...

Go For Both NPS and MFs

Invest in MFs for liquidity and choice of funds.Invest in NPS for the tax...

Investing In Real Estate? Read This

In the case of double-income couples, not more than 40 per cent of the net...

What You Should Know About Multicap Funds

Investors keen on mid and smallcap stocks but wary of volatility should...

'Can I Buy 75L Mercedes With SIPs?'

rediffGURU Dev Ashish answers your personal finance and mutual fund queries

Which Is Best? New Or Old Tax Regime?

'If an individual makes significant financial investments, she should stick...

Invest In Stocks, Gold Or Bitcoin?

'We expect market consolidation and recommend buying during market dips.'

How To Make A Successful Retirement Plan

Follow these simple steps if you want to create a solid retirement corpus and...

What Are Quant Funds?

Quant funds are a unique offering in the MF space as the investment decisions...

'To Avoid Double Taxation, Can I...?'

rediffGURU Vivek Lala answers your income tax and personal finance queries.

What Are Money Market Funds?

MMFs invest in fixed-income instruments maturing in less than one year,...

How to Build Your Retirement Corpus

Building your Retirement Nidhi is your Karmayoga, ensuring a Golden Yug where...

'Can I Withdraw Rs 1L PM From My Corpus?'

rediffGURU Ulhas Joshi answers your personal finance and mutual fund queries.

Is Your Home Insured For The Monsoon?

'It's better to be over-insured than underinsured.''Ensure your home...

Investing in IPOs: What First-Time Investors Must Know

Are you a first-time IPO investor? Even if IPOs appear attractive with...

Must Read: Spend Wisely On A Credit Card!

'Lack of self-control over spending leads to a credit card debt trap.''People...

Got Excess Funds in Bank Accounts?

Keeping surplus money in a bank account has become perilous, alerts Harsh...

Why You Must Review Mid-Year Finances

'A mid-year review makes the end-of-year financial review manageable and less...

Is Your Car Insured For This Monsoon?

It is essential to have a comprehensive motor policy, and not just a...

TDS On Dividend: 'Will This Create Tax Problem?'

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

5 Tips To Raise Money-Savvy Kids

Make children realise that money is earned through hard work and used to buy...

What You Must Know About Cashless Claim

If the cashless request is denied, the entire cost may need to be paid for...

Want To Invest In Broad Index Funds?

'An equity-based index fund should be held for more than five years to...

Should You Invest In Gilt Funds?

By taking the mutual fund route, investors can take exposure to gilts with...

'I Want To Do Rs 10k SIP For Kids'

Ulhas Joshi, Head -- Sales, Rank MF, a mutual fund investment platform,...

Should You Take A Loan Against MFs?

'If the portfolio growth rate is higher, take this loan. If it is lower,...

'I'm Confused. Filing ITR For First Time'

rediffGURU Samkit Maniar answers readers' personal income tax queries.

Rs 2K notes: Rs 7,581 cr still with the public

The Reserve Bank of India (RBI) on Monday said 97.87 per cent of the Rs 2000...

Want To Invest In Infrastructure Funds?

'Investors should not go for lump-sum investments in infrastructure funds at...

ixigo IPO to put spotlight on Easy Trip, Yatra

Shares of Le Travenues, which operates online travel booking platform ixigo,...

Should You Go For Ulips?

'If you are investing in a Ulip for returns, go for a type I Ulip.''If you...

'Where Shall An NRI Park Returns?'

rediffGURU Jinal Mehta answers readers' financial planning and health...

How To Achieve Financial Peace

The Bhagavad Gita reminds us that true peace comes not from the absence of...

How To Conquer Debts: The Gita Way

Vatsal Ramaiya draws wisdom from the Bhagvad Gita to explain how to conquer...

How To Budget For Peaceful Retirement

Continuing our series on how to achieve Financial Independence and Retire...

Losses? Filing Nil ITR Is A Must

'Filing a nil ITR serves as a formal declaration to the tax authorities that...

