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'Markets Could Crash 40-50% If...'

'If the NDA comes to power with 320-330 plus seats, then we could see some correction....

Ambareesh Baliga's Advice For Investors

'The markets will correct, and they are bound to correct. The boom will turn into...

'Govt won't privatise GIC Re at this stage'

'Because it is the only public sector company in this sector, currently.'

'Once In A Lifetime Opportunity To...'

'We see mid-and small-caps as a real pot of gold.''From a 10-15 years perspective,...

'Markets Are Too Confident, Aggressive'

'The main worry is lots of new investors coming into the markets in order to make a...

'Aim to double individual first-year premiums'

'Currently, our individual first premium would be in the Rs 3,000-Rs 3,200 crore range....

'We will grow at about 20% over the next few years'

'Private General insurers are poised to grow at 17 per cent - 18 per cent over the next...

'Our focus is on converting lands into projects'

'There has been a huge shift. Consumer needs and requirements have changed, and differ...

'ITC aspires to double its business in five years'

'While every year presents new challenges, it also provides opportunities for better...

How Berger Paints plans to protect its market share

'Which is growing fast and where we are very strongly positioned.'

'Will end year with a growth rate of over 30 per cent'

'In life insurance, it is about creating distribution capacity and solutions for...

'Take Staggered Approach To Smallcaps'

'Exposure to small and midcap stocks exceeded desired levels in many portfolios,...

'VinFast has committed $500 mn to TN'

'Our objective is to reach a localisation rate of 50% in the span of five years.'

'Markets started building on NDA's win'

'Rather than taking a very short-term view on the markets, equity investing should be...

'Some Cooling-Off In Small Caps'

'More than investors, fund houses, and advisors have raised caution and limited flows...

'India is a bright spot. Lot of hope for two decades'

'China is somewhat disappointing in its recovery, and slow growth, and India is...

'Small, mid-caps attractive long-term'

'Given the inherent volatility, investors should take at least a three to five-year view.'

'Midcaps, Smallcaps: Exercise Caution'

'While Indian markets are indeed not inexpensive, the valuations of largecap stocks are...

AI-powered digital transformation is accelerating'

'Responsible AI, which adheres to the principles of explainability, fairness,...

Future of digital payments in India

'The focus needs to shift towards the ability to collect payments, particularly in...

'Banking system has learnt lessons from 2008 crisis'

'They have since only tried to improve systems. Also, with regulatory guidance from...

'Small finance banks need to build all product ranges'

'You cannot have only one product or one market or one customer segment.'

Why K V Kamath calls Indian banking system the best

'I don't think we have ever seen such alignment of everything that we need in the...

'Strong growth in electric vehicles has slowed down'

'Now that all the early adopters have the electric car, governments are backing down in...

What PhonePe did differently from Paytm

'We went from zero to about 10 million users in three months. Paytm came out with the...

'Crypto is serious threat to financial stability'

'To the believers of crypto regulations, I have only one question to ask, how will you...

'Premium segments becoming more prominent in India'

'The Indian economy is expected to grow in terms of per capita income and GDP, and with...

'Market has factored in BJP's victory'

'The trajectory of headline indices will be determined by the number of seats the BJP...

'Investors should have balanced portfolio'

'...which is possible through flexicap and multicap funds.''The latter has a better...

'Largecaps offer reasonable safety'

'Investors should focus on largecap funds, flexicap funds, business cycle funds, or...

'The formulations business been a growth driver'

'However, we have seen weakness in our active pharmaceutical ingredients business.'

'Rural consumers also driving power demand'

'This was earlier driven by industries and the commercial sector.'

'In an election year, markets flourish'

'Historically, the markets tend to perform well during election years as governments...

'Next few months are likely to see...'

'Valuations of midcaps and smallcaps have reached very high levels, and hence to that...

'Should construct 13,000 km of national highways'

'The vision now is not just to look at national highways as a number of kilometres, but...

'60% of taxpayers will shift to'

'Personal income tax is growing by 27 per cent and most refunds have already been issued.'

