Health insurance coverage should be hiked periodically to keep pace with...
The home loan top-up, a kind of secured multipurpose personal loan, is on the...
'Avoid rushing into any financial transactions or disclosing personal...
The State Commission concluded the insurer could not take advantage of a...
Postings to places at an altitude above 1,000 metres but less than 1,500...
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
Gold is an excellent asset class for diversification and should be included...
Taxpayers seeking to save tax from the sale of gold (including inherited)...
'Investing abroad helps mitigate currency risk for foreign-currency...
Investors must adopt a balanced approach, incorporating both styles in their...
Do not shop around for loans immediately after getting a secured credit card....
rediffGURU Jinal Mehta answers readers' financial planning and health...
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd)...
Are Financial Independence and Early Retirement two opposite ideas? Vatsal...
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Customers who possess gold jewellery but are either being denied a personal...
LTA can be claimed only for domestic travel and is available for two journeys...
In numerous instances, family members are unaware of an insurance policy's...
The choice of tax regime dictates how your income will be taxed. If you don't...
FMPs remain an option for investors who believe interest rates could head...
This is a good opportunity for long-term investors to pick quality small and...
An individual can avail tax deduction on the amount spent during the year on...
rediffGURU Samkit Maniar answers readers' personal income tax queries
As a prudent investor who wants to create a portfolio that will help you...
A portfolio can be rebalanced by either selling a portion of the...
'Young investors with limited funds should ensure that investing in NPS does...
Investors should use a mix of active and passive funds.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd)...
An allocation to ESG theme funds can bring down the overall risk of an equity...
Among index funds, the most popular products are funds tracking the Nifty 50...
If you fail to make the lump sum deposit before April 5, do so at least...
Don't solely focus on tax-saving alone.
rediffGURU Samkit Maniar answers readers' personal income tax queries.
Those who cannot bear significant downturns (as much as 40 per cent) or have...
'If equities perform well in a year, withdraw money from equities. If the...
Taxpayers with old, outstanding taxes will benefit from the CBDT's new scheme.
If the gift is received from a relative, there is no tax implication. But if...
Tactical investors should have an investment horizon of around six months to...
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
The need for money among banks, especially for short-term funds, may turn...
Here are some golden nuggets when it comes to creating wealth. Read them and...
From April 1, when we buy insurance for a car or take out a health cover,...
'Liquid ETFs help in cash management by enabling a smooth transition between...
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd)...
Understanding tax residency rules and maintaining proper documentation is...
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Municipal corporations penalise late property tax payments. 'Penalties can...