Can You Inherit Taxes?

Not filing an ITR or paying the tax dues on the deceased's behalf can lead to...

Health Insurance: What You Must Know!

Purchase health insurance at an early age, before you incur a disease, as...

Revive Policy or Accept Payout

The National Commission noted that if the policyholder wanted reinstatement,...

Manufacturing Funds Flavour Of Season But

'Those trying to use these funds for quick gains should avoid them due to...

7 Ways Gita Can Help Achieve Retirement

Vatsal Ramaiya draws wisdom from the Bhagvad Gita and correlates it to how...

Heal Your Body, Heal Your Soul

Early retirement is not just about money and calculators. It is more about...

Why You Should Avoid Switching SIPs

Long-term investors should never stop their SIPs during market corrections.

How To Avoid Motor Insurance Claim...

Do not get repair work started without informing the insurer as the latter...

Tax-Filing Deadline: Ask rediffGURUS!

Ask tax gurus Mihir Tanna, Samkit Maniar, Vivek Lala, Anil Rego and Mahesh...

Is Bank Demanding Payment Of Dues?

'Save the entire chain of e-mail exchanges so that you have documented...

Claims Can't Be Rejected For Missing Docs

In its master circular on general insurance products, which takes immediate...

How Senior Citizens Can File ITRs

Many seniors mistakenly believe they need not file returns if tax is deducted...

Why Form 16 Is Important For ITR

Form 16 contains details of salary income, deductions, and exemptions.

Think Before You Make A Complaint!

National Commission concluded that false and baseless allegations had been...

Planning To Buy A House? Read This

'Some buyers believe prices may correct in the future.''This is unlikely....

MFs Vs NPS? What Suits YOU?

Ramalingam Kalirajan explains the pros and cons of both investment types.

What You Must Know About Your Gratuity

If gratuity is not paid within 30 days of termination, the employer must pay...

What Is Form 26AS?

Discrepancies between Form 26AS and Form 16 can lead to an inquiry by the I-T...

Cashless Claims To Be Approved In 1 Hour

Health insurance policy-holders will be able to avail a discount on the...

Sold House? Calculate Capital Gain/Loss

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

8 Debt Fund Investing Myths Busted

P V Subramanyam clears some misconceptions about debt funds.

Why You Should Diversify Your Portfolio

Build a portfolio diversified across market caps, investment styles, and...

'I've Rs 20L FD. How To Invest in MFs?'

rediffGURU Ramalingam Kalirajan answers your personal finance queries.

IPL Final Mints Money For Restobars

The cricketing extravaganza became a business opportunity for everyone, from...

What Are Special Situation Funds?

These funds at times invest in companies going through corporate...

'How To Avoid Capital Gain Tax?'

rediffGURU Samkit Maniar answers readers' personal income tax queries.

Should You Invest In IT Funds?

Do not, however, enter expecting quick returns.

'Nobody's Asking Where Money Will Come'

'The prime minister's comment on 'revdi culture' was welcome. But I am...

Want To Invest In FD? Read This

Do not keep a large portion of your long-term portfolio in FDs.

Step-By-Step Guide For ITR Filing

Income Tax department have released different tools to help you file your...

How To Verify Fake Tax Notices

Income Tax department's online tool empowers you to verify any notice or...

'How Many MFs Should I Invest In?'

Ulhas Joshi, Head -- Sales, Rank MF, a mutual fund investment platform,...

What Is A Retirement Fund?

A retirement fund can be helpful for all age groups, but ideally one should...

Does Your Insurance Policy Need A Rider?

A rider is a supplementary cover which can be purchased with the base policy...

7 Steps To Review Your Financial Goals

Dwaipayan Bose simplifies the whys and hows of revisiting your financial goals

'How To Choose Good MFs For Rs 5K SIPs?'

rediffGURU Ramalingam Kalirajan answers your personal finance queries.

'No income but 4L LTCG. File ITR?'

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

How To Avoid TDS?

