AUTHOR

Tamal Bandyopadhyay

Tamal Bandyopadhyay, a consulting editor with Business Standard, is an author and senior adviser to Jana Small Finance Bank Ltd. You can e-mail the author at tamal.the@gmail.com

All stories by TAMAL BANDYOPADHYAY

Home Loans: To Top Up Or Not To Top Up?
Rediff.com6 days ago

The home loan top-up, a kind of secured multipurpose personal loan, is on the...

Wage Pact: Will Bankers Make More Money?
Rediff.com2 May 2024

Postings to places at an altitude above 1,000 metres but less than 1,500 metres,...

The RBI Story: 90 Years And Going Strong
Rediff.com24 Apr 2024

Of the eight RBI governors who have held office since the 1991 economic liberalisation,...

The RBI Way Of Firefighting
Rediff.com8 Apr 2024

Why is the RBI harsh on Paytm Payments Bank? Why did it give Rana Kapoor of Yes Bank...

Gold Loans On RBI, Finance Ministry Radar
Rediff.com28 Mar 2024

Loan against gold as a product is catching on fast. Let's keep the momentum going, but...

40-year-old fintech gurus need 60-year-olds to handhold them
Rediff.com19 Mar 2024

The message is clear: The 60-year-old wise uncles need to handhold the 40-year-old...

'Banking system has learnt lessons from 2008 crisis'
Rediff.com15 Mar 2024

'They have since only tried to improve systems. Also, with regulatory guidance from...

Why K V Kamath calls Indian banking system the best in 50 years
Rediff.com14 Mar 2024

'I don't think we have ever seen such alignment of everything that we need in the...

'Crypto is serious threat to financial stability'
Rediff.com11 Mar 2024

'To the believers of crypto regulations, I have only one question to ask, how will you...

Will Bull Run In PSU Banks Continue?
Rediff.com6 Mar 2024

>It's not easy to predict the market. But there are at least two positive factors to...

New Challenges Facing Banks
Rediff.com28 Feb 2024

As the fight for deposits intensifies, the cost of money will rise and the margin will...

Has Paytm Woken Up Too Late?
Rediff.com20 Feb 2024

Has Vijay Shekhar Sharma given up on the bank? For now, he seems to be on a save-OCL...

Is Nirmalaji A Believer In Numerology?
Rediff.com3 Feb 2024

There hasn't been any dramatic moment in the first act (the Budget) but nobody would...

P2P Lending: Barking Up The Wrong Tree
Rediff.com24 Jan 2024

P2P platforms do not have the safety net. Instead of playing the role of an...

Digital Loan Apps: Boon Or Bane?
Rediff.com18 Jan 2024

For the time being, digital lending remains a grey area, notes Tamal Bandyopadhyay.

Unruffled By Pitch, RBI Governor Bats Like Dravid
Rediff.com19 Dec 2023

While the economy seems to be on a firm growth path, the fight against inflation is not...

Why RBI Is Worried About The Rise In Personal Loans
Rediff.com28 Nov 2023

In the June quarter of FY24, 51 per cent of consumers who took small-ticket personal...

Gandhigiri To Recover Bad Loans
Rediff.com21 Nov 2023

Every defaulter is not a wilful defaulter who has the capability of paying back and is...

RBI Governor Wants Bankers To Be Like Dravid
Rediff.com20 Nov 2023

The governor made it clear that the RBI is aware of what's happening and acts...

'I have never done one wrong thing in my life'
Rediff.com16 Nov 2023

Excerpted from Sahara: The Untold Story by Tamal Bandyopadhyay.