'Rs 1.7 tn may be GST average collection next FY'

'We crossed Rs 1.7 trillion in three months this financial year.'

'Our unsecured loan portfolio is better than secured'

'Our unsecured loan is not exactly unsecured. It is backed by cash flow of customers.'

Midcap, smallcap have nearly doubled...'

'We are cautious only on sub-sectors that have seen massive melt-up during the past six...

'Tax buoyancy can't continue...'

'The revenue projection arises out of all sectors doing well and the formalisation of...

'Rural areas been stressed for many FMCG companies'

'In staples, we have still managed in rural areas.'

'Pvt capex will depend on demand and supply situation'

'The private sector will look to the budget to check whether there are any headwinds or...

'There's a de-emphasis on divestment'

'We now look at divestment as an opportunity for maximising the value of public assets,...

'NPA recoveries has helped to reduce credit cost'

'For the first time ever it has come below 1 per cent, at 0.97 per cent.'

'We expect the losses to be lower from UK'

'The UK is more of a structural problem, and that's why we're doing the restructuring.'

'The more we automate, the more...'

'We do not see people getting reduced, but because of automation, we will do more work.'

'Global investors want to pay premium for India story'

'With China falling out of favour, India is where investors see the demographic and...

'Disinflationary stance allows for rate cuts'

'Investment creates capacity and reduces inflation. Income, employment, and savings rise.'

'We are almost at peak of interest rates cycles'

'The stabilisation of interest rates followed by reduction is going to happen over the...

'BYJU's showing green shoots...'

'If you look at assets truly working for us, you should look at Aakash and Great...

'Clients are extremely cautious about spending'

Debashis Chatterjee speaks about the overall demand environment and company's strategy

'Money lending has become prudent and conservative'

'We need to be far more careful given the fact that while this is group lending, it's...

'2024 may be one of the best years...'

'Investors with higher risk appetite and longer horizon (more than one year) can invest...

'Balanced advantage funds are good option'

'.. if you do not want to take the asset allocation call.'''This category of funds can...

'GenAI is going to be tip of the arrow for HCLTech'

'It will drive a lot of surrounding business, that is where we see some good projects...

'Market is headed for an eventful 2024'

'Higher valuation remains the only spoiler for equities.'

'Aim to be strong fast-moving consumer goods company'

'Will make sure that we create value. We will again look for organic and inorganic...

'Aster DM's plan is to be among top three in India'

'Now that we are a pure-play India business, many investors are open to investing.'

'Diageo India focuses on value rather than volume'

'Our approach has been to work with consumers and help them drink better, not more.'

'Investors could tilt towards largecaps'

'Hybrid funds, especially balanced advantage funds and multi-asset funds, are a good...

An Interview Every Investor Must Read

'Sell part of your portfolio where you're making good money, especially in small caps...

'New Investors Won't Digest Such Falls'

'If individual stocks start falling 25% to 30% or more, then I doubt how many of them...

'We are going to be an AI-first company'

'GenAI has democratised the AI conversation. I do not know of a single client who is...

'Railways plans to carry 10 bn passengers every year'

'We carry 6.5 billion passengers every year. We have crossed seven billion this year,...

'Don't shun midcaps, smallcaps...'

'What will matter in 2024 from the market standpoint is the direction of interest rates...

Revealed: Govt's AI Plans

'Similar to the case of the digital payment system where the government created a...

'APIs are a very strategic part of Biocon's business'

'There is no reason why we should break this business up.'

'I am addicted to entrepreneurship'

'We look at the opportunities that are going to come in various fields in the next 5 to...

How Much Profit Will SBI Make in FY23?

'We have a plan to plough back a 'This year in the first half we had profits of more...

'Huge demand for life insurance products in India'

'As our per capita income increases and various demographic segments emerge, the need...

'The agenda is 'insurance for all by 2047''

'If you want it to grow well and serve the true needs of the economy, it needs a lot of...

'I expect 8% growth next year'

'We will see a lot of investments from the private sector.''As long as we are not...