'Tax is not required to be deducted from specified payments if a recipient...

Safeguard Streedhan. Read To Know More

Streedhan refers to gifts, money or property that a woman receives before her...

Disclose PEDs For Chronic Care Cover

A crucial point anyone purchasing health insurance must heed is the need to...

'Can I Create Rs 2.5 Cr Corpus Via EPF...

rediffGURU Sunil Lala answers your personal finance-related queries.

Should You Invest In Credit Risk Fund?

Only investors with a higher risk appetite should enter these funds.

Your MediClaim Needs A Check Up!

Health insurance coverage should be hiked periodically to keep pace with...

Home Loans: To Top Up Or Not To Top Up?

The home loan top-up, a kind of secured multipurpose personal loan, is on the...

Beware Of This SCAM!

'Avoid rushing into any financial transactions or disclosing personal...

Typo Can't Be Basis For Denial Of Claim

The State Commission concluded the insurer could not take advantage of a...

'Have Rs 20L. How to manage investments'

rediffGURU Dev Ashish answers your personal finance and mutual fund queries.

'Invest 10-15% Of Your Portfolio In Gold'

Gold is an excellent asset class for diversification and should be included...

'Mutual fund industry will be stressed'

'MFs have a combined exposure of Rs 3.2 lakh crore to NBFCs, out of which Rs...

Major tax cut for UP's 'mom and pop' stores

The purpose, behind slashing property tax on small commercial establishments...

Which fund should you invest in post Budget?

Investment guru and mutual fund expert Ashok Kumar, answers all your MF...

Jan Dhan account deposits cross Rs 1 lakh cr

As per the latest finance ministry data, the total balance in over 36.06...

I-T clarifies on interchangeability of PAN and Aadhaar

It is just a question of providing an additional facility to the taxpayer...

FMPs crisis: Lessons for all to learn

'Why are FMPs used as a vehicle for promoter funding against listed shares?'...

DeMo will have no material effect on black money, RBI had warned

Only Rs 10,720 crore of the junked currency notes did not return to the...

Interim Budget: Cheers for taxpayers likely

The finance minister is likely to announce the government's vision for a...

MFs have high exposure to Zee group cos, hit hard by stock crash

Debt funds have exposure of nearly Rs 8,000 crore to Zee group papers. Aditya...

Where to hedge in 2019

Continue to invest normally unless prices fall drastically in April-May.If...

Will Chalet Hotels IPO revive the market?

Five to six issues may hit the market if Chalet Hotels's IPO is successful...

Markets unlikely to see any pre-interim Budget rally

The government is expected to dole out some populist policies, especially for...

Good time to take stock of your equity portfolio

'Historically, the lead-up to a general election tends to be excessively...

The Great Property Crash

'In many parts of the country, the empty nest-and-empty-nest egg story is a...

Ahead of polls, how should you invest?

Investors should consider debt mutual funds, banks fixed deposits or...

Explained: Tokenisation and its impact on card transactions

Tokenisation acts as an additional layer of security as it masks sensitive...

Deposit rates not to rise soon

During the fourth quarter (January-March), banks step up the activity to meet...

'Mid and small-caps will outperform in 2019'

'The probability of another negative year in 2019 is low.'

'Now is the true test of the SIP cycle'

'This is the first time we will see how SIP investors react to market...

Top 15 fund houses lead equity asset growth

MFs have benefited from a shift to financial assets from physical assets like...

IL&FS crisis shrinks MF debt assets

About 24 fund houses saw a decline in their debt AUMs in the past one year.

Good news for e-wallet fraud victims

Customers using mobile wallets, prepaid payments cards, and paper vouchers...

How will the Indian markets fare in 2019?

The upcoming general elections will be the focus and the economy and market...

Set your financial goals for 2019

Chances of staying true to your goals tend to be high when you don't lose...

EPFO members may be allowed to hike stock investments in 2019

The EPFO is now developing a software that will help show retirement savings...

Investors become poorer by Rs 7.25 lakh cr in 2018

From its all-time peak of 38,989.65 scaled on August 29 this year, the Sensex...

Road will be bumpy for investors in 2019

'The first half of 2019 could be volatile.''In the second half, volatility...

Rough ride for markets in 2018

2018 has been a disappointing and highly volatile year for equity investors.

Stocks witness worst setback in 7 years

'2018 has seen a bi-polar market.''Thanks to gains in some key stocks, market...

Don't panic if stocks and rupee tango

'From a retail investor's perspective, therefore, it is essential not to get...

Investment tips: What you can learn from Warren Buffett

The markets are in meltdown.Time then to turn to the Master Investor for...

Investors lose Rs 4.30 lakh cr in 5 days as markets sink

Overall, in the last five straight sessions, the index has lost nearly 1,129...

Borrowers, be prepared to pay for the Nirav Modi scam!

'The RBI can make a change in EMI the default option, when interest rates...

How to beat rising interest rates and save tax

What are FMPs and should you invest in them?

Bitcoin investors, exercise caution

Limit your investment in cryptocurrencies and make sure you have current...

Start-up tips from IPL: Learn from Dhoni, Rohit, Gambhir

Their vision, leadership and team spirit on the game will help you run your...

How to buy the best health insurance

Health insurance expert Anil Rego in an online chat with readers answers...

How to buy diabetes insurance

Mahavir Chopra tells you what to check before you choose a diabetes insurance...

The Stockmarket: What Next?

'My sense is that we should be braced for a correction.''It has already begun...

LTCG tax: Grandfathering benefits may elude investors

The tax computation compares the original cost, along with the stock value on...

Is the Nifty heading for a crash?

It is too early to judge if the fall in Nifty from an all-time high of 11,170...

Despite odds, hunger for Bitcoins persists

Indian exchanges see spurt in volumes due to the entry of newcomers to the trade

What's sex got to do with your bank balance?

Wealth may drive your relationship preferences says study.

Are good days over for Nifty?

Nifty could fall to 9,500 levels; not a good time to bottom fish, say experts

What you should do when markets crash

Stick to export-focussed plays, large-caps, say analysts

'Indian stock market is more vulnerable than any other'

Jim Rogers, chairman of Rogers Holdings, tells Puneet Wadhwa that the US bond...

2 major reasons why markets are sinking all over the world

The benchmark Sensex companies' underlying earnings per share are down 3 per...

A golden advice for all equity investors

If an equity share is purchased before January 31, 2018, at Rs 100 and the...

Budget 2018: Luxury cars, premium bikes to be costlier by upto 5%

The move will primarily impact luxury car companies like Mercedes Benz, BMW,...

Foreign portfolio investors seek relief from LTCG tax

'The introduction of a tax on LTCG will be a deterrent for foreign investors...

Budget 2018: Making sense of changes in tax rules

Decoding four important provisions in the Finance Bill 2018.

Market crash: What should you do?

'It is only fear and speculation, without much substance, that has led to the...

New health plan will be cashless, State-funded, says Jaitley

The model is now being worked out between NITI Aayog and health ministry, he...

Salaried class gets little relief despite Rs 40,000 deduction

According to Parizad Sirwalla, partner (tax), KPMG, the withdrawal of annual...

The 3 major changes for savers and investors

The market players were expecting that if long-term gains are taxed, the STT...

EXPLAINED: Budget's 10% LTCG tax and Rs 40K deduction

'The only good thing is people will not be required to maintain their medical...

Why the middle class is upset with Budget 2018

Jaitley's fifth Budget has provided little relief to the middle class.

Budget 2018-19:What's costlier, what's cheaper

Many imported things became costlier as Finance Minister Arun Jaitley on...

Now pay 10% tax on distributed income from equity MFs

Sentiments may get impacted as mutual funds have been gaining traction among...

Govt introduces long-term capital gains tax on equities

Jaitley said returns from the stock market are quite attracting and it was...

