personal-finance

Should Investors Consider Money Market Funds?

Investors with a 6 to 12 month horizon may consider them. They should align...

'Will My Mother's Gold Sale Attract IT?'

rediffGURU T S Khurana answers readers' personal income tax queries

'Is Rs 10 Cr Realistic In 10 Years?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

How Couples Can Avoid Money Fights

Regular money talks, setting up joint goals, and regular reviews can help...

Quality Funds: Should You Invest?

'Long-term investors seeking sustainable gains from resilient, fundamentally...

'My Wife Thinks I'm Wasting Money on Anime'

rediffGURU Dr Upneet Kaur, a therapist and marriage counsellor, explains how...

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V-Day RomCom: Why 'Save The Money' Is The Real Scam

You can compound money. You cannot compound being young and stupidly in love....

Zero-Coupon Bonds: All You Want To Know

Zero-coupon bonds suit investors with long-term goals such as retirement or...

Healthcare Funds: Caution Advised

Most first-time investors may be better served by diversified options such as...

Are You Insured Against Terrorism?

'Reviewing terms such as war, invasion, acts of foreign enemies or...

Want To Check Largecap Funds?

Largecap equities are less volatile than mid- and smallcap stocks, making...

Young Earners, Start With A Minimum Rs 1 Cr Cover

Younger customers should opt for increasing cover as their financial...

Why I Liked This Budget!

Sometimes, the most powerful Budgets whisper and the wisest investors listen,...

Budget 2026: 9 Things That Got More Expensive

What items did Finance Minister Nirmala Sitharaman make costlier?

What Budget 2026 Means For Taxpayers

The Budget offers a limited-time regularisation window with clear thresholds,...

Time To Raise Health Insurance Cover

'Buy early and review the sum insured regularly.''Combining individual or...

What Are Narrow Sectoral Funds?

'First-time or conservative investors should avoid narrow sectoral funds.'

How To Use BNPL Wisely

Before signing up for a BNPL plan, read the fine print carefully and watch...

What Does It Cost To Live Per Day?

What does it cost per day for a single person to live in different countries?...

Pension, Property, ITR: Your Tax Qs Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

Datanomics: Sending money from US to India gets costlier

Sending money from the US to India has become costlier after a 1% excise tax...

Banks Offer More Flexibility In Nominees

Beginning November 1, 2025, bank customers can name up to four nominees for...

How To Build a Flexible Health Fund

'Having a separate healthcare corpus is extremely important even for those...

How to Beat the Festive Debt Trap

Those who have binged on credit must spend less, cut discretionary expenses,...

'Trapped in Payday-Loan Debt! Help'

Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal...

How Will Midcap Funds Perform In 2026?

Fund managers advise conservative investors to cap midcap exposure at 10 to...

9 Countries With The Most Oil

Where are the most oil reserves in the world? Who owns them? Find out!

Invest in Gold ETF Or Fund-Of-Funds?

'Allocating 5 to 10 per cent of one's portfolio and staying disciplined...

All You Want To Know About EPF Withdrawals

The 100 per cent withdrawal provision and the 25 per cent minimum balance...

NPS: MSF Makes Investing Simpler, Smarter

Those who have long retirement horizons of 15 to 20 years and seek higher...

Don't Let Your Health Cover Fall Short

With medical inflation hovering at around 13-14 per cent annually,...

Want To Invest In Largecap Funds In 2026?

Largecap equity funds remain suitable for conservative and moderate...

Direct equity investors take money off table in 2025

The post-Covid euphoria surrounding direct equity investing has ebbed in...

Why 80% Households Avoid Financial Risk

'It takes time and the experience of a few market cycles to develop awareness...

'Want To Retire At 47 With 5 Cr'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

How To Deal With Tax On ESOPs, HRA, LTCG

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

December 31: Last Chance To File ITR

Filing a belated return is far better than not filing at all.

Investing: How To Avoid Knee-Jerk Exits

Investors encountering underperformance must be patient.

'For 3 Flats Do I Have To Pay THIS Tax?'

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

Cashless Facility On Hold? How To Manage

To handle the sudden loss of cashless facility, patients should maintain an...

Rs 40K Salary Can Make You A Crorepati!

You don't need a six-figure salary to build wealth -- you need discipline and...

The 1% Fee That Can Kill Your Wealth

Every 1 per cent per annum of investment costs is a matter of life or death,...

27% Bitcoin Slide: What Must Investors Do?

'Exiting during corrections tends to lock in losses. Patient investors have...

How EPF Protects Your Family After You

EPF doesn't just build your retirement fund -- it also provides free life...

'Can EPF+SIP Sustain Me Till 75?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

EPF Secrets Revealed: Where Your 12% Goes

Who pays what into EPF, EPS, and EDLI -- the 12% math explained.

Payslip To Pension To Long-Term Wealth: How EPF Works

A 10-part series that explains all you want to know about how India's EPF...

GST Cut? Is It Best Time To Buy A Car?

'Some buyers get carried away by festival offers and purchase higher variants...

Are You Insured Against Terrorism?

'Reviewing terms such as war, invasion, acts of foreign enemies or...

Want To Check Largecap Funds?

Largecap equities are less volatile than mid- and smallcap stocks, making...

Young Earners, Start With A Minimum Rs 1 Cr Cover

Younger customers should opt for increasing cover as their financial...

Time To Raise Health Insurance Cover

'Buy early and review the sum insured regularly.''Combining individual or...

What Are Narrow Sectoral Funds?

'First-time or conservative investors should avoid narrow sectoral funds.'

How To Use BNPL Wisely

Before signing up for a BNPL plan, read the fine print carefully and watch...

Banks Offer More Flexibility In Nominees

Beginning November 1, 2025, bank customers can name up to four nominees for...

How To Build a Flexible Health Fund

'Having a separate healthcare corpus is extremely important even for those...

How to Beat the Festive Debt Trap

Those who have binged on credit must spend less, cut discretionary expenses,...

Invest in Gold ETF Or Fund-Of-Funds?

'Allocating 5 to 10 per cent of one's portfolio and staying disciplined...

All You Want To Know About EPF Withdrawals

The 100 per cent withdrawal provision and the 25 per cent minimum balance...

NPS: MSF Makes Investing Simpler, Smarter

Those who have long retirement horizons of 15 to 20 years and seek higher...

Why 80% Households Avoid Financial Risk

'It takes time and the experience of a few market cycles to develop awareness...

'Want To Retire At 47 With 5 Cr'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

How To Deal With Tax On ESOPs, HRA, LTCG

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

Cashless Facility On Hold? How To Manage

To handle the sudden loss of cashless facility, patients should maintain an...

Rs 40K Salary Can Make You A Crorepati!

You don't need a six-figure salary to build wealth -- you need discipline and...

The 1% Fee That Can Kill Your Wealth

Every 1 per cent per annum of investment costs is a matter of life or death,...

EPF Secrets Revealed: Where Your 12% Goes

Who pays what into EPF, EPS, and EDLI -- the 12% math explained.

Payslip To Pension To Long-Term Wealth: How EPF Works

A 10-part series that explains all you want to know about how India's EPF...

GST Cut? Is It Best Time To Buy A Car?

'Some buyers get carried away by festival offers and purchase higher variants...