'We prefer stocks likely to gain from strong...'

'We like certain stocks from banking, insurance, retail, hospitals and capital...

'Successful listing is justice to RE development'

'This is not just the IREDA's IPO. It is the success of the ministry of new and...

'We've invested in the growth of India'

We are, therefore, setting up more branches in more tertiary terms, like tier 2 and...

'Banks are working on several IPOs'

'The deal pipeline across products is robust for 2024.'

'2024 poll will be major event for midcaps, smallcaps'

'It will dictate the flow of funds into the index. We will maintain caution on...

'IPO market has bullish outlook in 2024'

'A key reason for the strong interest in IPOs has been an increased focus on...

RBL Bank's business trajectory remains intact

'We are committed to achieving the targets we had outlined.'

'We can deliver market-beating growth'

'We will continue to build new engines of growth in terms of innovations, enter newer...

'People Love Diesel SUVs'

'SUV is a very intensely fought category, unlike hatchbacks and cars.'

'It is tough job to sell life insurance to people'

'We are expected to grow at above 28 per cent this year, higher than the industry.'

'There is huge demand for home loans'

'We started affordable housing loans that has good traction and the books have grown to...

'The real GDP was captured better'

'Revision of the base year for both CPI and GDP are long overdue.''The basic data that...

'Largecaps appear attractive'

'Auto, pharma, and industrials have delivered well in the recent quarter, while...

'Aim to be among top 3 biosimilar players in world'

'We've got a huge track record and success in bringing several biosimilars to the market.'

'Markets may experience turbulence'

'...similar to the 2008 global financial crisis, the 2012 taper tantrum, or the 2018...

'Challenge for us is resource management'

'The fact still remains that we will have to deliver, so the pressure is now on us to...

Revealed: Kia's Plans For India

'India is the sixth-largest market for the Kia Corporation, and contributes 8 to 9 per...

'I don't think I will die so fast'

'My wife, family members as well as members of the workers will be trustees.''The trust...

'Subrata Roy was arbitraging between India and Bharat'

'The India which was all about glamour and razzmatazz through which he could earn the...

Subrata Roy: 'Never done one wrong thing in my life'

Excerpted from Sahara: The Untold Story by Tamal Bandyopadhyay.

'Growth during the second half should be good'

'With NPA under control, we should be able to post better profits.'

'We are confident our H2 will be better than H1'

'Our Q1 was almost flat, and there was very negligible growth in Q2, but the deal...

'We see strong momentum for the second half'

'We will have a strong exit as our third quarter is strong.'

'We are seeing growth in retail health insurance'

'Pandemic has triggered interest and awareness among the people about the need for...

As of now Mobikwik has no plans to enter banking space

'We are focused on playing on our strengths, which are technology, and building a large...

'Lacklustre Market Is Good Time To Invest'

'Historically, equities have consistently outperformed debt, gold, property, and other...

'Prefer largecap to midcaps, smallcaps'

'Midcap and smallcap indices are trading in the expensive zone.'

Wipro CEO on deals pipeline and acquisition strategy

'We have focused on it quarter after quarter and started to build the pipeline.'

What Investors Must Do Next: Must Read!

'In the next one-and-a-half, two months you'll get decent amount of opportunities in...

'India is big enough to have over 4 airlines'

'Within five years, we should be achieving more on the international front than what it...

'Global factors are making investors nervous'

'There are concerns regarding global factors that are making investors nervous....

'Time RBI became data-dependent'

'Data-dependence means you can raise or drop rates. The present stance is only for...

'Adani has deep pockets...'

'Adani can attract vessels at a much lower cost to Vizhinjam as he has the financial...

How Amazon Works With Indian Railways

'Building a whole product with the railways was challenging; we had to figure out how...

'Bond inclusion positive from long term perspective'

'Higher inflows into these securities should lead to lower borrowing costs for the...

'We want to be No. 1 in affordable housing by FY26'

'This segment has performed very well for us and this is reflected in our bounce rate...