'For many taxpayers the Budget may act as a soothing balm'

...for others it would be an incentive to participate more robustly in...

Trading in second-largest cryptocurrency to start in Feb

Last week, the country's leading exchange, Zebpay, launched trading in...

Modi may now focus on reforms; give sops to taxpayers

CEOs expect populist measures in the Budget, to help the poor and...

'Huge potential for affordable and middle-income housing to grow'

Keki Mistry, vice chairman and CEO, HDFC tells Joydeep Ghosh and Chirag Madia...

Why Motilal Oswal sees over 20% equity return in 2018

Motilal Oswal, chairman and managing director, Motilal Oswal Financial...

Connaught Place ranked 2nd in prime office rental index

The index that tracked 20 key international markets in Asia, recorded 0.6 per...

No change in protection for bank depositors, says FinMin

The provisions in the FRDI bill do not modify current protections for...

Why this December is the best month to buy a car

From Alto to Audi, get car discounts of up to Rs 900,000

EPFO subscribers will now get mutual fund units

'A subscriber will know exactly how much of his money is in debt and how much...

How to protect your family wealth

Ring fence your family's assets with a trust as this ensures fewer disputes,...

Bombay HC upholds RERA

The bench, headed by Justice Patil, however, allowed a significant leeway for...

Made a killing in stocks? Algos could be behind it

A little over 80 per cent of the orders placed on domestic stock markets are...

Buying home insurance? Watch out for this!

Read the fine print carefully lest your claim gets rejected, advises Tarun...

Earnings yield for India's top listed cos at 11-year low

Earnings spread for foreign investors down to 10-year low of 1.1 per cent,...

Beware! Plenty of froth in IPO market

Retail investors may burn their fingers investing in them, especially if the...

Don't worry about losing money: Bankers

Will the Financial Resolution and Deposit Insurance Bill endanger our bank...

Active funds vs ETFs: Where should you invest?

ETFs may be an option if you are considering only large-cap funds, experts...

First date with financial planner? A checklist for you

K Ramalingam offers important tips for a successful meeting

More bad news: Household savings fall to 2 decade low

The decline is attributed to lower salary growth and a rise in households'...

HDFC Bank cuts savings rate to 3.5% for deposits less than Rs 50 lakh

The new interest rates will be effective from August 19 and will be...

Don't expect high returns from the stock market

'It is almost four years since we've seen strong growth in earnings.''The...

Investor wealth takes Rs 1.43 lakh-cr knock as stocks plummet

The benchmark indices fell as Sebi cracked down on 331 suspected shell...

When your own car is on loan...

Due to unavoidable circumstances, Kishore Singh is forced to become an Uber...

What to check when you buy a car online

A consumer wins a case against a financial company for selling him a car...

When to exit expensive insurance policies

You can exit Ulips after five years.

Billionaire's advice: 'People must borrow less'

'A lot of people -- whether farmers, students or businessmen -- think when...

10 stocks you can bet on

These consistent performers are expected to maintain momentum.

Use technology to make more money

Priya Nair tells you how you can use technology to invest better and maximise...

Bank vs NBFC: Where you should go for home loans

You would find NBFCs more willing to lend even if you have a poor credit...

Playing the stock markets? Filing returns can be tricky

A salaried individual needs to file returns as a business owner if s/he has a...

Why it's the right time to buy that fridge, TV or mobile phone

Stock clearing to rain discounts on consumers in June ahead of GST rollout.

Mudar Pathreya's picks: 7 eye-catching stocks

From a jute company to a paper mill to a pharma company, these companies seem...

Pre-paying home loan? Read this first

When does it make sense and when does it not?

Now withdraw 90% EPF to buy home, pay EMI

Under the new provision, an EPF subscriber being a member of a co-operative...

5 mid-cap infra stocks to bet on

Infrastructure stocks are once again gaining traction.

Coming soon: Operation Clean Money 2.0

Tax wing scanning cash deposits between Rs 5-10 lakh

Rs 5,000 crores invested in SIPs every month!

