Personal Finance

Should You Buy A Return-Of-Premium Plan?

Compare premiums, claim settlement ratios, exclusions, waiting periods and...

7 Hidden Credit Card Settings To Avoid Scams

Your credit card may have security controls you rarely use. Here are seven...

How To Prepare For A Heart Emergency

Families, especially those with a history of these ailments, must prepare...

Rising Inflation? Protect Your Money Now

'Separate needs from wants and minimise discretionary spending.'

How To File EPFO Nomination

Members should review their nomination after marriage, childbirth, or other...

F&O: When Trading Turns Into Gambling

88 per cent of individual traders lost money during FY26.Until we recognise...

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9 Navratri Life Insurance Lessons

Here are nine lessons, one for each night of the Navratri festival, that can...

Don't Let Your Health Insurance Lapse

Buying a policy is only the beginning. Health insurance is a long-term...

Savings Account Fees You Should Know

The goal is to ensure that your bank works for you, providing liquidity and...

Why Cashless Claims Get Denied

If reimbursement becomes unavoidable, submit a complete file at the earliest.

Should You Buy 30-Year Government Bonds?

Long-duration bonds allow investors to match investment tenure with long-term...

Are You A Freelancer? Here's An ITR Guide

Tax treatment depends on the activity and manner of earning income.

10 IPO Checks Before You Invest

Dig into the prospectus. Use the prospectus to understand the business and...

PAYD Motor Insurance: Is It Worth It?

PAYD suits infrequent drivers who can estimate annual mileage.

Buying A Used Car On Loan? Know The Cost

Used-car financing has seen significant growth, but borrowers must be aware...

EPF Scheme 2026: What's Changed for You?

For members, the message is simple: don't be misled by headlines about '100%...

Why Investors Are Choosing Equity Savings Funds

The tax treatment of equity savings funds makes them appealing, especially to...

NBFC access to term money market may lift volumes by 40-60%

The Reserve Bank of India's proposal to allow non-banking financial companies...

'This Is Where Investors Will Make Money'

'Value is not where you make money in India. It never has been.''You have to...

Is Paying Through Bank Safer Than UPI?

Can your money be protected against online frauds like hacking, digital...

Beware Of These Scams!

Do not share OTPs, PINs, authentication codes, card numbers, card...

Is Rs 1 Cr Enough For Retirement?

Of course, NOT! Here's why. And here's how you can increase your Rs 1 crore...

How To Protect Yourself From Online Dark Patterns

'Dark patterns exploit human psychology, cognitive biases, urgency,...

How To Pick Smallcap Funds

Investors now have 27 passive smallcap funds to choose from 17 index funds...

How PSBs Plan To Target Gen Z

Finance Minister Nirmala Sitharaman urged PSBs to become 'cool' and shed...

Home Flooded? Avoid These Insurance Mistakes

Flood insurance claims can be rejected or reduced if homeowners do not...

How To Claim Unclaimed Bank Deposits

A savings or current account with no customer-induced transaction for more...

Don't Blindly Trust Your Form 16

Salaried taxpayers should not use these forms blindly to file their...

'Money Makes A Huge Difference In A Marriage'

Bengaluru-based Priyanka* reveals how resuming her career and becoming...

Why Investors Are Exiting Gold

The case for long-term investment in gold, however, remains intact.

What Makes Crypto Rise Or Fall?

Crypto can rise or fall for many reasons. Here's a simple guide to what gives...

One Hospitalisation Can Ruin Your Retirement Goals

If you do not insulate your retirement corpus from the true cost of modern...

Market Crash: 7 Costly Mistakes to Avoid

Understanding the most common mistakes during market downturns can help you...

Selling Property? Tax Questions Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries

Spot a Suspicious Credit Card Transaction?

The first thing cardholders should do after spotting a suspicious charge is...

Check AIS Before Filing Tax Returns

'AIS helps taxpayers check whether all income streams and reportable...

Cashless Med Claims & Settlement: What YOU Should Know

Many claim disputes arise not because the insurer refuses to pay but because...

ITR Filed? Here's When You Can Expect Your IT Refund

The income tax department has significantly reduced refund processing times...

Why Start-up Employees May Retire Poor

An employee whose financial future is 60-80 per cent dependent on a single...

What Joint Account Holders Must Know

Read all account documents, ask questions, and conduct basic due diligence...

How SIPs Beat Inflation, Build Retirement Wealth

Start SIPs early, increase investments steadily, and let compounding beat...

Heard About NPS' RIS Scheme For Your Parents?

RIS Steady Life Cycle begins with an equity allocation of 35 per cent at age...

New ITR Forms Demand More Tax Details

Taxpayers must provide more details to support deduction and exemption claims.

Now, Get Your Salary Before 7th

India's Code on Wages mandates strict payout deadlines, two-day full and...

New EPF Rules Every Employee Must Know

The EPF should remain a retirement nest egg, not be turned into an emergency...

Still Want To Buy Gold? 5 Tips...

With duties at 15%, GST at 3%, and making charges running as high as 20% --...

Why Young Indians Skip Health Cover

Young buyers often underestimate future health risks.

Buying Gold Bars, Coins? Read This

'It has always been viewed as a hedge against inflation.'

Why Cashless Claims Get Denied

If reimbursement becomes unavoidable, submit a complete file at the earliest.

Should You Buy 30-Year Government Bonds?

Long-duration bonds allow investors to match investment tenure with long-term...

Are You A Freelancer? Here's An ITR Guide

Tax treatment depends on the activity and manner of earning income.

EPF Scheme 2026: What's Changed for You?

For members, the message is simple: don't be misled by headlines about '100%...

Why Investors Are Choosing Equity Savings Funds

The tax treatment of equity savings funds makes them appealing, especially to...

NBFC access to term money market may lift volumes by 40-60%

The Reserve Bank of India's proposal to allow non-banking financial companies...

Is Rs 1 Cr Enough For Retirement?

Of course, NOT! Here's why. And here's how you can increase your Rs 1 crore...

How To Protect Yourself From Online Dark Patterns

'Dark patterns exploit human psychology, cognitive biases, urgency,...

How To Pick Smallcap Funds

Investors now have 27 passive smallcap funds to choose from 17 index funds...

Don't Blindly Trust Your Form 16

Salaried taxpayers should not use these forms blindly to file their...

'Money Makes A Huge Difference In A Marriage'

Bengaluru-based Priyanka* reveals how resuming her career and becoming...

Why Investors Are Exiting Gold

The case for long-term investment in gold, however, remains intact.

Selling Property? Tax Questions Answered

rediffGURU Vipul Bhavsar answers readers' personal income tax queries

Spot a Suspicious Credit Card Transaction?

The first thing cardholders should do after spotting a suspicious charge is...

Check AIS Before Filing Tax Returns

'AIS helps taxpayers check whether all income streams and reportable...

What Joint Account Holders Must Know

Read all account documents, ask questions, and conduct basic due diligence...

How SIPs Beat Inflation, Build Retirement Wealth

Start SIPs early, increase investments steadily, and let compounding beat...

Heard About NPS' RIS Scheme For Your Parents?

RIS Steady Life Cycle begins with an equity allocation of 35 per cent at age...

Still Want To Buy Gold? 5 Tips...

With duties at 15%, GST at 3%, and making charges running as high as 20% --...

Why Young Indians Skip Health Cover

Young buyers often underestimate future health risks.

Buying Gold Bars, Coins? Read This

'It has always been viewed as a hedge against inflation.'