'If the NDA comes to power with 320-330 plus seats, then we could see some correction....
'The markets will correct, and they are bound to correct. The boom will turn into...
'Because it is the only public sector company in this sector, currently.'
'We see mid-and small-caps as a real pot of gold.''From a 10-15 years perspective,...
'The main worry is lots of new investors coming into the markets in order to make a...
'Currently, our individual first premium would be in the Rs 3,000-Rs 3,200 crore range....
'Private General insurers are poised to grow at 17 per cent - 18 per cent over the next...
'There has been a huge shift. Consumer needs and requirements have changed, and differ...
'While every year presents new challenges, it also provides opportunities for better...
'Which is growing fast and where we are very strongly positioned.'
'In life insurance, it is about creating distribution capacity and solutions for...
'Exposure to small and midcap stocks exceeded desired levels in many portfolios,...
'Our objective is to reach a localisation rate of 50% in the span of five years.'
'Rather than taking a very short-term view on the markets, equity investing should be...
'More than investors, fund houses, and advisors have raised caution and limited flows...
'China is somewhat disappointing in its recovery, and slow growth, and India is...
'Given the inherent volatility, investors should take at least a three to five-year view.'
'While Indian markets are indeed not inexpensive, the valuations of largecap stocks are...
'Responsible AI, which adheres to the principles of explainability, fairness,...
'The focus needs to shift towards the ability to collect payments, particularly in...
'They have since only tried to improve systems. Also, with regulatory guidance from...
'You cannot have only one product or one market or one customer segment.'
'I don't think we have ever seen such alignment of everything that we need in the...
'Now that all the early adopters have the electric car, governments are backing down in...
'We went from zero to about 10 million users in three months. Paytm came out with the...
'To the believers of crypto regulations, I have only one question to ask, how will you...
'The Indian economy is expected to grow in terms of per capita income and GDP, and with...
'The trajectory of headline indices will be determined by the number of seats the BJP...
'...which is possible through flexicap and multicap funds.''The latter has a better...
'Investors should focus on largecap funds, flexicap funds, business cycle funds, or...
'However, we have seen weakness in our active pharmaceutical ingredients business.'
'This was earlier driven by industries and the commercial sector.'
'Historically, the markets tend to perform well during election years as governments...
'Valuations of midcaps and smallcaps have reached very high levels, and hence to that...
'The vision now is not just to look at national highways as a number of kilometres, but...
'Personal income tax is growing by 27 per cent and most refunds have already been issued.'
'We crossed Rs 1.7 trillion in three months this financial year.'
'Our unsecured loan is not exactly unsecured. It is backed by cash flow of customers.'
'We are cautious only on sub-sectors that have seen massive melt-up during the past six...
'The revenue projection arises out of all sectors doing well and the formalisation of...
'In staples, we have still managed in rural areas.'
'The private sector will look to the budget to check whether there are any headwinds or...
'We now look at divestment as an opportunity for maximising the value of public assets,...
'For the first time ever it has come below 1 per cent, at 0.97 per cent.'
'The UK is more of a structural problem, and that's why we're doing the restructuring.'
'We do not see people getting reduced, but because of automation, we will do more work.'
'With China falling out of favour, India is where investors see the demographic and...
'Investment creates capacity and reduces inflation. Income, employment, and savings rise.'
'The stabilisation of interest rates followed by reduction is going to happen over the...
'If you look at assets truly working for us, you should look at Aakash and Great...
Debashis Chatterjee speaks about the overall demand environment and company's strategy
'We need to be far more careful given the fact that while this is group lending, it's...
'Investors with higher risk appetite and longer horizon (more than one year) can invest...
'.. if you do not want to take the asset allocation call.'''This category of funds can...
'It will drive a lot of surrounding business, that is where we see some good projects...
'Higher valuation remains the only spoiler for equities.'
'Will make sure that we create value. We will again look for organic and inorganic...
'Now that we are a pure-play India business, many investors are open to investing.'
'Our approach has been to work with consumers and help them drink better, not more.'
'Hybrid funds, especially balanced advantage funds and multi-asset funds, are a good...
'Sell part of your portfolio where you're making good money, especially in small caps...
'If individual stocks start falling 25% to 30% or more, then I doubt how many of them...
'GenAI has democratised the AI conversation. I do not know of a single client who is...
'We carry 6.5 billion passengers every year. We have crossed seven billion this year,...
'What will matter in 2024 from the market standpoint is the direction of interest rates...
'Similar to the case of the digital payment system where the government created a...
'There is no reason why we should break this business up.'
'We look at the opportunities that are going to come in various fields in the next 5 to...
'We have a plan to plough back a 'This year in the first half we had profits of more...
'As our per capita income increases and various demographic segments emerge, the need...
'If you want it to grow well and serve the true needs of the economy, it needs a lot of...
'We will see a lot of investments from the private sector.''As long as we are not...