'Debt mutual funds are a good option now because interest rates are coming...

Did you know that PPF gives you triple tax benefit?

The Public Provident Fund is one of the safest and convenient modes of...

Plan to surrender your ULIP? Don't!

A rightly chosen ULIP can be a competitive investment, but the investor needs...

Insurance IPOs will be hot in 2017

With at least three IPOs in the offing this year, stock market investors have...

3 disadvantages of group life insurance

If you quit or change jobs in your 40s, buying an individual term plan will...

Why real estate in Mumbai will get costlier

The average home prices in Mumbai have touched Rs 12,000 per sq ft

10 PSU stocks worth buying

Known for stable returns, near debt-free status and dividend track record,...

'Stay invested in the equity markets'

'If I had to highlight one area that will do well, it is the financial assets...

Want a loan? Pay your phone bills in time

Lenders now use your phone data, utility bill payment records and other...

EMIs of under-construction houses to attract GST from July 1

Electricity has also been kept out of the GST ambit.

Should you shift to NPS from EPF?

Now that the National Pension Scheme offers more choices than the Employees...

The real story of recent years has been mid-cap stocks

It goes without saying that the best performers are in the private sector,...

Rs 156,000 cr: Shareholders earned this last year

Wonder why corporate India is showering dividends?

Does your bank balance define your success?

If you love what you do, wealth, power and fame will automatically follow.

Should you invest in this public sector ETF?

Given that the ETF has given exceptional returns over the past year, start...

Investing in affordable housing? Don't!

Given that some reputed builders are also present in this segment and the...

Time to sell? Bhelpuriwallahs could provide the hint

References to the stock market occur in popular discourse only when the...

Gold earned better returns than equity

While gold returned 12 per cent annual gain in 10 years, Nifty didn't exceed...

MFs saw Rs 30K cr inflow in February

With this, total inflows have reached Rs 3.98 lakh crore in the first 11...

Govt wants to cap cash transactions at Rs 200,000

Earlier, while presenting the Budget on February 1, Finance Minister Arun...

Defaulters beware! Sebi to auction jewellery, gold if you fail to pay

Sebi will e-auction next month, 48 jewellery and ornaments of gold (3.21 kg)...

Soon you may be able to instantly withdraw money from MFs

The assets in control of MFs soared to a record high of Rs 17.9 lakh crore...

New Pension scheme rules: How to invest wisely now!

From April 1, subscribers will be able to change investment option & asset...

She won a claim rejected by LIC

The National Commission indicted LIC for working in cahoots with doctors for...

Investing in construction stocks? Read this first

Unless companies press the pedal on implementation, further stock price gains...

Why investors are increasingly confident about India

They now believe their money will be repaid after completion of the tenure of...

Office space yields are falling.... and property owners are celebrating!

The lower yield is better for property landlords as it indicates an...

Are gold bonds the best way to invest in yellow metal?

At face value of Rs 2,893 and interest payout of 2.5 per cent, sovereign gold...

FPIs renew interest in Indian bonds

Dealers say foreign investors are now taking keen interest in lower-rated...

'Time is not right to dabble in stocks'

Saurabh Mukherjea, CEO, Ambit Capital, says he is advising clients to either...

The bad loan problem

GNPAs of public sector banks are now at a staggering 11.2 per cent of their...

Lump sum investments dry up for MFs

SIPs keep MFs afloat as investors redeem Rs 1.3 lakh crore in one year

Domestic investors increase clout in stock market

The total value of holdings of domestic institutional investors as a...

Why Indians are flocking to MFs

Flow surge in equity schemes is an important reason why Indian stock market...

How note ban helped life insurance companies

In January 2017, the growth in total premium was Rs 13,138 crore, against Rs...

Buying jewellery over Rs 2L cash to attract 1% tax from April 1

Once the Finance Bill 2017 is passed, jewellery will be treated on par with...

