Compare premiums, claim settlement ratios, exclusions, waiting periods and...
Your credit card may have security controls you rarely use. Here are seven...
Families, especially those with a history of these ailments, must prepare...
'Separate needs from wants and minimise discretionary spending.'
Members should review their nomination after marriage, childbirth, or other...
88 per cent of individual traders lost money during FY26.Until we recognise...
From December 15, 2026, motor insurance buyers can choose their coverage more...
Visit the bank and check the locker at least twice a year.
Young investors with long horizons and small investment amounts stand to...
Do not share OTPs, PINs, authentication codes, card numbers, card...
Investors should cap gold allocation at 10-15 per cent and consider staggered...
Retirement planning is not a test of how smart you are; it is a test of how...
'For most car buyers, the interest rate is the first, and often the only,...
Becoming wealthier isn't only about earning more money. Sometimes, it starts...
Gifts from parents, spouse, children, siblings, grandparents, uncles and...
A savings or current account with no customer-induced transaction for more...
It's not about how much you earn -- it's about how you borrow and repay.
Rental yield can indicate whether a property is undervalued, overvalued or...
Buyers need to assess whether an OPD policy offers them enough usable...
Investors should study the technology behind digital assets, including...
'My recommendation: Stay in your job. Don't make it your dream job for...
Understanding the most common mistakes during market downturns can help you...
Verify a content creator's Sebi registration, qualifications and...
For millions of Indians, this number has become one of the most important...
'As a youngster, if you are not investing in yourself and your active income,...
More important than the offer is whether the developer can deliver the home...
Unlimited health insurance plans offer a financial cushion against mounting...
An employee whose financial future is 60-80 per cent dependent on a single...
'Taxpayers should not ignore any of these notices. Verifying the facts and...
Education loan defaults carry serious consequences. Credit bureaus record...
Choose a car loan that fits your budget, keeps EMIs manageable and saves you...
'Read the prospectus as a capital allocator deciding whether the business...
Marriage alone does not make a spouse liable for debt. The extent of...
The EPF should remain a retirement nest egg, not be turned into an emergency...
The most financially successful borrowers will not necessarily be those who...
rediffGURU Vipul Bhavsar answers readers' personal income tax queries
The goal is to ensure that your bank works for you, providing liquidity and...
'We see a lot of cases of bank deposits getting lost, especially when people...
'Existing borrowers who have surplus cash should make partial loan...
Tax treatment depends on the activity and manner of earning income.
Avoid builders with very large commitments.
Behind the aesthetics of an entrepreneurial lifestyle lies a silent financial...
Used-car financing has seen significant growth, but borrowers must be aware...
A frozen phone screen, a fake customer-care call, a screen-sharing request or...
Investors opening new brokerage accounts must choose a broker suited to their...
The Reserve Bank of India's proposal to allow non-banking financial companies...
Life cycle funds may suit people who are starting their investing...
If you have ever said 'I'll sort retirement later,' now is when 'later' begins.
Do not share OTPs, PINs, authentication codes, card numbers, card...
Investors should cap gold allocation at 10-15 per cent and consider staggered...
Retirement planning is not a test of how smart you are; it is a test of how...
A savings or current account with no customer-induced transaction for more...
It's not about how much you earn -- it's about how you borrow and repay.
Rental yield can indicate whether a property is undervalued, overvalued or...
Understanding the most common mistakes during market downturns can help you...
Verify a content creator's Sebi registration, qualifications and...
For millions of Indians, this number has become one of the most important...
An employee whose financial future is 60-80 per cent dependent on a single...
'Taxpayers should not ignore any of these notices. Verifying the facts and...
Education loan defaults carry serious consequences. Credit bureaus record...
The EPF should remain a retirement nest egg, not be turned into an emergency...
The most financially successful borrowers will not necessarily be those who...
rediffGURU Vipul Bhavsar answers readers' personal income tax queries
Tax treatment depends on the activity and manner of earning income.
Avoid builders with very large commitments.
Behind the aesthetics of an entrepreneurial lifestyle lies a silent financial...
The Reserve Bank of India's proposal to allow non-banking financial companies...
Life cycle funds may suit people who are starting their investing...
If you have ever said 'I'll sort retirement later,' now is when 'later' begins.