Stockmarket: 'Not the time to be fearful'

'The risk is in not being invested and missing out on an upmove.'

'We are investing $600 mn over three years in AI'

'AI is not a new thing for us. We started our AI journey in 2015.'

'Bond inclusion will lower cost of capital'

'The cost of financing the fiscal deficit will decrease, as new passive investors join...

'Building a war chest essential for expansion'

'To sustain our growth trajectory, we must continue to explore and capitalise on growth...

'Our Aim Is HFCs' Role In Economic Growth'

'We are working with a few housing finance companies to drive affordable lending...

'Hard To Ignore India As Investment Opportunity'

'The assessment of most people is that there is a stable economic and political...

'Need to make Auto Exports a national mission'

'There is a need for a national task force with a singular objective to increase...

'Nothing alarming about fall in financial savings yet'

'As long as economic growth remains steady, creating jobs and generating stable...

'Greed, adventurism bull market traits'

'The market should maintain optimism on the back of range-bound oil prices, a robust...

'ESG means doing business the right way'

'ESG is actually a concept which cannot be applied effectively in the very short run.'

'Yes, we are coming back'

'I want us not to underestimate Indian voters. They can tell good work from bad.'

'Many Indian unicorns have set up businesses in Dubai'

'As part of our D33 strategy, the plan is to establish 30 unicorns in Dubai within the...

The Nirmala Sitharaman Interview

'I'm pitching India for the strengths we offer, including the English language,...

'There is not a major worry on the price front'

'I believe that as we produce more, our cost will come down further. We will maintain...

'India will be beneficiary of China plus one strategy'

'Our factories are world-class and are becoming increasingly attractive for our global...

'Mkts could remain firm with occasional corrections'

'In case the El Nino pattern plays out negatively and/or the political situation...

'Jeevan Kiran offers a risk cover at no cost'

'At the policy's maturity, the total premium is refunded.'

'Which country stands tall? It's India'

'India has the potential to do a lot more to take advantage of the time today where we...

'We want to grab market share from TVS'

'Our expectations are that we will be able to double our market share from 14-15 per...

Maruti's Goal: Hybrid, Not EV, Cars

'We are going to have hybrid cars, which, as far as I know, none of our competition is...

ICICI Pru: 'Focus is on value of new business growth'

'If through growth and serving the customer we become number one, we will be very happy...

'Private investors will wait for election results'

'Policy-sensitive sectors will wait and watch, but policy-agnostic areas will continue...

'Pace of engagement with UK has picked up'

'As Tata Steel we will obviously use group-level leverage to make progress where we want.'

'Steel prices have already bottomed out'

'While lower steel prices may impact a part of the quarter, this will be offset by...

'Markets expect current govt to return'

'India has always been a bottom-up stock-picking market, and as growth recovers with...

'Not an irrational exuberance bubble'

'Earnings will be the catalyst for markets to march higher from here on out.'

'We need a remarkable turnaround'

'We have not seen too many large deals compared to last quarter.'

'No Reason For Investors To Worry'

'Especially if their investment horizon is over two years.'

'Indian manufacturers make good EVs'

'I'm very much against petrol and diesel....'''I travel in an electric car.''I have had...

'Investors must look at a mix...'

'We are in a sweet spot.''Equity, on a standalone basis, will continue to remain the...

'Volume of AI Deals Is Growing Massively'

'There is not one discussion with a client without a discussion around AI. They all...

'HDFC merger template for faster growth'

'If we want faster growth and want greater flow of credit towards the private sector,...

How HDFC-HDFC Bank Merger Was Achieved

'We created war rooms -- from an IT perspective and also a customer war room -- to...

'Investors should stay invested'

'Markets are not expensive; they are fairly priced.'

China's loss is India's gain

'As China's reopening euphoria fizzled out on the back of some disappointing economic...

'India is a equity market to invest in'

'India is an equity market with a breadth and depth of companies to invest in.'

'Growth is fragile'

'If all goes well, we may well hit or even surpass the forecast growth rate.'