'We like certain stocks from banking, insurance, retail, hospitals and capital...
'This is not just the IREDA's IPO. It is the success of the ministry of new and...
We are, therefore, setting up more branches in more tertiary terms, like tier 2 and...
'The deal pipeline across products is robust for 2024.'
'It will dictate the flow of funds into the index. We will maintain caution on...
'A key reason for the strong interest in IPOs has been an increased focus on...
'We are committed to achieving the targets we had outlined.'
'We will continue to build new engines of growth in terms of innovations, enter newer...
'SUV is a very intensely fought category, unlike hatchbacks and cars.'
'We are expected to grow at above 28 per cent this year, higher than the industry.'
'We started affordable housing loans that has good traction and the books have grown to...
'Revision of the base year for both CPI and GDP are long overdue.''The basic data that...
'Auto, pharma, and industrials have delivered well in the recent quarter, while...
'We've got a huge track record and success in bringing several biosimilars to the market.'
'...similar to the 2008 global financial crisis, the 2012 taper tantrum, or the 2018...
'The fact still remains that we will have to deliver, so the pressure is now on us to...
'India is the sixth-largest market for the Kia Corporation, and contributes 8 to 9 per...
'My wife, family members as well as members of the workers will be trustees.''The trust...
'The India which was all about glamour and razzmatazz through which he could earn the...
Excerpted from Sahara: The Untold Story by Tamal Bandyopadhyay.
'With NPA under control, we should be able to post better profits.'
'Our Q1 was almost flat, and there was very negligible growth in Q2, but the deal...
'We will have a strong exit as our third quarter is strong.'
'Pandemic has triggered interest and awareness among the people about the need for...
'We are focused on playing on our strengths, which are technology, and building a large...
'Historically, equities have consistently outperformed debt, gold, property, and other...
'Midcap and smallcap indices are trading in the expensive zone.'
'We have focused on it quarter after quarter and started to build the pipeline.'
'In the next one-and-a-half, two months you'll get decent amount of opportunities in...
'Within five years, we should be achieving more on the international front than what it...
'There are concerns regarding global factors that are making investors nervous....
'Data-dependence means you can raise or drop rates. The present stance is only for...
'Adani can attract vessels at a much lower cost to Vizhinjam as he has the financial...
'Building a whole product with the railways was challenging; we had to figure out how...
'Higher inflows into these securities should lead to lower borrowing costs for the...
'This segment has performed very well for us and this is reflected in our bounce rate...
'The risk is in not being invested and missing out on an upmove.'
'AI is not a new thing for us. We started our AI journey in 2015.'
'The cost of financing the fiscal deficit will decrease, as new passive investors join...
'To sustain our growth trajectory, we must continue to explore and capitalise on growth...
'We are working with a few housing finance companies to drive affordable lending...
'The assessment of most people is that there is a stable economic and political...
'There is a need for a national task force with a singular objective to increase...
'As long as economic growth remains steady, creating jobs and generating stable...
'The market should maintain optimism on the back of range-bound oil prices, a robust...
'ESG is actually a concept which cannot be applied effectively in the very short run.'
'I want us not to underestimate Indian voters. They can tell good work from bad.'
'As part of our D33 strategy, the plan is to establish 30 unicorns in Dubai within the...
'I'm pitching India for the strengths we offer, including the English language,...
'I believe that as we produce more, our cost will come down further. We will maintain...
'Our factories are world-class and are becoming increasingly attractive for our global...
'In case the El Nino pattern plays out negatively and/or the political situation...
'At the policy's maturity, the total premium is refunded.'
'India has the potential to do a lot more to take advantage of the time today where we...
'Our expectations are that we will be able to double our market share from 14-15 per...
'We are going to have hybrid cars, which, as far as I know, none of our competition is...
'If through growth and serving the customer we become number one, we will be very happy...
'Policy-sensitive sectors will wait and watch, but policy-agnostic areas will continue...
'As Tata Steel we will obviously use group-level leverage to make progress where we want.'
'While lower steel prices may impact a part of the quarter, this will be offset by...
'India has always been a bottom-up stock-picking market, and as growth recovers with...
'Earnings will be the catalyst for markets to march higher from here on out.'
'We have not seen too many large deals compared to last quarter.'
'Especially if their investment horizon is over two years.'
'I'm very much against petrol and diesel....'''I travel in an electric car.''I have had...
'We are in a sweet spot.''Equity, on a standalone basis, will continue to remain the...
'There is not one discussion with a client without a discussion around AI. They all...
'If we want faster growth and want greater flow of credit towards the private sector,...
'We created war rooms -- from an IT perspective and also a customer war room -- to...
'Markets are not expensive; they are fairly priced.'
'As China's reopening euphoria fizzled out on the back of some disappointing economic...
'India is an equity market with a breadth and depth of companies to invest in.'