Insurance to see rapid growth, consolidation inevitable:Panel

But, neither were the big companies interested in growing inorganically nor...

How Arun Jaitley will make you rich

There were heightened expectations from Budget 2017 after the impact of note...

Tax reduced to 5% on income of Rs 2.5 lakh-5 lakh

Earners in between Rs 50 lakh and Rs one crore will have to pay 10% surcharge

Weakening rupee? Buy gold for the short-term

If there is turmoil in currencies, gold can shoot up sharply, says author of...

'I don't see real estate prices coming down'

Real estate will prosper, small developers won't.

Stay invested in SIPs, folks!

Experts say investors should stay patient and stay invested in mutual funds.

Make the most of e-commerce boost for insurance

Irdai's push will make insurance cheaper for consumers and enable a...

Death knell for home-grown India-dedicated funds

A new CBDT directive actively makes India-dedicated funds comparatively...

Want to play safe in 2017? Bet on banks

Stocks such as ICICI Bank, Axis Bank, State Bank of India, Bank of Baroda and...

Single premium plans for tax saving make no sense

A combination of ELSS or PPF with a term plan offers better coverage and returns

More bad news as investment outlook continues to be grim

The contraction in November this year is the second biggest fall in the...

How are 'minorities' allowed tax benefits under HUF?

Should the Income-Tax Act have been simultaneously amended to exclude Sikhs...

SBI rolls out teaser home loans after 8 years

A teaser loan is one where the lender offers a slightly lower rate in the...

Note ban, mega deals shaped India's realty segment

While office and mall properties enjoyed revival and saw some big PE deals,...

New affordable housing benefits not for urban poor

Effects of the new schemes launched under the Pradhan Mantri Awas Yojana...

Going cashless costs YOU much more!

At a time when the Modi government is attempting to push cashlessness with...

Home, auto loans to become cheaper as SBI, PNB, UBI slash lending rates

The country's largest lender, SBI, has reduced marginal cost of funds based...

Demonetisation = Up to 25% increase in monthly budget

Joydeep Ghosh takes stock of personal finances after the life-altering...

IT notices to post-notebandi car buyers

IT Department asks car dealers to furnish ledgers of all customers who have...

Buying a home? Banned notes can be useful!

Looking for a way out, property developers deal in banned notes.

Why this is a good time to buy stocks

'Through the course of the year, we expect the economic weakness generated by...

How to keep the taxman away from your life insurance

When Taragauri Doshi's husband died, an assessing officer wanted to tax the...

Hope for young Indians: Note purge to slash house prices

Housing prices could drop by up to 30% over 6 to 12 months after...

CarTrade.com bets on used car financing

The company raised $145 million (about Rs 1,000 crore) recently from...

Hit by Cyclone Vardah? Now pay the price for insurance claims

Recurring natural calamities along the east coast, especially Vizag and...

Risk-reward for investing in equity gets a boost

Spread between earnings yield and bold yield lowest since 2013; dividend...

Lower tax rates post demonetisation? Quite possible says FM

Jaitley said future transactions would be substantially digital as India...

Backs to the wall, realtors go on cost-cutting spree to save cash

Plan to lay off excess staff, trim salaries of top executives.

Selling property? Expect a letter from the I-T dept

The government can seek details from sellers such as sources of funds while...

Will Modi target gold and real estate next?

Speculation is rife that the Centre can take draconian steps such as...

How investors can fetch exceptional returns

TCS tops the list of 100 wealth creators for the fourth time in a row

'We urge Indian investors to stay cautious'

'...and defensive until the global macro headwinds turn more benign.'

Why you must invest in these 5 mid-cap stocks

Five stocks - Havells, NCC, Suzlon, Blue Star and Crompton Greaves look most...

Planning to buy a car? This is the RIGHT time!

From discounts to hundred per cent financing to talks of a price hike,...

No tax on inherited gold, purchased from agri/disclosed income

The Central Board of Direct Taxes has said the government has not introduced...