Personal Finance

Bullet Gold Loans Lose Edge Under New RBI Rules

Under bullet repayment, the principal remains outstanding and unpaid interest...

Building Multiple Layers Health Cover Is A Must

Combine a robust base health plan with a super top-up, critical illness cover...

Should You Invest In Balanced Hybrid Funds?

'Since the category has a limited track record, assess the fund manager's...

Life After Leak: When Your Data Gets Stolen

A data breach does not end when the headlines fade. For victims, stolen...

Planning To Invest In A House? Check Rental Yield

Rental yield can indicate whether a property is undervalued, overvalued or...

Does GPay/PhonePe Affect CIBIL score?

It's not about how much you earn -- it's about how you borrow and repay.

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Who Should Avoid F&O Trading?

Futures and options (F&O) trading suits investors with good market...

Lost Your Job? Protect Your Finances

List all unavoidable expenses such as rent, groceries, transportation,...

What Makes Crypto Rise Or Fall?

Crypto can rise or fall for many reasons. Here's a simple guide to what gives...

Want OpenAI Shares? Read This First

Investors should do thorough due diligence when selecting a platform.

'Invest Rs 15k in Flexi- or Mid-cap MF?'

rediffGURU Ulhas Joshi answers your mutual fund queries.

Property Ownership Hinges On Funding

Taxability in property transactions depends on the actual source of funds and...

Are Your Investments Worth The Effort?

Many investors are working hard as their own fund managers, unaware whether...

Insurance Add-On Every Car Owner Needs

Protect your vehicle from the unpredictable monsoon season by understanding...

Cashless Med Claims & Settlement: What YOU Should Know

Many claim disputes arise not because the insurer refuses to pay but because...

Smart Tips: How To Save LTCG, File ITR

rediffGURU T S Khurana answers readers' personal income tax queries

New ITR Rules Taxpayers Must Know About

"Taxpayers with income from shares, mutual funds, crypto, ESOPs, or...

Want To Exchange Gold? Read This First

'Customers do not recover the original making charges paid on old jewellery....

What Your Health Insurance Policy Really Covers

Here's decoding the fine print so that you know exactly what your health...

Why Rs 5 Lakh Health Cover Falls Short

Marriage, childbirth, dependent parents and ageing increase the cover a...

How Gen Z Can Build Wealth With 20% Rule

'Users should protect their savings goals before allocating money to...

Why Every Family Needs Health Corpus

'Healthcare costs in India rise by 10 to 14% annually, causing treatment...

What Investors Should Know About SIFs

Investors can begin investing in mutual funds with as little as Rs 100.

From ₹34 To Over ₹100: India's Petrol Price Journey

Over the past two decades, India has witnessed several major petrol price...

Why Policyholders Surrender Life Insurance Policies

Understanding a product and assessing its suitability improve the chances of...

EPFO Interest Credit: What You Should Know

Millions of EPFO subscribers can now check whether 8.25% annual interest for...

Why EPFO Mandated 25% PF Balance

EPFO said the measure could substantially improve retirement outcomes with...

PM's Fuel Call: Changing Driving Habits

As Prime Minister Narendra Modi urges Indians to travel less, rising fuel...

Gulf War: Big Lessons For Investors

History is rarely decided by who has the biggest weapons, but by who has the...

Avoid These Life Insurance Mistakes

Proposal forms are often filled by the agent. Check the form after it is filled.

Should You Buy Smallcap Funds Now?

Smallcap funds give investors access to businesses that can grow much faster...

Buying Health Insurance? 10 Questions You Must Ask

The best time to buy health insurance is when you don't think you need it.

Sebi Cuts Paperwork for Investor Heirs

These new provisions are expected to help heirs access securities faster.

Tax Guide: MFs, Property, Pension And Redevelopment

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

Rich Indians Are Spending More Money On...

Travel is now the dominant spending category for India's affluent consumers,...

Go Debt-Free Or Invest? Key Money Questions Answered

rediffGURU Jinal Mehta answers readers' financial planning and health...

Will Your Kids Pay For Your Retirement?

Your children may always love you but should you expect them to to finance...

HLPP Vs Term Plan: Which Is Better?

An Home Loan Protection Plan repays the outstanding loan if the borrower dies...

Is Earning More Actually Making You Poor?

Rising income feels like success but unchecked lifestyle inflation traps...

'Withdraw PPF And Invest In Stocks?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Will Your Retirement Money Last?

A systematic withdrawal plan doesn't drain wealth, poor planning does....

How RBI Plans To Protect You From Scams

The proposed solution is a one-hour delay for digital transactions exceeding...

How To Choose A Retail Algo

Algo strategies must be registered with stock exchanges.

6 Taxpayer Categories Face Scrutiny

Taxpayers should reconcile returns with AIS, Form 26AS and maintain all...

5 Reasons Education Loans Can Be A Smart Investment

Rising study-abroad costs are prompting families to use education loans...

Old Vs New Tax Regime: Stop Losing Money

With Income Tax Act 2025 in force, your tax choice can quietly cost you big...

LTCG: How to Save Tax on Property Deals

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions

'Am I On Track For 8 Cr Retirement Fund?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Want OpenAI Shares? Read This First

Investors should do thorough due diligence when selecting a platform.

'Invest Rs 15k in Flexi- or Mid-cap MF?'

rediffGURU Ulhas Joshi answers your mutual fund queries.

Property Ownership Hinges On Funding

Taxability in property transactions depends on the actual source of funds and...

Smart Tips: How To Save LTCG, File ITR

rediffGURU T S Khurana answers readers' personal income tax queries

New ITR Rules Taxpayers Must Know About

"Taxpayers with income from shares, mutual funds, crypto, ESOPs, or...

Want To Exchange Gold? Read This First

'Customers do not recover the original making charges paid on old jewellery....

Why Every Family Needs Health Corpus

'Healthcare costs in India rise by 10 to 14% annually, causing treatment...

What Investors Should Know About SIFs

Investors can begin investing in mutual funds with as little as Rs 100.

From ₹34 To Over ₹100: India's Petrol Price Journey

Over the past two decades, India has witnessed several major petrol price...

PM's Fuel Call: Changing Driving Habits

As Prime Minister Narendra Modi urges Indians to travel less, rising fuel...

Gulf War: Big Lessons For Investors

History is rarely decided by who has the biggest weapons, but by who has the...

Avoid These Life Insurance Mistakes

Proposal forms are often filled by the agent. Check the form after it is filled.

Tax Guide: MFs, Property, Pension And Redevelopment

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.

Rich Indians Are Spending More Money On...

Travel is now the dominant spending category for India's affluent consumers,...

Go Debt-Free Or Invest? Key Money Questions Answered

rediffGURU Jinal Mehta answers readers' financial planning and health...

'Withdraw PPF And Invest In Stocks?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...

Will Your Retirement Money Last?

A systematic withdrawal plan doesn't drain wealth, poor planning does....

How RBI Plans To Protect You From Scams

The proposed solution is a one-hour delay for digital transactions exceeding...

Old Vs New Tax Regime: Stop Losing Money

With Income Tax Act 2025 in force, your tax choice can quietly cost you big...

LTCG: How to Save Tax on Property Deals

Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions

'Am I On Track For 8 Cr Retirement Fund?'

Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal...