personal-finance

'My Wife Thinks I'm Wasting Money on Anime'

rediffGURU Dr Upneet Kaur, a therapist and marriage counsellor, explains how...

IT Returns FY26: Existing ITR Forms To Stay

However, from April 1, 2026, transactional forms such as tax deducted at...

Gold, Silver Slide After Bubble-Like Rally

The recent correction suggests that while precious metals hedge geopolitical...

8 Top‑Selling Cars In India

In 2025, the Maruti Suzuki Dzire has emerged as India's top-selling car,...

Should You Invest In Silver Now?

Is the parabolic rise in silver running out of steam or just getting started?...

V-Day RomCom: Why 'Save The Money' Is The Real Scam

You can compound money. You cannot compound being young and stupidly in love....

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Missed income? File ITR-U

Taxpayers should consider ITR-U if they omitted income, wrongly claimed...

'Money Comes Only When Markets Do Well'

'Given that India underperformed emerging markets by 28 per cent in 2025, the...

Forced to Buy Home Loan Insurance? Know Your Rights

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Severance Package: All You Must Know

Understanding severance pay isn't just for those who are losing their jobs

Do RERA Check Before You Buy A Home

Before booking a flat, buyers should confirm that the project is registered...

Algo Trading Begins With Stronger Risk Rules

Algo trading should be segregated in a separate account with only risk...

Why Flexicaps Make Sense Now

Flexicap fund performance depends heavily on the fund manager's decisions.

Want To Plan Your Tax Savings? Read This

The most common mistake is investing without assessing suitability and...

EPF Doubts Cleared: Tax, Transfer, Merger

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Are Passive Funds On A Comeback Trail?

Passive funds appeal to investors seeking to avoid the risk of...

Sold Your Car? You're Still Liable...

A vehicle seller remains legally liable for any accident until the RTO...

Save First, Spend Later

Young earners with high incomes and few responsibilities can save more than...

Borrowing On Gold? Mind the Trap

The RBI has flagged concerns over rising volatility in gold prices and...

NPS Changes: How to Use It Wisely

'Stay invested but progressively reduce risk. Beyond a point, the objective...

How to Invest Smartly in 2026

'Trading without strict position sizing, stop-loss discipline, or a clear...

Want To Invest In Manufacturing Funds?

'They are a poor fit for anyone with near-term goals, low volatility...

'Lost Rs 50L In Trading. HELP!'

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Why SIP Beats EMI in the Long Run

EMI means you've already spent tomorrow's income; SIP means you're investing...

Time to Reassess Your Term Insurance

While investments are typically reviewed annually, risk cover is often left...

States Have Thrown Spanner In RBI...

State debt is rising because revenues are disappointingly weak.Ten states...

How EPF Compounds But Inflation...

While EPF rewards patience and compounds your money, inflation decides how...

From LTCG to Will: Key Tax Answers

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

How Fake PANs Help Hide Crooked Property Deals

Quoting an incorrect PAN during property registration can invite penalties...

Your EPF Can Fund Housing, Surgery, Education...

Your EPF isn't just a retirement pot. It's a financial safety net you can dip...

Investors: 'Focus On Income, Not Stocks'

'For the initial decade, I consistently advise young professionals to...

Yearend: Time To Reassess YOUR Portfolio

This exercise allows investors to realign their portfolios with changing...

Weaker Rupee: Plan Overseas Goals

Investors must account for currency depreciation in their financial plans and...

What Are Aggressive Hybrid Funds?

Investors having a moderate-risk profile can use these funds in their...

Global Investing: What YOU Must Know

Here's what Indian investors diversifying into equities, ETFs, and real...

Will Indians' reluctance to talk money derail NSO survey?

The NSO previously tried to collect household income data in its ninth...

How To Buy Gold Wisely In 2026

From Rs 73k to over Rs 1.2L between January-December 2025 -- is buying gold...

Want A Super Top-Up For Your Medical Insurance?

'Pick a sum insured that realistically covers major hospitalisation costs in...

Your Everyday Tax Issues Explained

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

PF, LTA, GST: Tax Tips YOU Must Know

rediffGURU T S Khurana answers readers' personal income tax queries

EPS: Turning PF Into Lifelong Pension

Let's decode how EPS works, who qualifies, and how pensions are calculated,...

EPF@8.25%: Is It Really Worth It?

Here's unlocking the real story behind your EPF's 8.25% interest and what it...

Boost Your Health Cover with Smart Riders

Make sure the rider adds value rather than just adding to cost.

How To Choose MFs Smartly

Investors who constantly hop between 'top-performing' funds often end up...

'I Own 18 Worthless Insurance Policies'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

4 Reasons To Buy THIS Illness Insurance

When illness strikes, this cover cushions the fall -- guarding health,...

Home Loans: Banks Roll Out Festive Offers

'Do exhaustive research and then select the one that best fits your budget...

How To Save Money Under New Tax Regime

Most think tax-saving deductions exist only in the old regime. But the New...

Severance Package: All You Must Know

Understanding severance pay isn't just for those who are losing their jobs

Do RERA Check Before You Buy A Home

Before booking a flat, buyers should confirm that the project is registered...

Algo Trading Begins With Stronger Risk Rules

Algo trading should be segregated in a separate account with only risk...

Are Passive Funds On A Comeback Trail?

Passive funds appeal to investors seeking to avoid the risk of...

Sold Your Car? You're Still Liable...

A vehicle seller remains legally liable for any accident until the RTO...

Save First, Spend Later

Young earners with high incomes and few responsibilities can save more than...

Want To Invest In Manufacturing Funds?

'They are a poor fit for anyone with near-term goals, low volatility...

'Lost Rs 50L In Trading. HELP!'

Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal...

Why SIP Beats EMI in the Long Run

EMI means you've already spent tomorrow's income; SIP means you're investing...

From LTCG to Will: Key Tax Answers

rediffGURU Vipul Bhavsar answers readers' personal income tax queries.

How Fake PANs Help Hide Crooked Property Deals

Quoting an incorrect PAN during property registration can invite penalties...

Your EPF Can Fund Housing, Surgery, Education...

Your EPF isn't just a retirement pot. It's a financial safety net you can dip...

What Are Aggressive Hybrid Funds?

Investors having a moderate-risk profile can use these funds in their...

Global Investing: What YOU Must Know

Here's what Indian investors diversifying into equities, ETFs, and real...

Will Indians' reluctance to talk money derail NSO survey?

The NSO previously tried to collect household income data in its ninth...

PF, LTA, GST: Tax Tips YOU Must Know

rediffGURU T S Khurana answers readers' personal income tax queries

EPS: Turning PF Into Lifelong Pension

Let's decode how EPS works, who qualifies, and how pensions are calculated,...

EPF@8.25%: Is It Really Worth It?

Here's unlocking the real story behind your EPF's 8.25% interest and what it...

4 Reasons To Buy THIS Illness Insurance

When illness strikes, this cover cushions the fall -- guarding health,...

Home Loans: Banks Roll Out Festive Offers

'Do exhaustive research and then select the one that best fits your budget...

How To Save Money Under New Tax Regime

Most think tax-saving deductions exist only in the old regime. But the New...