Investing Gems From A Stock Market Guru

'Returns can be very variable in equity markets.''That is why I tell small investors...

40% Of SAP's Innovations Come From India

'We aim at establishing India as an early talent hub on a global scale and are actively...

'El Nino impact an immediate concern to markets'

'Geopolitical risks and their impact on oil prices, if any, are another concern for...

'Blockchain, algorithmic collusion challenges'

'Global coordination, convergence, market complexities and dynamics and cross-border...

'Expected credit loss model will not dent profits'

'We will test the waters, ferret out information through our business correspondents,...

'Mercedes To Launch 10 Cars In 2023'

'And a majority will be in the top-end vehicle range.'

'Investing is a loser's game'

'In investing, you have to first make sure you don't make big mistakes.''I would advise...

'If you want to invest, invest quickly'

'Very few of small investors stay invested for those three or four or five years.''If...

'India is fastest-growing large economy in the world'

'India has formed tremendous resilience and still a strong growth.'

'Next 10-20 years will be India's golden years'

'Even where we are now today, the growth rates are very good, but we need to get to 8-9...

'If BJP Is Not Re-Elected, Foreign Investors May Sell'

'The biggest risk to the Indian markets from a 12-18-month view is that the current...

Why I Have Not Sold Adani Stock

'If there is any reason to change my holding in Adani group stocks, the Hindenburg...

'We should not call it demonetisation'

'...because it is still a legal tender.'

'We are not saying everybody has to pay that much'

'If you are going to have only a handful of telecom players on whom the entire dream of...

'Very healthy market for long-term investors'

'Investors should look to incrementally allocate towards equity from a medium-to-long...

'The impact of El Nino is always a matter of concern'

'If because of El Nino, the monsoon is affected adversely in the current year,...

'Best way to create wealth is...'

'...over the long-term can be done only by investing in equities.''And during weak...

'Investors, prefer flexi cap schemes'

'Small cap funds do have their own merits and they make sense when the investor has a...

A Stockmarket Interview You Must Read!

'Chasing sectors which have reported strongest earnings is not always the right...

'We want companies to shift to India from China'

'I was in the US, where I met top executives of HP and Dell, and they are very keen to...

'PNB Housing well capitalised to support loan growth'

Housing finance company (HFC) PNB Housing is planning to focus on reducing...

Revealed: ONGC's Big Plans

'We plan to add over 100,000 square kilometres every year, to reach an ambitious target...

'The story of inflation is not yet over'

'The actions of Indian monetary authorities will depend on how quickly they want the...

'We talk about India in every board meeting'

'India has a lot of potential, not just in commercial aspects, but also in hiring of...

'Will come to decision on UK biz in 12 to 24 months'

'It's an open secret that the UK business is structurally not in a great place.'

'Rural demand is back, El Nino is a worry'

'A weak monsoon always spells disaster. But it's too early to have a pessimistic view.'

'Build portfolio in mid-, small caps'

'As the Indian economy continues to expand over the next three years, mid- and...

'Markets have growth potential in medium to long term'

'Indian equity valuations, although not very expensive, are not cheap either.'

Must Read! New TCS CEO's Views On The World

'Every time a new tech comes in, there are a set of people who will predict that this...

'Once we make an offer to a person, we honour it'

'Even during the pandemic we did it.''We think it's our responsibility to make sure...

What Are PhonePe's Expansion Plans?

'We want to achieve overall profitability, and then we would go for an IPO.'

'Aim to make FAME scheme more transparent'

'The aim is also to probe how the ministry and testing agencies made negligence in...

'India can continue to be fastest growing economy'

'With a solid investment programme and sustainable development strategy, India can...

'No second thoughts on Great Nicobar Port'

'An area of land has already been earmarked for their protected habitation.''There are...

'We may be late to board the bus, but...'

'India's manufacturing will take 10-15 years to catch up with China.'

'MSME, gold will grow faster than any other segment'

'The market has picked up for commercial vehicles. We are very close to pre-pandemic...

