Sanjay Kumar Singh And Joydeep Ghosh

All stories by Sanjay Kumar Singh And Joydeep Ghosh

Save First, Spend Later
Rediff.com7 Nov 2025

Young earners with high incomes and few responsibilities can save more than 30 per...

Missed Investing In Gold? Read This
Rediff.com24 Oct 2025

New investors should not allow themselves to fall prey to FOMO and rush headlong into...

Want To Invest In MMFs? Read This
Rediff.com26 Sep 2025

'They are positioned as defensive products and can potentially give marginally higher...

Debt MFs Vs FDs
Rediff.com24 Jul 2025

Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.

How to Ensure Life Insurance Claims After Tragedy
Rediff.com17 Jul 2025

If nominees pass away, distribution is governed by succession laws of insured's religion.

Mediclaim: Want To Buy An OPD Plan?
Rediff.com14 Jul 2025

These plans are suited for individuals and families with regular OPD needs -- those...

How To Monsoon-Proof Your Car Ride
Rediff.com13 Jun 2025

Even if you have a comprehensive motor insurance policy, it may not provide sufficient...

Beware High-Fee, Low-Return Funds
Rediff.com30 May 2025

A higher TER means a larger portion of the return goes to the AMC, leaving less for the...

Should You Invest In Defence Funds?
Rediff.com21 May 2025

Only experienced investors with a high risk appetite, a grasp of market cycles, and...

Gold Hits 1 Lakh: Hold, Buy or Sell?
Rediff.com6 May 2025

'Investors' decisions should reflect their financial goals, risk tolerance, and the...

'Digital Arrest?' Don't Panic!
Rediff.com5 May 2025

Targets should avoid panicking and hang up. 'Disconnecting stops the scammers from...

How To Invest In Debt Funds Now
Rediff.com25 Apr 2025

With the RBI infusing Rs 7.5 lakh crore in liquidity -- and possibly more in the future...

Is Your Savings Account Losing You Money?
Rediff.com23 Apr 2025

One should avoid keeping excessive funds in one's savings account.

INCREASE Your Health Insurance NOW!
Rediff.com15 Apr 2025

'Go for a base cover of Rs 10 lakh and then buy a super top-up of Rs 90 lakh.'

Planning Loan Against Mutual Funds?
Rediff.com11 Apr 2025

'The rise in SIP contributions has created a pool of long-term MF assets that can be...

Crypto: Assess Risks Before Investing
Rediff.com19 Mar 2025

Market downturns or regulatory shifts can reduce liquidity, making it harder to buy or...

Why Home Insurance Is A Must
Rediff.com17 Mar 2025

A home insurance policy covers damage from earthquakes, fires, explosions, floods,...

Builder-Buyer Deals: How To Stay Alert
Rediff.com4 Mar 2025

'Buyers should be provided either a fixed possession date or a firm date for the start...

Mid & Smallcap SIPs: Hold Or Exit?
Rediff.com27 Feb 2025

Younger investors with long investment horizons may continue their SIPs.

Updated ITR: What You Must Know
Rediff.com5 Feb 2025

'Once filed, it cannot be revised or rectified.'