Personal Finance

10 IPO Checks Before You Invest

Dig into the prospectus. Use the prospectus to understand the business and...

7 Scams That Can Empty Your Bank Account

A frozen phone screen, a fake customer-care call, a screen-sharing request or...

How UPI Rewired India's Money Story

Digital money is gradually starting to behave like software. It's no longer...

Who Should Avoid F&O Trading?

Futures and options (F&O) trading suits investors with good market...

Lost Your Job? Protect Your Finances

List all unavoidable expenses such as rent, groceries, transportation,...

Market Crash: 7 Costly Mistakes to Avoid

Understanding the most common mistakes during market downturns can help you...

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Document Bank Transactions Before IT Knocks

A deposit is not necessarily taxable simply because it appears in a bank...

How Social Media Is Destroying Your Retirement

Urban Indian millennials are caught in an algorithmically amplified...

How To Pick The Right Broker

Investors opening new brokerage accounts must choose a broker suited to their...

NBFC access to term money market may lift volumes by 40-60%

The Reserve Bank of India's proposal to allow non-banking financial companies...

Want To Invest In Life Cycle Funds?

Life cycle funds may suit people who are starting their investing...

Must Read! Plan Your Retirement NOW!

If you have ever said 'I'll sort retirement later,' now is when 'later' begins.

'This Is Where Investors Will Make Money'

'Value is not where you make money in India. It never has been.''You have to...

Which States Produce The Most Coconuts?

India contributes 31.24 per cent of the global coconut output and 17.90 per...

Is Paying Through Bank Safer Than UPI?

Can your money be protected against online frauds like hacking, digital...

How To Pick Smallcap Funds

Investors now have 27 passive smallcap funds to choose from 17 index funds...

How You Handle Money Decides Your Loan

Lending is no longer just about what you've done. It is about how you manage...

Avoid Costly Mistakes In ITR Filing

With more granular reporting and enhanced data matching, mismatches are...

How To Claim Unclaimed Bank Deposits

A savings or current account with no customer-induced transaction for more...

Does GPay/PhonePe Affect CIBIL score?

It's not about how much you earn -- it's about how you borrow and repay.

Planning To Invest In A House? Check Rental Yield

Rental yield can indicate whether a property is undervalued, overvalued or...

Why Investors Are Exiting Gold

The case for long-term investment in gold, however, remains intact.

Where Are India's Rich Investing Money?

As the rupee weakens, wealthy families are accelerating investments in global...

Can SIPs Help You Live Debt-Free?

A simple SIP-first approach can help reduce debt, avoid EMIs and build...

Finfluencers Face Scrutiny Over Stock Tips

Verify a content creator's Sebi registration, qualifications and...

CIBIL Score Explained: Why It Matters

For millions of Indians, this number has become one of the most important...

Missed Filing Income Tax Return? Read This

A delayed ITR could prompt greater scrutiny, document requests or processing...

Check AIS Before Filing Tax Returns

'AIS helps taxpayers check whether all income streams and reportable...

How Much EMI Can Your Salary Handle?

Too many EMIs draining your salary? Ramalingam Kalirajan explains the safe...

Banks Push Loans Against Mutual Funds

LAMF allows investors to access liquidity while staying invested.

Why Start-up Employees May Retire Poor

An employee whose financial future is 60-80 per cent dependent on a single...

ITR Notices Explained: What Every Taxpayer Should Know

'Taxpayers should not ignore any of these notices. Verifying the facts and...

Education Loans: What You Must Know

Education loan defaults carry serious consequences. Credit bureaus record...

Heard About NPS' RIS Scheme For Your Parents?

RIS Steady Life Cycle begins with an equity allocation of 35 per cent at age...

SC to hear Rs 500 cr UAE money decree case in July as mediation fails

The Supreme Court has scheduled a July hearing for the Rs 500 crore money...

EPFO Enables EPF Withdrawals Through UPI

The Employees' Provident Fund Organisation (EPFO) will soon allow subscribers...

New EPF Rules Every Employee Must Know

The EPF should remain a retirement nest egg, not be turned into an emergency...

Easy Loans: 5 Rules Every Borrower Should Follow

The most financially successful borrowers will not necessarily be those who...

Inherited Gold: How Much Tax Will You Pay?

rediffGURU Vipul Bhavsar answers readers' personal income tax queries

Buying Gold Bars, Coins? Read This

'It has always been viewed as a hedge against inflation.'

Andrew Holland: 'I'd Bet 80% Of My Money On India'

Market maven Andrew Holland on why India missed the AI wave, why FIIs are...

Should You Fall In Developers' Flexible Payments Trap?

Deferred payment plans may come with a cost, which may not be immediately...

Are You A Freelancer? Here's An ITR Guide

Tax treatment depends on the activity and manner of earning income.

Property Sales Fall, Discounts In Focus

Avoid builders with very large commitments.

The Retirement Crisis Nobody Talks About

Behind the aesthetics of an entrepreneurial lifestyle lies a silent financial...

Want A Credit Card? Read This

'First-time applicants may witness longer approval times or higher rejection...

Pay Loans or Invest? Here's What Should You Do

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

When The Builder Does Not Deliver Your Flat...

The National Consumer Disputes Redressal Commission dismissed a flat buyer's...

NBFC access to term money market may lift volumes by 40-60%

The Reserve Bank of India's proposal to allow non-banking financial companies...

Want To Invest In Life Cycle Funds?

Life cycle funds may suit people who are starting their investing...

Must Read! Plan Your Retirement NOW!

If you have ever said 'I'll sort retirement later,' now is when 'later' begins.

How To Pick Smallcap Funds

Investors now have 27 passive smallcap funds to choose from 17 index funds...

How You Handle Money Decides Your Loan

Lending is no longer just about what you've done. It is about how you manage...

Avoid Costly Mistakes In ITR Filing

With more granular reporting and enhanced data matching, mismatches are...

Why Investors Are Exiting Gold

The case for long-term investment in gold, however, remains intact.

Where Are India's Rich Investing Money?

As the rupee weakens, wealthy families are accelerating investments in global...

Can SIPs Help You Live Debt-Free?

A simple SIP-first approach can help reduce debt, avoid EMIs and build...

Check AIS Before Filing Tax Returns

'AIS helps taxpayers check whether all income streams and reportable...

How Much EMI Can Your Salary Handle?

Too many EMIs draining your salary? Ramalingam Kalirajan explains the safe...

Banks Push Loans Against Mutual Funds

LAMF allows investors to access liquidity while staying invested.

Heard About NPS' RIS Scheme For Your Parents?

RIS Steady Life Cycle begins with an equity allocation of 35 per cent at age...

SC to hear Rs 500 cr UAE money decree case in July as mediation fails

The Supreme Court has scheduled a July hearing for the Rs 500 crore money...

EPFO Enables EPF Withdrawals Through UPI

The Employees' Provident Fund Organisation (EPFO) will soon allow subscribers...

Buying Gold Bars, Coins? Read This

'It has always been viewed as a hedge against inflation.'

Andrew Holland: 'I'd Bet 80% Of My Money On India'

Market maven Andrew Holland on why India missed the AI wave, why FIIs are...

Should You Fall In Developers' Flexible Payments Trap?

Deferred payment plans may come with a cost, which may not be immediately...

Want A Credit Card? Read This

'First-time applicants may witness longer approval times or higher rejection...

Pay Loans or Invest? Here's What Should You Do

Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual...

When The Builder Does Not Deliver Your Flat...

The National Consumer Disputes Redressal Commission dismissed a flat buyer's...