'There could be new challenges, new battles'

'The Indian economy and the Indian financial sector today remain resilient and much...

'India has far exceeded our expectations in EVs'

'The Indian govt's initiatives on EVs are very strong and customers want to buy EVs....

'SIP Inflows Remained Robust'

'Although mid- and small-cap funds have the potential for higher growth, they come with...

'Growth Rate May Come Down To 3-4%'

'The government should act proactively to instil confidence in the private investors,...

'RBI should pause rate hikes'

'It will send a very strong signal that it is now our time to grow.'

'Markets Won't Enter Bear Territory'

'Markets could face uncertainty in the short to medium term.''It would be prudent to...

'Fed rate cut appears unlikely'

'The Fed rate will peak in the range of 5.1-5.3 per cent during the second quarter of...

Why India's Growth Rate Has Suffered

'80% of the rural and urban population don't have enough purchasing power.'

Monday Market Crash: Advice For Investors

'Such big falls are quite frequent these days, so do not try to time this market.''Use...

'We are exploring setting up an aerotropolis'

'We would like to develop Andhra Pradesh into a logistics hub not only for India, but...

'There will be volatility in the interim'

'That can be better handled by investing in a staggered manner, ideally through SIPs.'

'Economic rebound has run out of steam'

'When the average growth in the last three years was just 2.5%, how does that make us...

'We plan to capture just 4% of market in 4 years'

Bengaluru-based Prestige Estates Projects recently said it aims to double its annual...

'India is in a sweet spot for few years'

'While foreign institutional investor flows are still negative, they will turn positive...

'Every airport in India is on our radar'

'Domestic will remain very much the core of what IndiGo is.''But the emphasis in our...

'Question mark if we will grow at 6%'

'The rebound has run out of steam.'

'Hindenburg-Adani will become yesterday's news'

'The market will focus on the fact that India does have strong earnings growth this year.'

'No need to raise capital for Citi deal'

'Citibank customers will migrate to the Axis Bank platform over 18 months.'

'Equities can deliver potentially superior returns'

'Investors should ideally consider equity allocations from a medium-to-long term...

Secret behing the success of Indian Bank

Indian Bank expects recoveries to be more than slippages in this financial year, which...

'LIC keeps investing in companies...'

'In equities, it has diversified portfolios.''So the short-term movement of individual...

'Budget has not touched upon unemployment at all'

'One of the biggest employment generators, the MSMEs, have not got much from the...

'We have not witnessed such decline in 7 decades'

'After 2011-2012, both our investment rate and savings savings rate have...

'Investors, focus on long-term goals'

'New investors may choose less risky products like balanced advantage funds or other...

How Cognizant plans to become an employer of choice

'Winning a deal is one aspect, making sure that we are able to execute it profitably is...

'If we want to fly some kites, we can fly them in...'

'... and without necessarily calling them Economic Surveys.''One should stick to the...

'Premium valuations a big challenge'

'The reason being we cannot let premiums go beyond a certain point.'

'Amrut Kaal is not an instant noodle'

'Modi has sowed the seeds of a transformational change.''For the sake of the nation and...

'Adani affair overshadowed Budget's stability'

'That is the one headline the world is reading about India this week, and it is a...

'Private Sector Is Not Firing At 100%'

'They have started becoming an important player, but not at the same level as they were...

'Common Man Is Abusing The Budget'

'We had tremendous faith in honorable Modiji in his second term as he was well-settled....

'Nirmalaji has taken a huge gamble on growth'

'Nirmalaji must consider herself a very lucky finance minister, partly because of the...

'We are closing loopholes exploited by taxpayers'

'...Market-linked debentures, high-value insurance, exemptions from capital gains by...

'Majority will shift to new tax regime'

'I believe the modified scheme is much more beneficial and simpler.'

'LIC Policyholders' Money Is Absolutely Safe'

'It's a clear case of political patronage helping an individual grow.'

Anand Rathi's Advice For Investors

'Investors should hold equity assets for 3 to 5 years.'