'If all goes well, we may well hit or even surpass the forecast growth rate.'
'Returns can be very variable in equity markets.''That is why I tell small investors...
'We aim at establishing India as an early talent hub on a global scale and are actively...
'Geopolitical risks and their impact on oil prices, if any, are another concern for...
'Global coordination, convergence, market complexities and dynamics and cross-border...
'We will test the waters, ferret out information through our business correspondents,...
'And a majority will be in the top-end vehicle range.'
'In investing, you have to first make sure you don't make big mistakes.''I would advise...
'Very few of small investors stay invested for those three or four or five years.''If...
'India has formed tremendous resilience and still a strong growth.'
'Even where we are now today, the growth rates are very good, but we need to get to 8-9...
'The biggest risk to the Indian markets from a 12-18-month view is that the current...
'If there is any reason to change my holding in Adani group stocks, the Hindenburg...
'...because it is still a legal tender.'
'If you are going to have only a handful of telecom players on whom the entire dream of...
'Investors should look to incrementally allocate towards equity from a medium-to-long...
'If because of El Nino, the monsoon is affected adversely in the current year,...
'...over the long-term can be done only by investing in equities.''And during weak...
'Small cap funds do have their own merits and they make sense when the investor has a...
'Chasing sectors which have reported strongest earnings is not always the right...
'I was in the US, where I met top executives of HP and Dell, and they are very keen to...
Housing finance company (HFC) PNB Housing is planning to focus on reducing...
'We plan to add over 100,000 square kilometres every year, to reach an ambitious target...
'The actions of Indian monetary authorities will depend on how quickly they want the...
'India has a lot of potential, not just in commercial aspects, but also in hiring of...
'It's an open secret that the UK business is structurally not in a great place.'
'A weak monsoon always spells disaster. But it's too early to have a pessimistic view.'
'As the Indian economy continues to expand over the next three years, mid- and...
'Indian equity valuations, although not very expensive, are not cheap either.'
'Every time a new tech comes in, there are a set of people who will predict that this...
'Even during the pandemic we did it.''We think it's our responsibility to make sure...
'We want to achieve overall profitability, and then we would go for an IPO.'
'The aim is also to probe how the ministry and testing agencies made negligence in...
'With a solid investment programme and sustainable development strategy, India can...
'An area of land has already been earmarked for their protected habitation.''There are...
'India's manufacturing will take 10-15 years to catch up with China.'
'The market has picked up for commercial vehicles. We are very close to pre-pandemic...
'The Indian economy and the Indian financial sector today remain resilient and much...
'The Indian govt's initiatives on EVs are very strong and customers want to buy EVs....
'Although mid- and small-cap funds have the potential for higher growth, they come with...
'The government should act proactively to instil confidence in the private investors,...
'It will send a very strong signal that it is now our time to grow.'
'Markets could face uncertainty in the short to medium term.''It would be prudent to...
'The Fed rate will peak in the range of 5.1-5.3 per cent during the second quarter of...
'80% of the rural and urban population don't have enough purchasing power.'
'Such big falls are quite frequent these days, so do not try to time this market.''Use...
'We would like to develop Andhra Pradesh into a logistics hub not only for India, but...
'That can be better handled by investing in a staggered manner, ideally through SIPs.'
'When the average growth in the last three years was just 2.5%, how does that make us...
Bengaluru-based Prestige Estates Projects recently said it aims to double its annual...
'While foreign institutional investor flows are still negative, they will turn positive...
'Domestic will remain very much the core of what IndiGo is.''But the emphasis in our...
'The rebound has run out of steam.'
'The market will focus on the fact that India does have strong earnings growth this year.'
'Citibank customers will migrate to the Axis Bank platform over 18 months.'
'Investors should ideally consider equity allocations from a medium-to-long term...
Indian Bank expects recoveries to be more than slippages in this financial year, which...
'In equities, it has diversified portfolios.''So the short-term movement of individual...
'One of the biggest employment generators, the MSMEs, have not got much from the...
'After 2011-2012, both our investment rate and savings savings rate have...
'New investors may choose less risky products like balanced advantage funds or other...
'Winning a deal is one aspect, making sure that we are able to execute it profitably is...
'... and without necessarily calling them Economic Surveys.''One should stick to the...
'The reason being we cannot let premiums go beyond a certain point.'
'Modi has sowed the seeds of a transformational change.''For the sake of the nation and...
'That is the one headline the world is reading about India this week, and it is a...
'They have started becoming an important player, but not at the same level as they were...
'We had tremendous faith in honorable Modiji in his second term as he was well-settled....
'Nirmalaji must consider herself a very lucky finance minister, partly because of the...
'...Market-linked debentures, high-value insurance, exemptions from capital gains by...
'I believe the modified scheme is much more beneficial and simpler.'
'It's a clear case of political patronage helping an individual grow.'
'Investors should hold equity assets for 3 to 5 years.'